NOLI Dayuta, Licensed Financial Professional

06/14/2026

Cleanup work still requires real human review and expertise.

QuickBooks cleanup requires:

- Accuracy
- Investigation
- Accounting understanding
- Human judgment

Where AI does help:

- Scanning receipts
- Suggesting transaction categories
- Matching simple transactions

If your books are messy, behind, or not making sense, getting professional support can help you clean things up properly and move forward with confidence.

Book a call using the link in our profile or comment “books” below to learn more about my services.

06/09/2026

01/24/2026

https://proadvisor.intuit.com/app/accountant/search?searchId=manny-dayuta

01/15/2026

https://proadvisor.intuit.com/app/accountant/search?searchId=manny-dayuta

11/21/2023

Show clients how they can help manage tax exposure and market volatility and enjoy tax-advantaged supplemental income with Transamerica Financial Choice IUL.

11/21/2023

Call and ask me about Medicare Advantage plans 407-538-8691

10/16/2023

Time of the year again.

09/09/2023

Loans taken from your policy ARE NOT TAXED🚨. (See section 7702 of the Internal Revenue Code):

1. Earned Income 💵 - This is money that you earn by working, including wages, salaries, and bonuses.

2. Passive Income 🏠 - This would be the type of income you receive from renting or leasing a property.

3. Portfolio Income 📈 - This comes in the form of interest and dividends.

Since loans against your permanent policy are not earned, passive, or portfolio income, the money is yours tax-free. Although the insurance company does not require you to pay back any loans during your lifetime (because any loan balances are cleared away when the death benefit is ultimately paid), you can pay back some or all of the loan if you choose.

09/07/2023

Did you know???

Permanent life insurance policies are in compliance and are favored by the Internal Revenue Code.

Here's How:
1. Section 72-E: (Accumulation) Allows you to accumulate money with interest/dividends inside of a life insurance policy tax-free.
- This allows you to take ownership so your family does not experience life-changing financial strains.

2. Section 7702: (Accessing) Allows people to access money; when they retire, lose employment, and emergencies without tax penalties.
- This allows for easy liquidity to your funds.

3. Sections 101-A: (Transfering) When you pass away, anything in the life insurance blossoms and is received by the beneficiaries.
- Tax-free lump sum.

Please understand that this post is for educational purposes only. If any of you have any questions or are curious to learn more, DM or leave a comment below.