Ray Blindauer, NMLS# 230213

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Orange, CA
Ray Blindauer, NMLS# 230213

Ray Blindauer, Mortgage Loan Originator, NMLS #230213

05/04/2023

Should you use a buydown to lower your mortgage rate? Here's more information on when they might be worth it.

As interest rates continue to cut into housing affordability, industry experts say mortgage buydowns have become more common.

05/01/2023

Home inspections aren't quite a matter of pass or fail, but there are a few things to be aware of.

Are there certain things that can fail a home inspection? Not exactly.

04/28/2023

Here's a quick rundown on points and lender credits, how they work and more.

Learn what they do and when they could be most helpful.

04/25/2023

The newsletter is sent out twice a month and provides useful tips and news related to mortgages, homebuying, homeownership and more.

04/23/2023

Approximately 25% of American homes rely on septic systems. If you own a home with a septic system or are thinking of buying one, this guide uncovers the cost and importance of regular inspections.

Regular inspections are an important part of septic system maintenance. It’s common for septic inspection cost to range between $200 and $900, with a national average cost of $550.

04/20/2023

Real estate trends across the country are taking some inspiration from the sun -- home prices are rising in many Eastern states and falling in the West.

Home values in Seattle fell 7.5% last month but rose 8.3% in Buffalo, New York, a new report shows.

04/17/2023

As of last month, these changes to mortgage insurance costs could make getting an FHA mortgage cheaper for many Americans.

The reduction could save 850,000 homebuyers and homeowners who have Federal Housing Administration loans an average of $800 this year.

04/14/2023

If you're looking into your home loan or refinancing options, you might want to look at how conventional mortgage fees will change starting next month.

Get in touch if you have any questions or would like to discuss your best options.

04/11/2023

If you're not subscribed to the newsletter, you're missing out on quick tips and insights on all things mortgage and homeownership. Sign up to receive the twice-monthly newsletter today.

Next edition: Learn how upfront mortgage costs may change next month.

04/09/2023

You can use these clever strategies to make your interior spaces look and feel luxurious without committing to a luxurious budget.

Designing a home isn’t an inexpensive endeavor, but ultimately, the outcomes you tend to want are spaces that look curated and high-end. Have you ever walked into a house, and it just felt expensive? Whether or not it actually is can be the question. Designers often use tricks and tips to elevate ...

04/06/2023

In our current financial climate, it can be difficult for young adults to afford their own housing. Parents can teach teens these three things to give them a better start toward independence.

Years ago it was common for children to move out and get a place of their own right after they turned 18, or maybe around 22 if they went to college. But times (and costs) have certainly changed over the years, making it difficult for young adults to move out and get a place of …

04/03/2023

If you'd like to enhance your home or investment property's efficiency, this resource lists endless ideas, from efficient construction framing to smaller upgrades like tankless water heaters.

An energy efficient building reduces maintenance and utility costs, but, in many cases, improves durability, lessens noise, increases comfort and creates

Address

9600 Research Drive, Suite 200
Orange, CA

Website

https://www.rayblindauer.com/

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