12/14/2021
A cautionary tale from my conversations with clients:
About a week ago I met with a really nice guy who was in need of some life insurance (most people are).
We introduced ourselves and upon getting to know his situation, I thought “okay, he’s only 49, looks to be in good health.
There should be plenty of products available to this guy.” Then we started to dig into his health history…
It turns out that this client was in perfect health and COULD have qualified for anything available; until he was diagnosed with a genetically inherited form of kidney failure at the age of 45.
All of a sudden his own mortality was staring him in the face and at the same time, almost all doors to life insurance were slammed shut.
The moral of this experience is simple.
Don’t wait till the worst happens to decide to put something in place for the protection of your loved ones.
They deserve your protection, even when you’re not around any more.
There are products that can leave a financial legacy for your dependents, or if you’re farther along, there are products that can simply protect your loved ones from the burden of having to pay with their own savings, or even worse, a line of credit, for your final expenses.
These products come in all shapes and sizes, for any budget. So get SOMETHING.
It means your loved ones are important to you.