American Commercial Auto

10/09/2026

Good tip!

10/09/2026

10/09/2026

Your tire pressure doesn’t care how busy Friday is. 🛻

Before the first service call, give your truck’s tires a quick look for damage and wear.

Make a cold-pressure check part of your maintenance routine at least monthly. “Cold” means the vehicle hasn’t been driven for at least three hours. Use the pressure on the vehicle’s door placard or in its owner’s manual—not the maximum number on the tire’s sidewall. Check the spare, too.

Sam’s take: a full calendar is a good reason to check the truck, not a reason to skip it.

Who owns the tire check in your fleet?

For a commercial auto coverage review, visit American Commercial Auto Insurance at ACA22.com.

10/08/2026

Your next fire risk might fit in your toolbox. 🔋

Cordless tools keep contractors moving. Safe charging deserves a place in the crew’s routine, too.

For Fire Prevention Week, Sam’s reminder is simple:

• Use the charger supplied with the tool or approved by its manufacturer.
• Charge on a hard, flat surface and keep exits clear.
• Charge power tools outside when possible, following manufacturer instructions.
• Stop using a battery that becomes very hot, swells, leaks, or smells unusual.

Make today’s toolbox talk a charging check. Then review how your business protects its vehicles, tools, and equipment with American Commercial Auto Insurance.

Start your coverage review: ACA22.com

10/07/2026

THE TRUCK GOT AN UPGRADE. DID YOUR INSURANCE REVIEW? 🦅

New wrap. New rack. New bolted toolbox.

Before that truck heads to the next job, put BOTH the vehicle wrap and attached equipment on the review list.

Keep the invoices, installation details, current photos, and values together. Then have your agent confirm how your actual policy treats each upgrade—including any declared values, limits, or endorsements that need attention.

The wrap and the equipment may receive different treatment. Don’t assume the VIN tells the whole story.

Sam’s midweek reminder: build the truck right, then review the paperwork that goes with it.

Service contractors and fleet owners: request a work-truck review at ACA22.com.

American Commercial Auto Insurance. Built for the people who build America.

10/06/2026

You insured the truck. What about the wrap and everything bolted onto it?

Ladder racks. Toolboxes. Mounted pressure washers. Your custom vehicle wrap.

Those upgrades cost real money. Does your policy reflect them—and how would it respond after damage?

Saving on premium matters. Finding a coverage gap after a loss can cost a whole lot more.

2+ work vehicles? 2+ years with the same carrier?

Request your fleet review at ACA22.com.

Coverage depends on your policy and carrier.

10/05/2026

🚛 MONDAY MOTOR MINUTE
Florida Commercial Auto Update | October 5

YOUR TRUCK HAS CAMERAS. WHO’S WATCHING THE RESULTS? 👀

New fleet-safety reporting reinforces a simple point: tracking risky driving and correcting it are two different things.

For contractors running pickups, vans, and work trucks, ask:

✅ Who reviews speeding and distracted-driving alerts?
✅ Are drivers coached—and is that coaching documented?
✅ Is driving behavior actually improving?

Those answers help tell your fleet’s safety story when we present your business to an underwriter. Cameras alone don’t guarantee a lower premium.

This week’s move: Review your alerts with your crew and document what you’re doing about them.

Want a fresh look at your fleet coverage? Visit www.ACA22.com.

American Commercial Auto Insurance.

Built for the people who build America.

Source: Work Truck, October 1, 2026 — reporting on Samba Safety’s 2026 Telematics Report.

09/26/2026

“We have a $2 million umbrella.”

Good.

Now the next question:

Does it sit properly over your commercial auto liability?

Having an umbrella policy and having the right underlying coverage structure are not automatically the same thing.

As businesses grow, trucks get added, contracts get bigger and liability limits start mattering a whole lot more.

Your insurance program should grow with the business.

Not five years behind it.

www.ACA22.com

09/25/2026

SAM HAS QUESTIONS. 🦅

Company truck? Easy.

Employee’s personal pickup?

Rental van?

Owner’s SUV?

Your cousin who is “just helping for the day”? 😂

The vehicles involved in running a business aren’t always the vehicles listed across the top of the policy.

That’s why we ask questions.

Sam is judgmental.

We’re just thorough.

ACA22.com