Credit by DP

Credit by DP Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Credit by DP, Credit Counseling Service, 1317 Edgewater Drive, Orlando, FL.

Credit blast client just purchased a new custom car for his wife! 🤪 Congrats, Steven! We aren't even done with the proce...
10/17/2024

Credit blast client just purchased a new custom car for his wife! 🤪 Congrats, Steven! We aren't even done with the process yet and boom already a new car! Credit by DP on the deletions and the score increase. Per usual!

01/23/2024

Now that we know about Evictions and the other reporting agencies lets talk about deleting them!

Follow this step-by-step guide to delete evictions!

1️⃣ Check Your Starting Point: Pull Your Credit Report 📊
Start by pulling your credit report to identify if the eviction is listed. Knowledge is power! Click here to grab your 3 reports and FICO scores

https://bit.ly/42ZiOmz

2️⃣ Eviction on Credit? Time to Dispute! 📝
If the eviction is on your credit report, dispute it just like you would with a collection account.

3️⃣ Can't find your eviction?
If the eviction isn't on your credit report, take a proactive step by applying for the apartment you have your eye on or go back to the apartment that denied you and review your adverse letter!

4️⃣ Request the Secondary Bureau Report 📑
If denied, request the credit report that flagged the eviction from the secondary bureau used by the apartment company.

5️⃣ Dispute with the Secondary Credit reporting agencies:
Challenge the accuracy of the eviction directly with the secondary bureau(s) See previous post for full list of secondary credit reporting agencies!

6️⃣ Patience is Key: Wait for Deletion ⏳
Allow time for the dispute process.

7️⃣ Double-Check with Credit Bureaus 🔄
After you receive your deletion, challenge the eviction with the major credit bureaus to ensure it's wiped clean. (If reporting with the big three)

8️⃣ Ready for Redemption: Reapply for Your Dream Apartment! 🔑
With the eviction removed, confidently reapply for an apartment!

If you need professional help Drop a 💳 in the comments or send us a message to get started!

01/23/2024

FYI here is the truth about EVICTIONS!

If you can't get approved and you don't see an eviction on your credit report then let us drop game and explain why! 💎💎💎

It's not just about Transunion, Experian, and Equifax. Landlords and rental properties often use other consumer reporting agencies that you can't see on your standard credit report!

Here are some Credit Reporting Agencies that are possibly showing evictions:

1️⃣ AmRent:
Specializing in background screening for property management and real estate businesses, covering eviction, credit reporting, identity verification, and criminal background data. Free report available every 12 months.

2️⃣ AppFolio:
Offers tenant screening services to property managers, including credit information, income verification, eviction, and criminal background data. Free screening report upon request.

3️⃣ Contemporary Information Corp. (CIC):
Conducts background screening for landlords and residential real estate management, focusing on eviction and criminal background data. Free report from their national eviction record database every 12 months.

4️⃣ CoreLogic Rental Property Solutions:
Collects comprehensive information about landlord-tenant actions, address history, and public background checks. Freeze your report upon request.

5️⃣ Experian RentBureau:
Collects rent payment history data, offering one free report every 12 months.

6️⃣ First Advantage Corporation Resident Solutions:
Provides background screening services, offering one free report every 12 months. Freeze your report upon request.

7️⃣ Real Page, Inc. (LeasingDesk):
Focuses on identity verification, tenant history, check writing history, and criminal record searches. Freeze your report upon request.

8️⃣ Screening Reports, Inc.:
Specializing in background screening services for the multifamily housing industry. Free report available upon request if you've submitted a rental application processed by them.

9️⃣ TransUnion Rental Screening Solutions, Inc. (TransUnion SmartMove):
Offers tenant screening reports, estimated income, resident risk scores, and leasing recommendations. Free report available upon request.

If you need help with your credit DROP a ✨ in the comments or message us to begin! Click here to learn more: https://linktr.ee/CreditByDP

Only 1-2 collections left! After one month look at these text messages our client sent in! Make 2024 YOUR year to get go...
01/22/2024

Only 1-2 collections left! After one month look at these text messages our client sent in! Make 2024 YOUR year to get good credit!

