Romero Wealth Management, Inc.

06/04/2026

Have you done your estate planning?

Most people put it off because they think it's complicated... or only necessary if you're wealthy. Neither is true.

We just published a simple guide to the documents every adult should have in place: a Durable Power of Attorney, Healthcare
Proxy, Living Will, and HIPAA Authorization.

It's one of the greatest gifts you can give your family. Check it out and share with someone who needs to see this

Estate planning is one of the most important steps individuals and families can take to protect their finances, healthcare decisions, and loved ones. While ...

05/19/2026

Everyone is talking about AI like it's going to change everything by next quarter.

They're half right.

The technology is real. The opportunity is real. But there's a gap between what AI can do and how fast the world can actually adopt it — and that gap is where most investors get tripped up.

I put together my latest thoughts on what's actually happening in AI, what it means for the market, and a few other things on my radar right now: bonds, housing, and why volatility isn't the enemy.

Worth a read if you're trying to cut through the noise. 👇

I've been doing this long enough to know that the biggest investment mistakes usually come from one of two places: fear of missing out, or overconfidence in a forecast. Right now, both are in full swing.

05/19/2026

Attention graduating seniors — the 24th Annual KHR Legacy Scholarship is open!

Romero Wealth Management is awarding a $1,000 scholarship in memory of our father, Karl H. Romero. His legacy lives on through students who work hard, give back to their communities, and dream big.

Here's how to apply:
• Submit transcripts from your three most recent semesters
• Include a statement of extracurricular activities and accomplishments
• Write a 500-word essay on the value of personal financial planning

Email to [email protected] or mail to Romero Wealth Management, 2520 N. Santiago Blvd, Orange, CA 92867

- Deadline: July 8, 2026

Please share with any deserving senior you know!
🔗

24th Annual KHR Legacy Scholarship   $1,000Applicants must be a graduating high school senior Please submit the following: 1. Copies of transcripts for ...

05/14/2026

The conditions heading into H2 are about as favorable as I've seen in some time. A few things worth paying attention to:

Earnings have held up well overall. Productivity is running at 2.5% and has room to improve as AI becomes more deeply embedded in business operations. The capex cycle around data centers and their suppliers may be the largest private-sector capital infusion this economy has ever seen... and it appears to have legs well into 2027. Importantly, this is private investment driving growth, not government spending.

Energy independence gives us a cost advantage much of the rest of the world, particularly Europe, simply doesn't have right now. Defense spending appears poised to increase, and that flows into domestic manufacturing.

Inflation is up, but not at a level that feels disruptive. The 10-year is near its long-run average. Warsh at the Fed likely signals a more disciplined institution... balance sheet reduction, a leaner staff, and a communication style that's more attuned to markets.

Taken together, a GDP growth scenario of 4–6% by Q4 seems plausible. If that plays out, the bull market likely has room to extend into 2027, with data center suppliers among the primary beneficiaries.

On tariffs — what looked like a catastrophe in April turned out to be something closer to a negotiating posture. Producers absorbed more of the cost than expected, and AI-driven efficiencies helped offset the rest. The market misread what was actually happening.

And on AI broadly... out the gate, it hasn't been the job destroyer many predicted. If anything, it's showing up as a margin expander: meaningful cost savings without mass unemployment. Time will tell...

My read: this feels like a time to be invested.

This content is for informational purposes only and does not constitute investment advice. Past performance is not indicative of future results. Please consult your financial advisor before making any investment decisions.

05/01/2026

The U.S. economy is sending some encouraging signals — and investors should take note.

Unemployment claims just hit their lowest level since 1969. Wages are rising. Consumer spending remains resilient. And corporate earnings are coming in stronger than Wall Street expected — in some cases, significantly so.

Yes, energy prices are elevated and inflation bears watching. But context matters. Oil prices on an inflation-adjusted basis aren't as alarming as headlines suggest, and domestic production is ramping up as the U.S. solidifies its role as the world's most reliable energy supplier. Supply dynamics are evolving, and history tells us these pressures tend to be temporary.

