Joel Morales

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Joel Morales Joel Morales NMLS #2107207 is a trusted Loan Consultant who is ready to make your dreams of owning a home a reality. NAF NMLS # 6606

Realtor | Loan Officer

Helping Florida families achieve their dream of homeownership 🏠 Realtor & Loan Officer
Realtor # 3647072 | NMLS # 2107207
Let's get started 👇
Orlando,Florida
https://popl.co/card/QAKPHgyS/2/dash Joel Morales is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!

✨ ORLANDO, LET’S MAKE SOME MEMORIES! ✨Modern Moments is now accepting bookings for upcoming celebrations throughout Orla...
10/08/2026

✨ ORLANDO, LET’S MAKE SOME MEMORIES! ✨

Modern Moments is now accepting bookings for upcoming celebrations throughout Orlando and Central Florida!

📸 Weddings & Engagement Parties
🎉 Birthdays & Milestone Celebrations
💍 Quinceañeras & Sweet 16s
🎄 Holiday & Company Parties
🥂 Corporate Events & Special Occasions

From beautiful photo experiences to personalized digital memories and premium printed keepsakes, we bring something special to every celebration.

✨ Limited introductory booking opportunities available for select 2026 dates!

📍 Orlando & Central Florida
🌐 www.modernmomentsstudios.com

📩 Message us with your event date and location for availability and pricing.

Modern Moments | Activations + Experiences

Experiences that connect. Moments that last.

October is Breast Cancer Awareness Month. We honor those facing breast cancer, celebrate survivors, and remember the lov...
10/02/2026

October is Breast Cancer Awareness Month. We honor those facing breast cancer, celebrate survivors, and remember the loved ones we’ve lost. A little support can mean so much check in on someone you love and help keep the conversation going. 💗

09/30/2026

Found your next home but haven’t sold your current one yet?

A bridge loan may help you move forward while you prepare to sell. Explore how it could support your next move. Message us to learn about your options and eligibility!

Could a mortgage recast help lower your monthly payment?By making a lump-sum payment toward your principal, you may be a...
09/28/2026

Could a mortgage recast help lower your monthly payment?

By making a lump-sum payment toward your principal, you may be able to lower future monthly payments while keeping your current interest rate and loan term. Eligibility and requirements vary by loan, so reach out to your loan servicer to learn whether a recast is an option for you.

Important Fannie Mae Update for Real Estate Professionals!New guidance around departing residences may impact buyers who...
09/25/2026

Important Fannie Mae Update for Real Estate Professionals!

New guidance around departing residences may impact buyers who plan to keep their current home and convert it into a rental. Market rent may be considered in certain situations, additional reserves may be required, and getting the lender involved early can help keep the transaction on track.

Have a client in this situation?

Connect with us before anything is signed so we can review the details and help guide the next steps.

This isn’t just another ITIN product it could be your next step toward homeownership.Qualified ITIN borrowers may have o...
09/23/2026

This isn’t just another ITIN product it could be your next step toward homeownership.

Qualified ITIN borrowers may have options with as little as 10% down, helping make the dream of owning a home feel more achievable.

Ready to explore what may be available for you?

Let’s connect!

Do you know your Debt-to-Income Ratio (DTI)?Your DTI compares your monthly debt payments to your gross monthly income, a...
09/21/2026

Do you know your Debt-to-Income Ratio (DTI)?

Your DTI compares your monthly debt payments to your gross monthly income, and it’s one of the key factors lenders review when you apply for a mortgage. Understanding your DTI can help you see where you stand and prepare for the homebuying process.

Want to learn more about your mortgage options?

Let’s connect!

Buying your first home while managing student loan debt may be more possible than you think!With the right guidance and ...
09/16/2026

Buying your first home while managing student loan debt may be more possible than you think!

With the right guidance and loan options, you can take steps toward homeownership while still managing your financial goals.

Ready to explore your options?

Let’s connect and see what may work for you!

Homebuyers may have the edge in more markets than you think!From Florida to Georgia, Texas, Tennessee and beyond, these ...
09/14/2026

Homebuyers may have the edge in more markets than you think!

From Florida to Georgia, Texas, Tennessee and beyond, these markets are giving buyers more opportunities to make their move.

Is your city on the list?

Let’s talk about your homebuying options and get you one step closer to homeownership!

It’s OK to talk to a lender before you’re ready.Thinking about buying a home someday?You don’t have to wait until you’re...
09/11/2026

It’s OK to talk to a lender before you’re ready.

Thinking about buying a home someday?

You don’t have to wait until you’re ready to make an offer. Talking with a lender early can help you understand your options, prepare your finances, and create a clear path toward homeownership.

Your future home starts with a conversation.

Let’s talk!

Address

Orlando, FL
32828

Telephone

+19546924478

Website

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