Augustin Global Insurance

10/12/2022

Will my insurance cover it?
If you have comprehensive auto coverage, you’re covered for flood damage to your car. You can find coverage information on your policy’s declaration page. If you don’t have your policy, contact your agent or insurer.

How do I file a claim?
Call your insurance agent or company as soon as possible. Your policy should have a number to call to report a claim. Take photos of the damage and, if possible, of your car submerged. It might take time for your company to send an adjuster out to look at the damages.

Can I dry it out?
This task is best left to a professional if water got in your car. If it’s not dried out correctly, your car will be at risk of mold, electrical issues, and other problems. Experts recommend that you have a mechanic look at a flooded car before trying to start it to avoid more damage.

Will my car be totaled?
The insurance company will look at your car’s actual cash value vs. the cost of repairs. If fixing your car will cost more than what it’s worth, your insurance company will consider it totaled. There was an old rule of thumb that once water reached the dashboard, the car was likely to be a total loss. But today’s cars have more electronics and can cost more to repair so a car may be totaled even if water didn’t get into the engine.

What if my car floated away?
Contact the police department’s unclaimed autos department to see if your car has been recovered.

What if I owe more than the settlement?
If you have a gap policy, it will pay the difference between what you owe and the settlement amount. If you don’t have a gap policy, you’ll be responsible for paying off the remainder of the loan.

if you need help, don't hesitate to Call us (321) 318-9443.

$38

10/04/2022

10/03/2022

After Hurricane IAN, you might need to replace your vehicle, make sure you asked the dealership for all the necessary information before purchasing the new car. Also, asked us about the best way to protect your vehicle against Flood, collisions, and any other damages that can occur.
Call or Text Now (321) 318-9443 let us protect you and your Family.
$38 💪

09/30/2022

What to Do After a Hurricane?

1- After it is confirmed by authorities that the storm has passed and it is safe to go outdoors, you can begin to assess any potential damage to your home and property. Follow these tips after the storm is over:

2- If you were evacuated, return home only after authorities advise it is safe to do so.
Avoid downed power lines. Never touch anything in contact with power lines, including water or water puddles that may be near the downed power lines.
Protect your property from further damage by boarding up broken windows to help deter vandalism or additional weather damage. Arrange for reasonable temporary repairs.

3- Be wary of any gas lines that may have been damaged or broken during the storm. If a gas leak is suspected, stay out of the property until the utility company deems it safe.
Be cautious of hazards that are a product of the storm, such as water due to flooding, sharp or broken objects, damaged tree limbs or other structures that may have been damaged by high winds or water.

4- Keep accurate records of your expenses and save bills and receipts from your temporary repairs. (Avoid making permanent repairs until your Claim professional has reviewed the damage.) Keep accurate records of any other expenses incurred.
Separate and inventory any damaged personal property. Create a list of any damaged contents, including a description of the item, name of the manufacturer, brand name, age, as well as the place and date of purchase, if known. Include photographs, videotapes or personal property inventories you may already have available.
If you think your home might be unsafe due to storm damage, contact your insurance company to discuss finding temporary accommodations.

09/29/2022

https://www.floridadisaster.org/knowyourzone/

09/28/2022

5 Hurricane Safety Tips for What to Do During a Hurricane

1. Stay inside and keep away from all windows, skylights and glass doors. Go to a safe area, such as an interior room, closet or downstairs bathroom.

2. Use a portable radio to listen to important storm updates, information and instructions.

3. Never go outside the protection of your home or shelter before there is confirmation that the storm has passed the area. The eye of the storm could create a temporary and deceptive lull, with high winds still approaching.

4. If power is lost, keep the refrigerator closed to keep cold air trapped and delay spoilage of perishable food.

5. If you use a portable generator, follow all the manufacturer’s instructions. Generators should be properly grounded to prevent electrical shock and should never be operated indoors, in garages, basements or outdoors near any windows, doors or vents. Because generators produce carbon monoxide (CO), make sure you have a working CO detector in your home.

☝️ $38

08/04/2022

"Garage Liability Insurance is a specialty policy for auto dealers, mechanic shops, repair shops, tow truck operations and service stations that covers your liability exposure with business liability insurance. Garage Keepers Insurance offers protection in case a car is damaged by theft, fire, vandalism, or collision. This type of policy protects your customer’s vehicle when you keep it at a covered location to perform a service or just parking or storing"
Call Us Today for a free Quote for your Business (321) 318-9443

08/02/2022

Your Homeowners insurance rates continue to increase every year. Our Agency have the competitive rates you need to help you save money on you homeowner insurance. Call us today for your affordable Homeowners Insurance.
(321) 318-9443
6250 Edgewater Dr Suite 300, Orlando Fl 32810.
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