Meanwhile, something remarkable is happening beneath the surface of the economy: a technological revolution in medicine is just getting started. AI-driven diagnostics, remote patient monitoring, robotic surgery, and breakthrough administrative tools are poised to transform healthcare delivery over the next 5–7 years. The implications for quality of life — and for long-term planning — are profound.

The stock market appears to be pricing in what many of us have believed for some time: that U.S. economic fundamentals are strong, earnings growth is real, and the path forward — while never without uncertainty — is one worth staying invested in.
For long-term investors, moments like this are a reminder that discipline and perspective are among the most valuable assets in any portfolio.

LPL Research assesses the case for an American Industrial Renaissance, focusing on manufacturing investment, supply‑chain resilience, and energy costs:

https://www.lpl.com/research/weekly-market-commentary/american-industrial-renaissance-fact-or-fiction.html

As always, past performance is not a guarantee of future results. This is not investment advice — please consult your financial advisor for guidance specific to your situation.

An analytical look at the American Industrial Renaissance. Understand the forces driving U.S. manufacturing and what economic indicators advisors should watch.

04/29/2026

Did you know that owning stocks, ETFs, or mutual funds may mean you're entitled to vote on important company decisions — and that you might receive multiple notices asking you to do so?

Here's why: publicly traded companies periodically ask shareholders to weigh in on matters like electing board directors, approving executive compensation, or authorizing major business changes. If you own shares directly or through a fund, those voting rights often pass through to you.

Proxy materials are how those voting rights are delivered. And if you don't respond to the first notice, follow-ups are required — securities regulations set minimum participation thresholds that companies must meet, so the reminders by mail, email, or phone are part of that process.

It's not junk mail. It's your voice as an investor.

Not sure what a proxy is asking? We're happy to help you understand what's on the ballot. How you vote is entirely your decision — but being an informed investor starts with knowing what you're being asked.

04/21/2026

Every few weeks I get a call from a college student asking how to become a financial advisor.

So I finally wrote it all down — the licenses, the internships, the networking, the part-time jobs. But also the stuff that actually separates the ones who make it from the ones who don't.

Spoiler: it's not about the math.

If you know a young person thinking about this career, share this with them.

A Practical Roadmap for College Students Who Are Serious About This Career. Every few weeks I get a call from a college student — a freshman or sophomore — ...

04/16/2026

Attention parents and grandparents — Congress just created a brand-new savings account designed exclusively for kids under 18, launching July 2026.

No earned income needed. Up to $5,000 a year. Low-cost index funds only. And kids born this year through 2028 may qualify for a $1,000 government contribution to get started.

We put together a plain-English breakdown of everything you need to know — and what you can do right now before the July launch. Worth a read if you have little ones (or are expecting!). 👇

Congress just created a government-sponsored investment account for children. Here’s what it means for your family — and what you can do right now.

04/08/2026

Exciting news to share — Dan Romero has been named to the Forbes Best-in-State Wealth Advisors list for California for 2026! 🎉

What makes this especially meaningful is that it's the 9th year in a row we've received this recognition, every year since 2018.

None of this happens without the trust and loyalty of ouramazing clients. Thank you from the bottom of our hearts. It is truly an honor to serve you.

Dan Romero is #105 on Forbes' 2026 Best-In-State Wealth Advisors list. Read more about Dan Romero, their experience, their asset summary, and more here.

03/25/2026

Gold was supposed to be your safe haven. So why is it down 21% since the U.S.-Iran conflict began — and posting its worst week since 1983?
LPL Research's Chief Technical Strategist digs beneath the surface to explain what's really driving bullion's surprising stumble: rising real yields, a surging dollar, margin calls, and an overbought market finally hitting reset.
The good news? Central bank buying, oversold technicals, and long-term fundamentals suggest this may be a healthy repricing — not a collapse in gold's store of value.
Read the full breakdown 👇

LPL Research discusses what’s been driving gold prices this month and the outlook for the yellow metal.