Spencer Peterson Financial

02/06/2023

It’s a fact: A basic understanding of life insurance can make all the difference in helping to protect your family. Let’s talk through some life insurance facts together.

01/11/2023

It's a new year and I wanted to take a moment to express my appreciation for the opportunity to serve as a life insurance advisor in this community. Helping people achieve their financial goals, protect their families, and assist business owners in reducing their taxable income has been my passion and privilege for over 6 years.

As a life insurance advisor, it is my mission to provide personalized solutions that meet the unique needs of each individual and family. I take the time to understand my clients' concerns, goals, and objectives and I work with them to develop a plan that gives them peace of mind and security.

I am grateful for the trust my clients have placed in me and I am proud of the impact that I have been able to make in their lives. I believe that life insurance is an important part of financial planning, and it's rewarding to be able to assist people in protecting the ones they love and ensuring their financial future is secure.

I also have a passion for helping business owners to reduce their taxable income, this is why I am glad to have the opportunity to assist them in protecting their companies, employees and themselves by utilizing the different benefits and tax advantages life insurance offers.

Thank you for the opportunity to serve you. I look forward to continuing to be a valuable resource for you and your loved ones for years to come.

01/10/2023

January is a great time to get organized and set the stage for a successful year. Here are seven key things to consider doing this month to help get your business off to a great start in 2023:

1. Review and update your business plan to reflect the previous year's performance and any changes in your industry or market.
2. Set specific, measurable, achievable, relevant, and time-bound (SMART) goals to guide your efforts in the coming year.
3. Review and update your budget based on changes in your business or market conditions.
4. Make sure that your insurance coverage is up to date and sufficient to protect your business from potential risks.
5. Get organized and set up systems to help you stay on top of your business tasks and responsibilities throughout the year.
6. Stay current on financial tasks such as paying bills and invoices on time, keeping accurate financial records, and filing tax
returns if necessary.
7. Take care of yourself and your team by maintaining a healthy work-life balance and providing support and resources to
help them be successful in their roles.

By addressing these key areas, you can ensure that your business is well-positioned to start off the new year on the right foot and achieve success in 2023.

08/12/2022

It's always the right time to upgrade your business card to a metal one with a QR code.

07/04/2022

Talking about life insurance with your family isn’t easy. Check out these ways to get started and show them that you care about protecting their future.

Whether you need to have a life insurance discussion with a spouse, parent or other important loved one, starting the conversation can be the hardest part.

07/02/2022

Knowing what financial milestones are ahead of you is essential when preparing for retirement. Learn how you can maximize your retirement income and benefits.

In life, there will always be things you can control, and things you can’t. What you can control is how you plan for your financial future.

07/01/2022

Asking people to come back to the office can be delicate. You’re going to change their lives, so you need to consider their feelings. Here’s how to do it.

Some companies may want employees to come back to the physical office, but getting them to do it happily can be delicate--particularly if employees have moved away.

06/30/2022

Millennials are way ahead of Baby Boomers when it comes to saving for retirement.” Learn why most millennials are stashing away funds in their mid-20s, beating their parents by about a decade.

Maybe that avocado toast isn't so bad, after all.

06/29/2022

Life insurance is a great way to make a significant gift to a charity, school or religious group. Here’s how you can boost your planned giving strategy.

Life insurance is an affordable way to leave a large, lasting legacy to a charity, school or religious organization.

06/28/2022

Find out why there has been such a strong increase in demand for life insurance this year.

Trends in activity for the universal life policies clients might use in income planning were relatively strong.

06/27/2022

Learn more about the Fed’s recent interest rate hike and how this is impacting consumers and companies alike.

As the consumer price index (CPI) was higher than expected in May due to inflation, the Fed has just announced an interest rate hike of .75 percent. The Fed will implement contractionary monetary policies by raising interest rates in the near future to fight inflation.

06/25/2022

Everyone who dies has an estate to settle. Some are more complicated than others, taking years to resolve. If you’re an executor, here’s how to do the job.

Experts say settling an estate can take six months to several years, depending on prior planning and simplicity of the assets. Here's what to know.