JoAnna Otero - Area Sales Manager/Loan Officer

JoAnna Otero - Area Sales Manager/Loan Officer Chattanooga Local Mortgage Banker
NMLS # 168871
TN License # 104611
GA License # 36478
Georgia Residential Mortgage Licensee
Union Home Mortgage Corp.

NMLS 2229
Equal Housing Opportunity
nmlsconsumer With over 20 years in the mortgage industry, JoAnna Otero prides herself on providing her clients with exceptional knowledge and customer service. Because of that customer service and expertise, JoAnna has been honored annually as Originator of the Year ,the Award of Excellence from the Chattanooga Mortgage Bankers Association and is a 2015 Peoples

Home Equity Presidents Club honoree. A Presidents Club honoree with Caliber Home Loans in 2019, 2020 and 2021. Born and raised in Chattanooga, JoAnna is a proud mother and a dedicated professional that prides herself in her high level of customer service and the personal attention and care she takes with each client she comes in contact with .

09/07/2026

Happy Labor Day! Today, we celebrate the hardworking people who keep our families, businesses, and communities moving forward. Here’s to the dedication, determination, and heart behind everything we do! ⭐

09/03/2026

🏡💜 I’m so grateful for every kind word, every review, and every client who allows me to be part of such an exciting journey. Your support truly means so much to me! ✨

I’m here to make the homebuying process feel a little easier. 🏡 Whether you’re just getting started or ready to make a m...
08/31/2026

I’m here to make the homebuying process feel a little easier. 🏡 Whether you’re just getting started or ready to make a move, I’d love to help guide you through your options and find the right path toward homeownership. Let’s connect and take the next step together! ⭐

08/27/2026

Thank you so much for the thoughtful review, Alexis! 💛 I’m so thankful for your trust and the chance to help you through the home loan process. Congratulations on your new home! Wishing you so much happiness as you begin this exciting new chapter. 🏡✨

A temporary rate buydown could mean a lower monthly payment during the first years of your loan, giving you more flexibi...
08/24/2026

A temporary rate buydown could mean a lower monthly payment during the first years of your loan, giving you more flexibility as you settle into your new home. 🏡

Let's see if a buydown is the right fit for you!

Weekend work looks a little different when you truly love what you do! 🏡💗 I’m always happy to make time for my clients a...
08/21/2026

Weekend work looks a little different when you truly love what you do! 🏡💗 I’m always happy to make time for my clients and help answer questions, explore options, and keep those homeownership dreams moving forward.

If buying a home is on your list, let’s chat! ✨

08/17/2026

Thank you so much for the great review, Brian! I truly appreciate your trust and the opportunity to help you through your home journey. It was a pleasure working with you, and I’m wishing you all the best as you enjoy your new home! 🏡✨

08/14/2026

It’s amazing to look back and see how many clients I’ve had the opportunity to help, especially so many first-time homebuyers! 🏡❤️ Helping make that first step into homeownership a reality never gets old. I’m so thankful to be part of each journey! ✨

🏡 Build your dream home with just one closing! A One-Time Close construction loan keeps the process simple by combining ...
08/11/2026

🏡 Build your dream home with just one closing! A One-Time Close construction loan keeps the process simple by combining your construction and permanent financing into one convenient loan. Let's chat about making your dream home a reality! ✨

08/07/2026

Thank you so much for your kind review, Cameron! 💛 I’m truly grateful for the opportunity to help you along your homebuying journey. Congratulations on your new home and this exciting chapter ahead! 🏡✨

Address

6085 Arbury Way Suite 201
Ooltewah, TN
37363

Website

Alerts

Be the first to know and let us send you an email when JoAnna Otero - Area Sales Manager/Loan Officer posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share