M. Chad Day Insurance Agency

03/18/2026

What to do if you fall for an internet scam:

Never contact the scammer. Gather emails, bank statements, and other information that may help authorities catch the scammer and help get your money back. Take these steps:

1. Report it, even if you didn't lose money or data. You can report scam websites to law enforcement and file a complaint to the FBI's Internet Crime Complaint Center (link here: https://www.ic3.gov/ ).

2. Lost money? File a police report.

3. Stolen banking details? Contact your bank to block credit cards and accounts.

4. Stolen personally identifiable information? Report it to the police, your bank, credit bureaus, Social Security Administration, and Federal Trade Commission.

5. Stolen password? Change it to something more secure and enable two-factor authentication (this is when you need to enter a special code that was texted, e-mailed, or generated by an authenticator app, in addition to your password).

6. Scammer accessed your personal device? Change your passwords, inform your bank, and scan for viruses/malware.

Secure .gov websites use HTTPS A lock ( ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.

03/06/2026

SCAM ALERT:

SCAM ALERT: "Utah DLD Final Notice" Text

Have you received a text message claiming to be from the Utah Department of Public Safety Driver License Division about an "unresolved traffic violation"? It is a SCAM. Scammers are sending high-pressure messages like the one in the photo to steal your credit card info and personal data.

Don't click any links. Don't reply. Delete the message.

Clear signs of a scam:

We don't deal with unpaid tickets.

We don't text, we write letters.

We don't apply pressure.

Don't fall victim to this scam. Tell your family and friends.

01/29/2026

If you had private major-medical health insurance last year AND you received a subsidy (aka: Advanced Premium Tax Credit), which reduced the cost of your insurance, please be sure to include or use your "Form 1095-A" when you file taxes. This is how the IRS squares your income prediction with the cost of your insurance.

If you forget to include/use Form 1095-A, you should file an amendment to correct your taxes to avoid negative consequences with the cost of your insurance and with the IRS.

Normally, your 1095-A form would have arrived in the mail (from the Health Insurance Marketplace) by now. However, this year the government announced they are behind sending these forms out. The forms are expected to arrive by mid-February this year. If you'd prefer not to wait, you can call the Marketplace (1-800-318-2596) 24/7 and they may be able to e-mail your 1095-A to you early.

01/26/2026

Tips to avoid being scammed this tax season:
Scammers are impersonating the IRS and tax preparers to try to steal your personal information and file fake returns or claim refunds in your name.

Common Red Flags:
• Unexpected contact: Scammers contact you on social media or by phone, threatening legal action.
• Urgent payment requests: Criminals often demand immediate payment via wire transfers, gift cards, or cryptocurrency.
• Links or attachments in messages: Phishing emails often include fake IRS logos and links to "verify your account."

Tips to Keep You Safe from Tax Fraud:
• File as early as possible
• Update passwords and use two-factor authentication
• File on protected Wi-Fi networks
• Shred old tax documents
• Use trusted tax preparers

You can report tax fraud to the IRS here:

If you were scammed, suspect tax fraud or had your identity stolen, report it to us.

01/16/2026

The M. Chad Day Insurance Agency will be closed on Monday, Jan. 19th, 2026 in honor of Martin Luther King Jr. Day.

We will re-open at 11am on Tuesday, Jan. 20th.

01/14/2026

January 16th, 2026 is the final deadline for national Open Enrollment to sign-up for, or change, private health insurance and our meeting calendar is completely booked.
If you don’t have Health insurance right now and would like coverage for 2026, please use our self-service tool by visiting https://www.healthsherpa.com/?_agent_id=m-chad-day-insurance . It’s not as good as sitting down with us, but signing up for any plan is better than nothing.

If you sign up through this link, please make sure you get all the way through and pay your first month’s premium before closing your browser, or your coverage will not be started.

Office phone number: (801) 404-5330

01/08/2026

Winter weather can increase the risk of delays and accidents during travel. Take steps to ensure your vehicle is so you can reach your destination safely. ⤵️

01/05/2026

12/22/2025

During the holiday season, we enjoy reflecting and reminiscing on the good things we have, like working with each of our amazing clients. We hope the holidays bring you and your loved ones much joy this year. 🎄

We value your trust and appreciate the ⭐⭐⭐⭐⭐ reviews many of you have left us. We look forward to advising you for years to come! 😀

• The M. Chad Day Insurance Agency will be closed this Wed. (24th), Thurs. (25th), and Fri. (26th) for the Christmas holiday.
• Our office will re-open at 10am on Monday, Dec. 29th.

Wishing you a warm and very merry Christmas! 🎅

12/12/2025

Our meeting calendar is full; however, if you live in Utah and you don’t have Health insurance right now and would like coverage for January 1st, please use our self-service tool by visiting: https://www.healthsherpa.com/?_agent_id=m-chad-day-insurance . Remember, signing-up for literally any plan is better than having no coverage at all.

Please make sure you get all the way through the application and pay your first month’s premium before closing your browser (or else your coverage will not be started).

AFTER you've applied and paid for your plan, please give our office a call (801-404-5330) and we'll schedule a meeting to review your new plan, answer questions, and provide helpful tips to get the most out of your coverage. 🙂

12/02/2025

Be ready for winter travel by stocking up on essentials for your car! Build your emergency kit with these items:
- Warmth: blankets & hand warmers
- Communication: phone charger & power bank
- First aid: kit & meds
- Food: granola bars & water
- Tools: ice scraper & tire chains