If you're tired of credit denials and ready for a better score, click the link to sign up TODAY! 🚀🔗 Let's make 2024 YOUR year of credit success.

Navy Fed approval! 💃Congratulations to one of our clients who was just approved for a secured card with Navy Federal! We...
01/22/2024

Navy Fed approval! 💃Congratulations to one of our clients who was just approved for a secured card with Navy Federal! We improving scores, getting deletions, rebuilding credit profiles, and getting approvals all 2024! 💳

01/22/2024

FYI! 🚨 It's not just the big three credit bureaus you must worry about! 🤔 other reporting agencies play a crucial role in your financial profile! Here's a breakdown to help you navigate the credit repair journey:

1️⃣ Transunion & Experian & Equifax:
Main Bureaus reporting info & personal details.

2️⃣ SageStream:
Auto Lenders, Credit Cards, Issuers, Retailers, Utilities, and Cell Phone accounts.

3️⃣ Advanced Resolution Service:
For Public Records, Bankruptcy, and Inquiries.

4️⃣ Clarity Service Inc:
Watch out for Payday Loans, Auto Title Loans, Subprime Lending, and Check Cashing.

5️⃣ Innovis: (Also known as the 4th credit bureau)
Critical for Payment history, Accounts, Mortgage, and any late payments.

6️⃣ ChexSystem & EarlyWarning:
Important for Checking Account openings, closures, and check writing.

7️⃣ Corelogic Credco:
Crucial for Rental Applications, Child Support, Criminal Records.

8️⃣ Telecheck:
Consumer reporting agency (CRA) focusing on checks and bank accounts.

9️⃣ LexisNexis:
Keep tabs on Liens, Judgments, Bankruptcy, Historic Addresses, and Professional Licenses. It's not just about getting an eviction removed from your credit report with the big three! Property management companies may still see it through the rental history check depending on their chosen reporting agency.

Starting off 2024 with a BANG! 💪🏽🔥 Credit by DP
01/04/2024

Starting off 2024 with a BANG! 💪🏽🔥 Credit by DP

01/04/2024

COLLECTIONS DELETED 💁‍♀️ 2024 have to pay for what 2023 did! We big stepping this year!

Get with the winning team. 🔥💪🏽 DM if you need help restoring your credit

4 days remaining!!! 😳😳😱T H E CREDIT MASTERCLASS is scheduled for 8/28 at 7 PM EST, continuing nightly until 8/31. Ticke...
08/24/2023

4 days remaining!!! 😳😳😱

T H E CREDIT MASTERCLASS is scheduled for 8/28 at 7 PM EST, continuing nightly until 8/31.

Ticket sales will conclude at 5 PM EST on 8/28

HOPE TO SEE YOU THERE! 🫶🏾

⬇️⬇️⬇️⬇️ for extra savings Use code DP10 at checkout

https://jayteetalksmoney.com/products/4-day-credit-masterclass

08/01/2023

Don't close your account!🛑

Closing credit accounts might seem like a good idea, but it can actually impact your credit score negatively. Here's what happens when you close your accounts!

1️⃣ Credit Utilization Ratio: Closing an account reduces your total available credit, which can increase your credit utilization ratio. Higher utilization can hurt your credit score. 😟

2️⃣ Credit History Length: The age of your credit accounts matters! Closing older accounts shortens your credit history!

3️⃣ Impact on Mix of Credit: Lenders like to see a diverse credit mix (credit cards, loans, etc.). Closing an account could disrupt this mix and potentially affect your score. 🔄

💡 So, What Should You Do? 💡

Instead of closing accounts, here's what you can do:

1️⃣ Use Accounts (Easier said than done lol): Keep using your credit cards but do it wisely and pay off balances on time. 💳

2️⃣ Keep Older Accounts: If you have older, well-managed accounts, hold onto them to maintain a solid credit history. (Especially student loans that are in good standing!)

3️⃣Monitor Your Credit: Regularly check your credit report to spot errors and ensure everything is accurate. 📋Grab all three reports and accurate scores for $1 by clicking this link: ➡️ https://bit.ly/42ZiOmz
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1317 Edgewater Drive
Orlando, FL
32804

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+18009984010

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