American Commercial Auto

08/29/2026

🦅 SAM SAYS: LOYALTY AIN’T A DISCOUNT.

Been with the same commercial auto carrier for 5 years? 10 years? 15?

That doesn’t automatically mean you’re getting their best rate.

It might just mean they’ve been cashing your checks for a really long time. 😏

Sam is The Equalizer — and he thinks fleet owners deserve someone sitting on THEIR side of the insurance table.

🚛 Got 2+ work trucks?
🇺🇸 Let’s check the fleet.

ACA22.com

American Commercial Auto Insurance
Built for the people who build America.

08/27/2026

08/21/2026

🚨 IS YOUR WRAP INSURED?

You insured the truck. But what happens when...

⛈️ Hail hits it.
🌳 A tree falls on it.
🛒 Parking lot mishap.
🚗 Fender bender.

The truck may be covered—but what about the thousands you spent on the wrap?

Don't find out at claim time.

🚚 Let us review your fleet, wraps and permanently attached equipment.

👉 ACA22.com

🇺🇸 American Commercial Auto Insurance
Built for the businesses who build America.

08/18/2026

🚨 **CHAOS CARL — WEEK 2: NOW WHAT?** 🚨

Last week, Carl did what every frustrated employee has dreamed about at least once...

**HE QUIT.** 😂

No boss.
No schedule.
No problems.

Monday morning rolls around and Carl has one tiny question:

**“So...what does a business owner actually DO?”**

Turns out starting **Chaos HVAC** requires slightly more than a wrench and the confidence of a guy who has absolutely no idea what he's doing. 😂

Business name.
LLC.
EIN.
Bank account.
License.
Truck.
Tools.
Website.
Accounting.
Marketing.

And then Carl sees the word every business owner loves...

**INSURANCE.**

Carl: **“I thought I just needed a wrench.”** 😂

But hey — he gets the important stuff figured out.

✅ Business name: **CHAOS HVAC**

✅ Company fleet: **one questionable truck**

✅ First customer: **CALLING!**

Everything is going GREAT...

Until the customer asks:

**“Are you licensed and insured?”**

😳

Carl:

**“Ummm...define insured.”**

And just like that, Carl discovers another important rule of entrepreneurship:

**Sometimes you don't know what you don't know until a customer asks you about it.**

🔥 **NEXT WEEK: “I HATE INSURANCE.”**

Carl meets **James at The Rountree Agency powered by OnePoint**.

Carl already hates insurance.

Fortunately...

**he might actually like James.** 😂

☕ Follow **Coach Tree's Saturday Morning Comic Strip** as Chaos Carl attempts to build a real business without completely screwing it up.

**REAL LAUGHS. REAL LESSONS. REAL STRATEGY.**

CoachTreeChalkTalk.com

08/08/2026

🚨 SATURDAY MORNINGS ARE ABOUT TO GET CHAOTIC. 🚨

Meet Chaos Carl.

Carl is a damn good HVAC tech.

Six calls into another long day, his boss tells him:

“Great. Two more.”

Carl has finally had enough.

“THAT’S IT. I QUIT!”

Why keep working for somebody else when he can start Chaos HVAC?

No more boss.
Make his own schedule.
Keep all the money.

FREEDOM, BABY! 🇺🇸😂

His old boss watches him leave and asks the question every experienced business owner is already thinking...

“Who’s gonna tell him?”

⏰ MONDAY — 6:03 AM

12 missed calls.

Customers texting.

Supply house wants money.

Bank wants money.

And somehow...

THE IRS ALREADY FOUND HIM. 😂

Carl stares at his phone:

“I think I want my old boss back.”

Welcome to Coach Tree’s Saturday Morning Cartoons — STARRING CHAOS CARL.

Every Saturday, we're following Carl as he learns the difference between being great at your trade and actually running a business.

He'll screw some things up.

He'll figure some things out.

And along the way, he'll meet some pretty interesting people who might actually be able to help him.

But today?

Just enjoy the freedom, Carl.

It lasted almost the whole weekend. 😂

🔥 NEXT SATURDAY: THE FIRST HIRE

Carl realizes he can't do everything himself.

So he hires somebody.

The interview goes GREAT.

What could possibly go wrong? 😬

☕ See you next Saturday.

REAL LAUGHS. REAL LESSONS. REAL STRATEGY.

CoachTreeChalkTalk.com