UMBA

07/01/2016

Brexit may cause 30 year fixed rate to drop as a result of global economic issues, possibly to a record low; Construction spending flat; and there has been a 1.3% drop in single family home building.

CNBC's Diana Olick reports on mortgage rates falling, depending on global economic issues.

07/01/2016

Ralph McLaughlin, Trulia housing economist, says low mortgage rates should spur refinancing rather than buying a home.

10/04/2015

Read more by clicking on the link-
http://www.housingwire.com/articles/35238-bills-to-reform-cfpb-relieve-regulations-go-to-house-floor

The House Financial Services Committee approved several bipartisan bills designed to potentially protect consumers, reform the Consumer Financial Protection Bureau and cut regulations. The next step is the House floor.

06/03/2015

Nearly 17 percent of Americans pack up their households and move each year. The U.S. Census Bureau estimates 13 million children are among those moving. Whether you’re headed down the block or across the country, moves are stressful. Including your children in your home search may help alleviate some anxiety, but you need to enter into the process with a plan. For example, you’ll want to narrow down some of your options – online or in person – instead of dragging the kids to all 83 properties for sale in your price range. These tips can help make your house hunt an enjoyable family task: 1. Make safety a priority Most tweens and teens can make their way through the house hunting process without risk of physical harm, but toddlers and young children are another story. “Parents need to know their kids and how they’ll behave in unfamiliar surroundings,” says Leslie Ebersole, a real estate agent in Chicago’s western suburbs. “No one wants a child to get hurt. If your children are...

05/27/2015

Coming up with enough money for a down payment can be one of the toughest parts of buying a home. Here are some ideas for coming up with the cash you need to buy a home:

You’re ready to buy a home. You have a great job, good credit and you’re prepped for the responsibility of homeownership. But what about the down payment? Coming up with enough money for a down payment can be one of the toughest parts of buying a home. Here are some ways to make it a bit easier:

05/11/2015

We hope all of the mothers out there had a wonderful day. You deserve it!

05/04/2015

The housing crisis in 2008 left many individuals with an underwater mortgage and pushed them out of the market. Damaged credit histories kept these previous homeowners from purchasing property in the past. However, according to a study completed by the National Association of Realtors, a trade organization, the U.S. housing market should expect a boost from return buyers applying for U.S. home mortgages and purchasing homes once again.

04/27/2015

94 percent of home owners and potential buyers say that home ownership is a critical piece to their long-term financial planning, and believe now is a more ideal time to buy a home than a year ago

The majority of consumers are upbeat when it comes to the housing market. Low interest rates and a strengthening economy have prompted this consumer optimism, according to Berkshire Hathaway HomeServices' Homeowner Sentiment Survey, a survey of about 2,000 consumers' attitudes toward home ownership.

04/21/2015

April 23 & 24 4-8 p.m. 1480 N 2200 W Salt Lake City, UT 84116

03/31/2015

There are specific ways you can make the wonders of the digital world help you reach your real estate goals.

Things are starting to simmer in real estate technology. The first phase of technology development in the category, which was primarily focused around listing..

03/20/2015

Happy First Day of Spring!
Freddie Mac forecasters expecting 2015 "to be the best year for home sales and new home construction since 2007

The mortgage giant’s economists predict that about 40 percent of all home sales for the year will occur between now and the end of June.

03/18/2015

Hope everyone had a blessed, green day!