Juan Farias - Farias Lending Team

09/04/2026

Change starts at the local level. 🏡

This National Food Bank Day, remember: the biggest impact often starts small. A few cans, a few dollars, or an hour of your time can help your neighbors right here at home.

Tag your local food bank in the comments! Let's encourage others to give!

08/28/2026

5.0 star review received on Experience.com for Juan Farias by Eduardo J M - Great communications in the whole process and very responsive. Excellent Service!

Click to see all 393 reviews of Juan Farias, Branch Manager | NMLS # 1370005

08/27/2026

If you’re planning to tour homes this weekend, make sure you’re pre-approved before you go! That way, when you find the home you love, you’re ready to make a strong offer.

Ready to start? Reach out to me any time.

08/17/2026

Want to pay off your mortgage years early? Here are 3 strategies that actually work.

1️⃣ Make bi-weekly payments instead of monthly. By splitting your payment in half and paying every two weeks, you end up making 13 full payments a year instead of 12. That one extra payment per year can shave 4–5 years off a 30-year loan and save you tens of thousands in interest.

2️⃣ Make a lump sum payment when you can. Got a tax refund, work bonus, or unexpected windfall? Put it toward your principal. Even a single $2,000–$5,000 payment early in your loan can save you far more in interest down the road than it cost you today.

3️⃣ Refinance to a shorter loan term. If rates have dropped or your income has grown, refinancing from a 30-year to a 15-year mortgage can dramatically reduce the total interest you pay. Your monthly payment may go up, but you'll own your home outright much sooner.

Not sure which strategy makes sense for your situation? Let's talk!

08/16/2026

5.0 star review received on Experience.com for Juan Farias by Elinda S E - We had a wonderful experience working with Juan! He was professional, knowledgeable, responsive, and made the entire loan process smooth and stress-free. We truly appreciated his guidance and support throughout our home-buying journey. We highly recommend Juan to anyone looking for a great loan officer!

Click to see all 392 reviews of Juan Farias, Branch Manager | NMLS # 1370005

08/13/2026

Freddie Mac just made it easier to turn assets into qualifying income!

If you're retired, self-employed, or have strong savings but income that doesn't fit the traditional mold, this could open up options that weren't there before: more flexible terms, higher LTVs, and more ways to get to "yes."

Have assets working for you? Let's talk about what this could mean for your next home. DM or give me a call!

08/13/2026

5.0 star review received on Experience.com for Juan Farias by Giancarlo B - Communication was great. Everything was handled smoothly and the most important thing is that there weren't any surprises along the way.

Click to see all 391 reviews of Juan Farias, Branch Manager | NMLS # 1370005

08/11/2026

5.0 star review received on Experience.com for Juan Farias by Alexander G P - Juan and his team were always professional, knowledgeable, detailed in the mortgage process. They always responded quickly to any questions I might have had. The service I received was amazing, 100% Platinum.

Click to see all 391 reviews of Juan Farias, Branch Manager | NMLS # 1370005

08/08/2026

Happy to those who celebrate!

08/05/2026

Whether it’s building a backyard oasis, funding a dream wedding, paying for college, tackling high-interest debt, or welcoming a new family member, your home equity can help bring your goals to life.

You’ve worked hard to build equity; now let it work for you!

Let’s talk about your options and find the path that fits your life.