07/03/2026
Things That Make Our Underwriters Sweat
We’ve seen some risky behavior in our time, but climbing to the top of a massive antenna tower without safety harnesses just to make a political statement? That takes the cake. 😅
While we admire the absolute commitment to the cause shown in image, from an insurance standpoint, this picture is basically a giant blinking red light.
Here is a quick reality check on what a stunt like this actually means for insurance:
Property & Liability Insurance: If you own a building with a tower like this, unauthorized trespassers causing damage—or worse, injuring themselves—can trigger massive liability headaches. Securing your premises is step number one.
Life & Disability Insurance: Standard policies usually require you to disclose high-risk hobbies. Free-climbing industrial structures in ski masks? Definitely counts as a high-risk activity that could impact your coverage.
Workers’ Comp: Don’t worry, this definitely doesn’t fall under “scope of employment” for standard tower technicians!
The Moral of the Story?
Keep your feet on the ground, leave the tower climbing to the certified professionals, and make sure your personal and business liabilities are fully covered before anyone decides to scale the heights.
👉 Do you have questions about your current liability coverage or umbrella policies? Drop us a message or visit our link in bio to chat with an agent today!
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