Keegan Mortgage Corporation - Steve Matthews

08/21/2026

Many buyers wait for a "better" time to buy, but housing markets don’t always move as expected. A lower home price can help affordability, but higher interest rates may increase monthly payments enough to offset those savings. At the same time, rising home values and limited inventory can make homes more expensive over time, while waiting may mean missing out on equity growth.

Instead of trying to perfectly time the market, focus on whether buying makes sense for your finances, timeline, and long-term goals today. I can help you evaluate your options and create a strategy that fits your needs.

07/28/2026

Congrats on your new home Elmy and thank you very much for your business. Great closing today ... and cake too, yum 🍰

07/22/2026

Summer has long been one of the busiest seasons for moving, and it's easy to see why. With more homes typically on the market, buyers and sellers often have more opportunities to find the right fit. Whether it's a job change, a growing family, or simply taking advantage of the season, summer remains a popular time to make a move. Curious what buying could look like for you? Reach out any time. I’m here to help.

07/20/2026

Great VA purchase closing with Eric & Madison and Mike Rodgers last week!

07/30/2025

A lot can happen in a day. In my case, it was a same-day mortgage approval!

07/24/2025

Another fast CTC for a Keegan borrower ... we used rental income to qualify for a cash out refinance instead of job income. Kaching!

07/18/2025

Today is National Mortgage Brokers Day (NMBD)!

NMBD is the annual celebration of independent mortgage brokers across the country, spreading broker community awareness, advocacy for the broker channel, and education of homebuyers the benefits of working with the mortgage brokers in their neighborhoods.

Working with a mortgage broker offers several advantages, including faster processing times, a simplified experience, and lower overall costs.

For a faster, easier and cheaper mortgage experience, contact Keegan Mortgage Corporation today!

07/10/2025

07/03/2025

Job numbers for June came in stronger than expected this am and mortgage rates are in the doghouse on the news … the chances of the Fed cutting rates in July dropped to below 10% (from over 20% pre-jobs report).
Did someone say “dog”? Thank you to Rob Crisman for passing along the story https://open.substack.com/pub/greyrabbitfinance/p/joey-chestnut-vs-inflation-a-glizzy?utm_campaign=post&utm_medium=web about how inflation shows up in the price of hot dogs at the yearly Coney Island display of gluttony:
Punchline spoiler: The American stomach – like the American wallet – can only stretch so far.
Happy 4th of July!