JoAnna Otero - Area Sales Manager/Loan Officer

06/08/2026

Mortgage calculators are a helpful tool, but personalized numbers make all the difference. If you’d like to see what your options could look like, let’s run your numbers and chat today! 🏡✨

06/05/2026

Did you know your loan could make it to the closing table in as little as 17 days? 🏡✨

Fast timelines are possible with the right plan, preparation, and communication every step of the way. If you’re thinking about buying or refinancing, let’s see what your timeline could look like.

Message me and let’s get you moving! 📲

06/02/2026

Small changes to your routine—like setting aside a little each paycheck—can really add up and help you move closer to homeownership sooner than you think 🐷💰

If you’re ready to map out a plan that fits your budget, I’m here to help you run the numbers. Let’s talk today!

Chattanooga Local Mortgage Banker
NMLS # 168871
TN License # 104611
GA License # 36478
Georgia Residential Mortgage Licensee
Union Home Mortgage Corp. NMLS 2229
Equal Housing Opportunity
nmlsconsumer

05/28/2026

Thank you for the wonderful review and for trusting me as your loan officer. I’m so grateful for the opportunity to work with you, and I’m always here if you need anything.

05/26/2026

To the incredible clients, family, friends, and referral partners 🌟

Union Home Mortgage has been nominated for Chattanooga Times Free Press Best of the Best in the Mortgage Lender category, and your support would mean so much to me and the local community I’m grateful to serve and call home.

Here’s a quick way to vote:

➡️ Click link- https://www.timesfreepress.com/bob/ #/
➡️ Select Finance → Mortgage Lender
➡️ Pick Union Home Mortgage
➡️ Enter your email
➡️ Hit submit 🎉

From relationships to referrals and everything in between, I’m so grateful for all of your support and truly thankful for each one of you 🤍🏡

05/25/2026

Remembering and honoring the heroes this Memorial Day. Their sacrifice makes the dream of home possible for so many families today.

05/22/2026

Your credit score isn’t just a number—it can shape your interest rate, monthly payment, and buying power. Know the true cost before you apply 💡

05/18/2026

Here are the top suggestions for buyers to be winning right now. Drop your questions below for a quick Q&A. Here to help you along the way.

05/15/2026

🌅☀️Always something fun to do around our beautiful city !!! ☀️🌅

Looking for weekend plans in Downtown Chattanooga? We've got you covered!

FRIDAY:
🎞️ Top Gun 40th Anniversary in IMAX at Tennessee Aquarium IMAX Theater
🎵 Nightfall Free Concert Series: The Spooklights w/ Forlines, Hightower and Steele at Miller Plaza

FRIDAY-SATURDAY:
😂 Lace Larabee Touring Comedy Show at The Comedy Catch

SATURDAY:
🎤 Chattanooga Hip Hop Mushroom Festival at Miller Park
🪩 DISCO INFERNO at Atmosphere
🍷 Spirits in the Wild at the Chattanooga Zoo

SATURDAY-SUNDAY:
🏴‍☠️ How I Became a Pirate at The Chattanooga Theatre Center

SUNDAY:
🔊 Sunday Funday Free Music at Barrelhouse Ballroom
🍦 Clumpies Ice Cream Social at The Chattanooga Market