The Carey Team

The Carey Team I’m a mortgage loan consultant with over 25 years of experience. I’ve helped many home buyers reach their short and long term goals. Equal Housing Opportunity

My focus is always on what is best for my clients. I you have mortgage questions, and you want experienced answers, call. As a mortgage professional with over twenty years’ experience, I understand lending guidelines inside and out and I work diligently to keep up with the constant change in this fast-paced industry. In all my years of lending, I’ve helped thousands of buyers throughout the countr

y—from first-time homebuyers to seasoned buyers. My top priority is to find the right mortgage loan that fits my clients’ short- and long-term goals while ensuring a stress-free process. My mission is to provide the best service possible by setting proper expectations, advising my clients of all their options, and to communicate clearly at every step of the way. When it’s time to finally close, my clients are fully prepared, and won’t have to worry about unexpected surprises. To ensure that my clients and partners have a smooth transaction, I thoroughly prepare both buyers and partners on what to expect. I want to make sure that all questions are answered and my service has exceeded expectations. Because I work only by referral, it’s so crucial for me to earn the trust of my clients and professional partners. My business is based on true partnerships that lead to a high degree of service and satisfaction. I look forward to serving you and your family however I can! Mike Carey
NMLS #384158
Cell (901) 619-3665
[email protected]

Lower LLC | NMLS # 1124061
5950 Symphony Woods Rd Ste 312
Columbia MD 21044
Branch NMLS #1124061

Licensed in AL #65421, FL , TN #384158

For Licensing Information, go to:
https://nmlsconsumeraccess.orgPrivacy Policy -

https://www.lower.com/legal/privacy-policyhttps://www.lower.com/legal/license-informationAll loans are subject to underwriting or investor approval. Not an offer of credit or a commitment to lend.

5.0 star review received on Experience.com for Mike Carey by Braden M - Mike was super helpful with every question i had...
06/01/2026

5.0 star review received on Experience.com for Mike Carey by Braden M - Mike was super helpful with every question i had with this entire process. Him and his team were wonderful to work with and he even came to my closing which was very nice!

Click to see all 274 reviews of Mike Carey, Branch Sales Manager

Congratulations another first time buyer closed in this brand new Adams Home in Cantonment FL. The buyer used $15l in Fl...
05/29/2026

Congratulations another first time buyer closed in this brand new Adams Home in Cantonment FL. The buyer used $15l in Flex cash to get a low rate and get all their closing costs paid by the builder. Congratulations to you!

05/28/2026

Today is the Carey Family’s 10-year anniversary of living in paradise, which I refer to as Plymouth Rock Day. I’m not sure why I came up with this name, but maybe it’s because it’s the day our lives changed forever. In the last 10 years, we’ve purchased 7 homes, lived in 4 of those homes, lived twice in 2 of the homes, and moved a total of 7 times. Our kids have graduated from high school and college. Missy and I have immersed ourselves in this community, becoming involved in and supporting the schools, community organizations, and local businesses. We’ve made many friends and established many relationships. In the last 10 years, we’ve struggled and flourished in this little beach community and loved every minute of it. There were hard days, but mostly good, and many great ones. We love it here, and we’re looking forward to every day in the future. Happy Plymouth Rock Day! 10 year photo dump!

I want to introduce you to Adam Wolter and his company Freedom Tires. I closed a VA loan for Adam and his wife in April ...
05/17/2026

I want to introduce you to Adam Wolter and his company Freedom Tires. I closed a VA loan for Adam and his wife in April for their new home, and I let him know when I needed tires, I wouldn’t call anyone else. You see, I think it’s important to do business with people that support you. If you need tires support this veteran owned business. I will not buy tires from anyone else. If you are looking for a mobile tire service that offers quality service, call Freedom Tires.

5.0 star review received on Experience.com for Mike Carey by Tyler O - Mike was great the whole way through the process....
05/16/2026

5.0 star review received on Experience.com for Mike Carey by Tyler O - Mike was great the whole way through the process. He was informative the whole way through, polite, and very communicative to inform us of what was required.

Click to see all 268 reviews of Mike Carey, Branch Sales Manager

Closed this first time buyer today! The buyer qualified for a USDA Loan. It was the first USDA Loan I’d closed in 3 year...
05/16/2026

Closed this first time buyer today! The buyer qualified for a USDA Loan. It was the first USDA Loan I’d closed in 3 years. Wow, GUS ain’t no joke, but the buyer was patient and participated. It was such a pleasure working with Tyler and his wife. All the way from Alaska to Cantonment, FL. Throw away those snow shovels and buy a surfboard! Adams Homes has great deals and quality homes in Florida.

05/12/2026

Imagine this: Your client just closed on their dream home. They’re thrilled… but six months later they’re calling you again—this time not to sell, but to buy their second, third, or even fourth property.
How? By turning the equity they’ve built into rocket fuel for more real estate.
That’s the power of a Home Equity Line of Credit (HELOC)—and right now, savvy realtors like you are using it to create raving fans and a steady stream of repeat and referral business.

Virtual Training Thursday 10-11 AM- Message HELOC for a link.

05/06/2026

Wealth Building Engine: Home equity represents forced savings and appreciation—paying down your mortgage while property values rise turns your home into one of the largest, most reliable wealth-creation vehicles for most families, often outpacing other investments with leverage and tax advantages.
• Flexible Financial Power: Tap into it via HELOCs or cash-out refinances for major expenses (home improvements, education, debt consolidation, or business startups) at lower interest rates than credit cards or personal loans, giving you access to low-cost capital without selling the asset.
• Retirement & Security Net: It acts as a substantial, inflation-hedged nest egg you can downsize from, reverse mortgage, or borrow against in later years—providing tax-free liquidity, protection against market volatility, and a safety net during economic uncertainty.

5.0 star review received on Experience.com for Mike Carey by Adam W - Working with Mike was an outstanding experience fr...
05/03/2026

5.0 star review received on Experience.com for Mike Carey by Adam W - Working with Mike was an outstanding experience from start to finish. He was incredibly responsive, knowledgeable, and took the time to explain every step of the process, which made buying our home much less stressful. Everything was handled quickly and professionally, and we always felt like a priority. We truly appreciate the excellent service and would highly recommend Mike to anyone looking to purchase a home.

Click to see all 267 reviews of Mike Carey, Branch Sales Manager

Address

4790 Wharf Parkway W F-208 E
Orange Beach, AL
36542

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12519233800

Website

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