BirdEye Loans, Inc.

BirdEye Loans, Inc. BirdEye Loans is a premier mortgage broker. Don't worry if you don't have a Realtor. We will connect you with a local expert!
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We offer a wide variety of mortgage loan products ranging from FHA, VA, Conventional and Specialized "Non-QM" mortgage loans. • Mortgage Loans
• Home Financing
• Compare Interest Rates
• Government & Conventional Loans
• Mortgage advice for first-time buyers & investors

BirdEye Loans, Inc. holds a CA Real Estate Broker’s License (01527337) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 1846010.

10/19/2023

Check us out on Yelp!

Upfront costs for this offer: $14,109The upfront costs shown are charged by the lender for originating the loan. These f...
10/16/2023

Upfront costs for this offer: $14,109
The upfront costs shown are charged by the lender for originating the loan. These fees are commonly labeled as Origination, Application, Processing, Underwriting, or Administrative fees on the Loan Estimate. These fees do not include all costs associated with originating your mortgage. Please visit the Consumer Financial Protection Bureau's website for more information on common costs associated with taking out a mortgage loan.

LENDER ORIGINATION FEES
Points 1.328 (1) $7,968
Loan origination fee (2) $3,950
Underwriting fee (3) $1,050
Third Party Processing fee (4) $1,095
OTHER FEES
Credit Report $62

1. 1 Points are fees paid directly to the lender in exchange for a reduced interest rate. A point is equal to one percent of the borrowed funds. By paying more in points upfront, you save money on interest over the life of your loan.
2. 2 Loan origination fee is for the service of processing a new loan application.
3. 3 Underwriting fee for the service of evaluating a loan application.
4. 4 Processing fee to cover the cost of processing a mortgage application.

All values are estimates based on information provided by the lender. Taxes and insurance are NOT included. Additional fees may apply. For an exact quote, contact the lender.

These estimates do not take into account principal payments, taxes, insurance, additional payments or fees. Actual rates, costs, and loan terms are subject to change based on the assessment of your creditworthiness and other factors that may vary by Lender.
About the lender
• Local Lender
• Government Loans Available
• VA Approved Lender
• Equal Housing Lender
• 20+ Years In Real Estate & Mortgage Industry
• Over 33 positive reviews on Google
• Fast On Time Closings

Rate
6.999%
APR (30-day rate lock)
7.170%
Loan amount
$600,000
Monthly payment
$3,950

Check Out Today's Conventional Purchase Mortgage Interest RateThe upfront costs shown are charged by BirdEye Loans, Inc....
10/06/2023

Check Out Today's Conventional Purchase Mortgage Interest Rate

The upfront costs shown are charged by BirdEye Loans, Inc. for originating the loan. These fees are commonly labeled as Origination or Administrative fees on the Loan Estimate. These fees do not include all costs associated with originating your mortgage. There is a .894bps charge for the rate by the lender.

These estimates do not take into account property taxes, insurance, additional payments or fees. Actual rates, costs, and loan terms are subject to change based on the assessment of your creditworthiness and other factors that may vary by Lender.

Call John at (909) 635-5813 for more details.

Check Out Today's Conventional Purchase Mortgage Interest RateThe upfront costs shown are charged by BirdEye Loans, Inc....
10/06/2023

Check Out Today's Conventional Purchase Mortgage Interest Rate

The upfront costs shown are charged by BirdEye Loans, Inc. for originating the loan. These fees are commonly labeled as Origination or Administrative fees on the Loan Estimate. These fees do not include all costs associated with originating your mortgage. There is a .894bps charge for the rate by the lender.

These estimates do not take into account property taxes, insurance, additional payments or fees. Actual rates, costs, and loan terms are subject to change based on the assessment of your creditworthiness and other factors that may vary by Lender.

Call John at (909) 635-5813 for more details.

🏡 Enhance your financial portfolio by venturing into the realm of Real Estate. Here are six compelling advantages that i...
10/02/2023

🏡 Enhance your financial portfolio by venturing into the realm of Real Estate. Here are six compelling advantages that illustrate its potential as a conduit to financial prosperity:

🎯 Stability: Real estate investments exude stability and demonstrate resilience amidst market fluctuations, providing a buffer against extreme volatility.

🎯 Cash Flow: Benefit from a steady influx of rental income, which fosters wealth accumulation over time with minimal effort.

🎯 Tax Advantages: Leverage the benefits of depreciation and mortgage interest deductions to reduce your tax liability and augment profitability.

🎯 Control: Exercise autonomy over your real estate endeavors by selecting properties that resonate with your objectives and managing them as per your preferences.

🎯 Leverage: Amplify your returns by employing financial leverage—utilizing other people's capital to expedite the growth of your property portfolio.

