What are the opening hours?

Monday 8:30am - 4pm Tuesday 8:30am - 4pm Wednesday 8:30am - 4pm Thursday 8:30am - 4pm Friday 8:30am - 4pm

Waterford Advisors, LLC

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United States
Orchard Park, NY
Waterford Advisors, LLC

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We specialize in working with clients as they plan for and enjoy their retirement. Securities offered through Cadaret, Grant & Co., Inc., member FINRA/SIPC. Inc.

We offer expertise in all key areas of Wealth Advisory Services including: Income Tax Planning, Investment Management, Estate Planning and Trust Services, Risk Management and Insurance, Expense Management and Reporting, as well as Business Advisory Services. This expertise allows us to deliver the best possible personalized advice and is provided without conflicts of interest. Our success is not measured by performance statistics but rather by how effective we are in helping you achieve your goals. Waterford Advisors and Cadaret, Grant & Co. are separate entities

11/02/2026

This week's Market Commentary is now available on our blog: hashtag
! Follow the link below to read:

The Markets The bill eventually comes due. Credit is a powerful tool. It lets families borrow to buy homes, pay for education, and afford medical care. It lets businesses expand operations, develop new products, and purchase inventory and equipment. No matter the reason for the loan, all borrowers h...

11/02/2026

Reminder, our annual toy drive is currently underway. The Salvation Army is in need of new, unopened toys and gifts for children ages 0 – 12 years old. We very much appreciate any help we receive with donations. Thank you!

11/01/2026

Let's go Buffalo! 🏈

10/30/2026

10/29/2026

Understanding Retirement Accounts:

Saving for retirement doesn’t have to feel overwhelming. Understanding the different categories of retirement accounts is a great place to start!

Employer-Sponsored Plans: Offered through your workplace and often funded through automatic paycheck contributions. Some employers may also offer matching contributions. Common examples include 401(k) plans, 403(b) plans, and pensions.

Individual Retirement Accounts (IRAs): Personal retirement accounts you open independently. Traditional IRAs may allow tax-deductible contributions today, with taxes paid when withdrawals are made in retirement. Roth IRAs are funded with after-tax dollars, but qualified withdrawals during retirement are generally tax-free.

Self-Employed Retirement Plans: Designed for individuals who work for themselves or run their own business. A common option is a Simplified Employee Pension (SEP) IRA, which allows higher contribution limits compared to many personal retirement accounts.

Small Business Retirement Plans: Plans created for small businesses with employees. A SIMPLE IRA allows both employers and employees to contribute, helping workers build retirement savings through workplace participation.

The right option depends on factors like income, employment status, and long-term financial goals. Getting familiar with these account types can help you take the next step toward building long-term retirement savings!

10/26/2026

This week's Market Commentary is now available on our blog: hashtag
! Follow the link below to read:

The Markets Markets hate uncertainty. Last week, there was a lot of uncertainty. Technology stocks rallied and retreated. Defensive sectors gained and lost ground. Stock market gyrations reflected the markets’ uneasiness. The VIX Index, which gauges expectations for volatility over the next 30 day...

Address

3858 North Buffalo Street , Ste 2
Orchard Park, NY
14127

Opening Hours

Monday	8:30am - 4pm
Tuesday	8:30am - 4pm
Wednesday	8:30am - 4pm
Thursday	8:30am - 4pm
Friday	8:30am - 4pm

Telephone

+17165803906

Website

http://waterfordadv.com/

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