Mark Martinez NMLS #847678

Mark Martinez NMLS #847678 VP of Mortgage Lending at Guaranteed Rate NMLS 2611 for licensing www.nmlsconsumeraccess.org

06/08/2026

Do you have your eye on a home worth $600k or more? Find out what it takes to afford a $600,000 home & apply for a mortgage pre-approval today!

06/08/2026

At this week's average rate of 6.48%, a homebuyer putting 20% down on a $415,000 home would pay roughly $2,094 a month in principal and interest, saving $81 a month compared to rates a year ago and more than $105,000 over the life of the loan compared to the 2023 peak.

05/31/2026

From short-term goals to long-term planning, financial wellness involves understanding your needs and making plans. Learn more and download the Rate App today.

05/31/2026

The housing market is shifting in buyers' favor. Active inventory is up 8.9% compared to last year, home prices have fallen 2.4%, the biggest weekly drop on record since Realtor.com started tracking in 2018, and homes are taking six days longer to sell.

It's the third straight week of price declines, and Realtor.com economists say the slowdown "goes beyond normal seasonality." Mortgage rates are also lower than they were a year ago, with the average 30-year fixed rate at 6.11% for the week ending Feb. 5, according to Freddie Mac.

Read: https://rltor.cm/I8Q1oe

05/06/2026

Tariffs have added roughly $30 billion to the cost of investment in residential structures, according to an analysis from Brookings, while construction costs already accounted for 66.4% of the average price of a new home in 2024, up from 60.8% in 2022, according to the National Association of Home Builders' Cost of Construction Survey. The result is a market where some people are pausing or canceling projects, while others are scaling back on what they spend.

05/06/2026

Evicting a family member with no lease is a legal process that requires going through the court system, and it is no simple feat. One important consideration for landlords: whether rent was exchanged can affect how your state legally classifies the unwanted occupant and what steps you are required to take.

03/21/2026

Mortgage rates rose to 6.22% for the week ending March 19, up from 6.11% the prior week and well above the brief dip into the 5% range just three weeks ago. For a buyer purchasing the median-priced home of $403,450 with 20% down, the monthly payment is now roughly $1,981, up $23 from last week. The silver lining: that's still $96 less per month than buyers paid a year ago, when rates averaged 6.67%.

03/12/2026

Find out why, for the second time this year, mortgage rates have hit their lowest level in over three years.

03/08/2026

Close one eye, tilt your phone and then let’s talk

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender. Applicant subject to credit and underwriting approval. Restrictions apply.

03/08/2026

Mortgage rates rose to 6% for the week ending March 5, up slightly from 5.98% the previous week. For a median-priced home of $399,950 with a 20% down payment, buyers face a monthly payment of approximately $1,918, just $3 more than last week but $132 less than a year ago when rates averaged 6.63%. Despite the marginal uptick, current rates remain significantly more favorable than 2025 levels.

Address

3280 E Guasti Road , Suite 200
Ontario, CA
91761

Telephone

+16269225975

Website

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