Chris Jones Real Estate

Chris Jones Real Estate Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Chris Jones Real Estate, Mortgage brokers, 1428 E Chapman Avenue, Orange, CA.

09/05/2024

If you’re struggling with messy kitchen cupboards, here are 4 tips to transform your cluttered pantry into an organized haven! ⁣
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Want professional help organizing your home? Reach out for a referral! ⁣
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📲 (951) 640-8489 ⁣
📧 [email protected]

Planning a home renovation? 🏡🛠️ Don't let these common contractor hiring mistakes turn your dream project into a nightma...
09/03/2024

Planning a home renovation? 🏡🛠️ Don't let these common contractor hiring mistakes turn your dream project into a nightmare! ⁣
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🧐 Skipping the research phase.Meet with multiple candidates and educate yourself on best practices surrounding your project. ⁣
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💰 Choosing based solely on price.Consider experience, reputation, and the quality of materials they'll use. ⁣
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🕵️‍♀️ Neglecting to confirm credentials & insurance.Verify claims and check references to ensure you're hiring a qualified professional. ⁣
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📝 Proceeding without a written agreement.Outline the scope of work, payment schedule, and any warranty information. ⁣
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💸 Paying too much upfront.A reasonable deposit is standard, but tie the remaining payments to project milestones. ⁣
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🚧 Failing to get necessary permits.Make sure your contractor handles all the paperwork to avoid fines and safety violations. ⁣
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🚩 Ignoring red flags after the project has started.Address any concerns promptly and professionally, and seek legal advice if issues persist. ⁣
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Check out our latest blog post for more tips and advice! ⁣
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🔗 https://chrisjones.myagent.site/7-mistakes-to-avoid-when-hiring-a-contractor/

Homeowners with equity have access to two unique financial options: home equity loans and home equity lines of credit (H...
08/29/2024

Homeowners with equity have access to two unique financial options: home equity loans and home equity lines of credit (HELOCs). But what’s the difference? ⁣
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HELOC ⁣
💰 Credit line that you can draw upon as needed ⁣
💰 Only pay interest on the amount you borrow ⁣
💰 Variable interest, depending on your credit score and the prime rate ⁣
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Home Equity Loan ⁣
💰 Lump sum loan (meaning you receive the full amount at once) ⁣
💰 Set monthly payments ⁣
💰 Fixed interest rate that’s typically lower than a HELOC ⁣
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The best option for you will depend on your individual needs and circumstances. Reach out for a referral to a loan officer who can help you make an informed decision. ⁣
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📲 (951) 640-8489 ⁣
📧 [email protected]

Did you know the size of your down payment can have a big impact on your mortgage? ⁣ ⁣Here are a few of the ways: ⁣ ⁣📉 I...
08/27/2024

Did you know the size of your down payment can have a big impact on your mortgage? ⁣
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Here are a few of the ways: ⁣
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📉 Interest Rate ⁣
A larger down payment often means a lower interest rate on the money you borrow. ⁣
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🗓️ Monthly Payment ⁣
A bigger down payment means smaller monthly payments, making it easier to budget. ⁣
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💰 Total Cost ⁣
The more you put down initially, the less you'll pay in total over the life of the loan. ⁣
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🏠 Mortgage Type ⁣
Certain mortgages might require a specific minimum down payment. ⁣
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🔒 Mortgage Insurance ⁣
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With a smaller down payment, you may need mortgage insurance, adding to your monthly costs. ⁣
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Want to learn more about how your down payment can affect the cost of owning a home? Check out our latest blog post for a detailed breakdown. ⁣
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🔗 https://chrisjones.myagent.site/top-4-factors-to-consider-when-choosing-your-mortgage/

08/22/2024

We’re all looking for a better night’s sleep — and these tips for a restful sleeping environment can make a big difference. ⁣
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Looking for more help? Reach out for a referral to a design professional! ⁣
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📲 (951) 640-8489 ⁣
📧 [email protected]

Did you know that a high debt-to-income (DTI) ratio is the #1 reason mortgage applications get rejected? 🤯 ⁣ ⁣Your DTI ...
08/20/2024

