The Carey Team

The Carey Team I’m a mortgage loan consultant with over 25 years of experience. I’ve helped many home buyers reach their short and long term goals. Equal Housing Opportunity

My focus is always on what is best for my clients. I you have mortgage questions, and you want experienced answers, call. As a mortgage professional with over twenty years’ experience, I understand lending guidelines inside and out and I work diligently to keep up with the constant change in this fast-paced industry. In all my years of lending, I’ve helped thousands of buyers throughout the countr

y—from first-time homebuyers to seasoned buyers. My top priority is to find the right mortgage loan that fits my clients’ short- and long-term goals while ensuring a stress-free process. My mission is to provide the best service possible by setting proper expectations, advising my clients of all their options, and to communicate clearly at every step of the way. When it’s time to finally close, my clients are fully prepared, and won’t have to worry about unexpected surprises. To ensure that my clients and partners have a smooth transaction, I thoroughly prepare both buyers and partners on what to expect. I want to make sure that all questions are answered and my service has exceeded expectations. Because I work only by referral, it’s so crucial for me to earn the trust of my clients and professional partners. My business is based on true partnerships that lead to a high degree of service and satisfaction. I look forward to serving you and your family however I can! Mike Carey
NMLS #384158
Cell (901) 619-3665
[email protected]

Lower LLC | NMLS # 1124061
5950 Symphony Woods Rd Ste 312
Columbia MD 21044
Branch NMLS #1124061

Licensed in AL #65421, FL , TN #384158

For Licensing Information, go to:
https://nmlsconsumeraccess.orgPrivacy Policy -

https://www.lower.com/legal/privacy-policyhttps://www.lower.com/legal/license-informationAll loans are subject to underwriting or investor approval. Not an offer of credit or a commitment to lend.

Closed this unit today for some client’s  from Louisiana. Love these West Beach Cottages! Started this loan June 1 and c...
06/18/2026

Closed this unit today for some client’s from Louisiana. Love these West Beach Cottages! Started this loan June 1 and closed on June 18. Without the partnership from my clients and the support of my agent partners and the non stop effort of my team we might not have made it. Thank you Deanna and Jorgen A for your partnership. Bambi and Doug G, I’m grateful for your support! It was my pleasure to serve you all.
The Carey Team Loans

06/18/2026

Here are 3 concise positive takeaways from the June 17, 2026 FOMC meeting:
1. Solid Economic Expansion: The Fed highlighted that economic activity continues to expand at a solid pace, supported by strong productivity growth and capital investment, despite geopolitical uncertainties. 
2. Resilient Labor Market: Job gains have kept pace with the workforce, with the unemployment rate showing little change—indicating a stable and healthy employment environment. 
3. Steady Policy Stance: The unanimous 12-0 decision to hold rates at 3.50%-3.75% (with ample reserves maintained) reflects confidence in the current balanced approach to supporting the dual mandate of employment and price stability. 
Overall, the tone underscored underlying economic strength even as officials remain vigilant on inflation.

5.0 star review received on Experience.com for Mike Carey by Toby J P - Mike  was  extremely  accessible and prompt in r...
06/15/2026

5.0 star review received on Experience.com for Mike Carey by Toby J P - Mike was extremely accessible and prompt in responding to any emails, request, and questions. He was very thorough in his explanation of the process, and was there to guide us through every step of the way.

Click to see all 277 reviews of Mike Carey, Branch Sales Manager

5.0 star review received on Experience.com for Mike Carey by Dennis B - Mike explained and went over everything. He answ...
06/11/2026

5.0 star review received on Experience.com for Mike Carey by Dennis B - Mike explained and went over everything. He answered all of my questions and made the whole process run smooth.

Click to see all 276 reviews of Mike Carey, Branch Sales Manager

This first time buyer and his family didn’t want a cookie cutter for his first home. His agent found them this large hom...
06/10/2026

This first time buyer and his family didn’t want a cookie cutter for his first home. His agent found them this large home on a large lot. The home has plenty of room for their family to grow. Guess what, they are owning cheaper than rent! Great work Jennifer E.! Your clients closed on a good one! Dennis thank you for your trust and the opportunity to serve your family. Congratulations on your new home!
The Carey Team Loans!

Recently had the opportunity to work with clients that will be NEW NEXT DOOR NEIGHBORS! It’s always great to have good n...
06/06/2026

Recently had the opportunity to work with clients that will be NEW NEXT DOOR NEIGHBORS! It’s always great to have good neighbors! Enjoy, and thanks for the opportunity to serve! The Carey Team Loans.

5.0 star review received on Experience.com for Mike Carey by Leanne M P - My husband and  I  are  repeat  clients of Mik...
06/06/2026

5.0 star review received on Experience.com for Mike Carey by Leanne M P - My husband and I are repeat clients of Mike's! He is absolutely fantastic to work with and we will certainly be using him for our next real estate transaction. Everything went smoothly and he even attended our closing. We couldn't be happier with our experience! We will recommend him to everyone we know!

Click to see all 275 reviews of Mike Carey, Branch Sales Manager

06/05/2026

Bridge loans are great options for those buyers that have strong equity positions in their departure residences and the want to sell before they buy. It is important to understand how they work, and what the costs are. I work with several investors that offer this financing. Realtors, If you want to learn more about what the are, how they work, and what the costs are, be sure and watch for an invite to my virtual training. Details to follow.

5.0 star review received on Experience.com for Mike Carey by Braden M - Mike was super helpful with every question i had...
06/01/2026

5.0 star review received on Experience.com for Mike Carey by Braden M - Mike was super helpful with every question i had with this entire process. Him and his team were wonderful to work with and he even came to my closing which was very nice!

Click to see all 274 reviews of Mike Carey, Branch Sales Manager

Congratulations another first time buyer closed in this brand new Adams Home in Cantonment FL. The buyer used $15l in Fl...
05/29/2026

Congratulations another first time buyer closed in this brand new Adams Home in Cantonment FL. The buyer used $15l in Flex cash to get a low rate and get all their closing costs paid by the builder. Congratulations to you!

Address

4790 Wharf Parkway W F-208 E
Orange Beach, AL
36542

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12519233800

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