🎯 Forced Appreciation: Enhance property valuations through strategic upgrades and improvements, propelling your investment towards an upward trajectory.

Should you wish to transition these advantages into tangible wealth, I am at your service. 📩 Contact me today, and let us commence the journey of constructing your real estate legacy together.

Buying and owning real estate is an investment strategy that can be both satisfying and lucrative. It can also be a good...
09/29/2023

Buying and owning real estate is an investment strategy that can be both satisfying and lucrative. It can also be a good alternative for investors who might want to diversify their portfolios. If you have questions about buying real estate, contact me today!

🏡🌟 Gen Z, ready to dive into the housing market? 🚀Many of your peers are eyeing homeownership for stability, financial i...
09/27/2023

🏡🌟 Gen Z, ready to dive into the housing market? 🚀
Many of your peers are eyeing homeownership for stability, financial independence, and family growth. 🍼 Rocket Mortgage reveals that 34% of Gen Z buyers are driven by family aspirations.

Where are they settling? 🌆🏞️ The perfect blend of city life and suburban peace is in demand. To find the right balance in this competitive market, a real estate expert can guide you to neighborhoods fitting your vision. 🏘️📈

Gen Z, let's turn your home dreams into reality! 🤝 Reach out and let's find your ideal home.

upfront fees and boost your investment strategy. Here's the breakdown:🔍 Closing Costs?📜 Fees from lenders and others dur...
09/25/2023

upfront fees and boost your investment strategy. Here's the breakdown:
🔍 Closing Costs?
📜 Fees from lenders and others during a property purchase. Not all need to be upfront!
👉 Pros:
✅ No initial sticker shock 💰
✅ Spread out costs 📆
✅ Accelerate your

When deciding where to buy a home, a local real estate professional can be an invaluable asset. We know the areas and ne...
09/22/2023

When deciding where to buy a home, a local real estate professional can be an invaluable asset. We know the areas and neighborhoods well and can provide valuable insights you might otherwise miss. Contact me with any questions or to chat about your area.

The housing market may have cooled a bit, but it's still 🔥 sizzling for sellers! 🏆 With a dwindling supply of homes, the...
09/20/2023

The housing market may have cooled a bit, but it's still 🔥 sizzling for sellers! 🏆
With a dwindling supply of homes, there's fierce competition among buyers for the limited options available.

What does this mean for you? 🤔

If you're thinking about selling your home, it's your time to shine! ✨
👀 Buyers are eagerly scanning the market for their dream homes, and your well-maintained property could be the one they've been searching for.
🌟 With the guidance of a seasoned real estate agent, you can set the stage for a successful sale by pricing your home right and showcasing its best features.

💰 In this seller's market, you might even find yourself in the enviable position of receiving multiple offers, driving up your home's value. 💎 It's all about leveraging the current conditions to your advantage. Get in touch with me today, and let's navigate this seller's market together. 🤝

🏠🔑 Ready to buy a new home? Understanding the mortgage process is crucial before you apply! Here are some essential thin...
09/18/2023

🏠🔑 Ready to buy a new home? Understanding the mortgage process is crucial before you apply!

Here are some essential things to know:
1️⃣ Know your credit score: Your credit score is one of the most critical factors in the mortgage process. A high credit score can help you secure a lower interest rate.
2️⃣ Determine how much house you can afford: Use a mortgage calculator to estimate how much you can borrow and your monthly payments.
3️⃣ Get pre-approved: Pre-approval shows sellers you are a serious buyer, giving you a better idea of what you can afford.
4️⃣ Shop around for lenders: Compare rates and terms from different lenders to find the best deal.
5️⃣ Gather documentation: You must provide much financial documentation during the application process, so gather everything beforehand.
Remember, the mortgage process can be complex, but working with an experienced real estate agent can help you navigate it more easily. Call me if you're ready to take the first step toward homeownership! 📞

🏡 Ready to own a home? 💭 Beware of these 3 overlooked costs:🏠 Property Taxes: Vary by location and may change. Research ...
09/15/2023

🏡 Ready to own a home? 💭 Beware of these 3 overlooked costs:

🏠 Property Taxes: Vary by location and may change. Research your area's rates to avoid surprises.
🌪️ Homeowners Insurance: Average is $1,428/year, but rates can soar in disaster zones. Ensure adequate coverage; some events need separate policies.
🔧 Maintenance: Annual costs hit $6,493 in 2023, per Thumbtack. Budget for unforeseen repairs—experts suggest 5% of your home's price.

Preparedness is key to smooth homeownership. 🚀 Ready to dive in? Contact me! 📩

Address

3200 E Guasti Road , Suite 100
Ontario, CA
91761

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 8pm
Sunday 9am - 8pm

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