Did you know that a high debt-to-income (DTI) ratio is the #1 reason mortgage applications get rejected? 🤯 ⁣
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Your DTI ratio is the percentage of your gross monthly income that goes toward debt payments, including your mortgage. ⁣
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Lenders use DTI to assess your ability to afford a home. So, how can you avoid rejection and qualify for better rates? ⁣
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✅ Aim for a DTI ratio of 36% or lower to qualify for the best rates. ⁣
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✅ Pay down credit cards, auto loans, student loans, and other debt. ⁣
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✅ Increase your income to offset your debts and lower your ratio. ⁣
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Ready to learn more? Check out our latest blog post to get more tips for taking out a mortgage. ⁣
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🔗 https://chrisjones.myagent.site/top-4-factors-to-consider-when-choosing-your-mortgage/

The walk-through is one of the last steps in the homebuying process, but you shouldn’t rush it! Here are a few things to...
08/15/2024

The walk-through is one of the last steps in the homebuying process, but you shouldn’t rush it! Here are a few things to check during your final walk-through: ⁣
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💡 Are all items included in the sale (e.g. light fixtures and appliances) in place and operational? ⁣
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🚿 Are all major systems working properly? ⁣
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⚒️ Have all requested repairs been completed? ⁣
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🗑️ Has the seller removed all personal items and debris? ⁣
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🚪 Was any significant damage done during the seller’s move out? ⁣
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Want more expert guidance on the homebuying process? Reach out for a free consultation. ⁣
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📲 (951) 640-8489 ⁣
📧 [email protected]

08/13/2024

Getting ready to buy a home? It’s time to focus on boosting your credit score. 🚀 A higher score means lower interest rates and opens up a wider range of mortgage options. ⁣
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Watch this video for our top 5 tips to raise your credit score, then read our blog post to learn what score you’ll need for different types of mortgages. ⁣
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🔗 https://chrisjones.myagent.site/top-4-factors-to-consider-when-choosing-your-mortgage/

Ready to buy a home but feeling overwhelmed by financing options? ⁣ ⁣Here are four factors to consider when choosing a m...
08/08/2024

Ready to buy a home but feeling overwhelmed by financing options? ⁣
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Here are four factors to consider when choosing a mortgage: ⁣
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📈 Credit Score: ⁣
This three-digit number can significantly impact your interest rate and the types of loans you qualify for. ⁣
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📊 Income & Expenses: ⁣
Lenders want to ensure your income will comfortably cover your mortgage payments and other debt obligations. ⁣
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💰 Down Payment: ⁣
The amount you put down will affect your loan options, monthly payments, and need for mortgage insurance. ⁣
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📆 Lifestyle & Risk Tolerance: ⁣
Your term length and interest rate type (fixed or variable) should align with your financial goals and comfort level. ⁣
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For more on choosing the right mortgage for your specific situation, check out our latest blog post! ⁣
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🔗 https://chrisjones.myagent.site/top-4-factors-to-consider-when-choosing-your-mortgage/

08/08/2024

Has the thought of selling your home crossed your mind? Here are 5 signs it’s the right time to list. ⁣
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If any of these resonate with you, reach out for a free consultation! ⁣
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📲 (951) 640-8489 ⁣
📧 [email protected]

You may not be looking to buy or sell a home right now, but did you know we can still be a great resource? Here are 3 re...
08/01/2024

You may not be looking to buy or sell a home right now, but did you know we can still be a great resource? Here are 3 reasons to reach out to us: ⁣
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👷 You need a referral. ⁣
Whether you’re searching for a housekeeper or a roofer, we’re happy to share our list of trusted local professionals. ⁣
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🛠️ You’re thinking about renovating. ⁣
We can help you consider how changes you make might affect your home’s resale potential down the road. ⁣
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📈 You want to know your property’s value. ⁣
From taxes to net worth, there are lots of reasons you may need to know your home’s current value — and we offer free assessments. ⁣
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Save this post to refer back to, and reach out if there’s anything we can do for you today! ⁣
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📲 (951) 640-8489 ⁣
📧 [email protected]

Address

1428 E Chapman Avenue
Orange, CA
92866

Telephone

+19516408489

Website

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