Mainstar Trust

06/02/2026

We are proud to support account holders who want flexibility in how they structure their retirement accounts.

At Mainstar Trust, we offer the ability to hold a wide range of alternative assets, including individually Direct Registered stocks inside IRA and Roth IRA accounts, while delivering responsive service and straightforward account setup.

Thank you, Kelsey, for the kind words and for trusting Mainstar Trust with your retirement account.

06/01/2026

Did you receive IRS Form 5498 and wonder what it's actually telling you about your retirement account?

While it isn't a form you'll file with your tax return, it contains important information about IRA contributions, rollovers, account values, and more. Understanding what it includes can help you keep accurate records and stay informed about your retirement savings.

Learn what IRS Form 5498 is, why it matters, and what information you should review in this helpful blog post from Mainstar Trust.

Read more: https://mainstartrust.com/blog/post/irs-form-5498-provides-important-information

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05/25/2026

On this Memorial Day, we pause to honor the brave men and women who made the ultimate sacrifice for our freedom.

Their courage, service, and devotion to our country will never be forgotten. Today, we reflect with gratitude for those who gave everything so that future generations could live in liberty.

At Mainstar Trust, we are humbled by their sacrifice.

We remember. 🇺🇸

05/19/2026

Thinking beyond traditional retirement accounts? A Self-Directed IRA gives you more flexibility to hold a wide range of investment options, from mutual funds and real estate to private equity and alternative assets, under one tax-advantaged retirement plan.

With a Self-Directed IRA, you can:
• Explore diversification beyond stocks and bonds
• Use IRA funds for alternative investment opportunities
• Keep your retirement strategy tailored to your goals

Whether it’s a Traditional IRA or Roth IRA, Mainstar Trust provides the custodial support you need to hold the assets you choose inside your IRA account.

Learn more about the basics and benefits: https://mainstartrust.com/self-directed-ira

05/12/2026

Mutual funds are a popular and flexible way to include diversified investments in your retirement strategy.

With a self-directed IRA, you can hold mutual funds alongside other asset types to build a well-rounded retirement portfolio.

Here’s why many investors consider mutual funds:
-Broad exposure to a mix of stocks, bonds, or other securities
-Professional management of underlying holdings
-A simple way to diversify without picking individual investments

Learn more about how mutual funds can fit into your retirement savings here:
https://mainstartrust.com/asset-types/mutual-funds

05/05/2026

Curious if you can contribute to both an IRA and a 401(k)?

Good news! In many cases, you can use both types of retirement accounts to expand your tax-advantaged savings and take advantage of different contribution limits and tax features. Whether you’re balancing workplace retirement plans with individual options like a Traditional IRA or Roth IRA, understanding how these accounts work together can help you make the most of your retirement savings strategy.

Learn more in this post from the Mainstar Trust blog: https://mainstartrust.com/blog/post/can-you-have-both-an-ira-and-401-k

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04/28/2026

Small business owners: are you thinking about your retirement strategy and ways to support your team’s future?

A SEP IRA offers a flexible, tax-advantaged way to save for retirement with higher contribution limits that can grow as your business grows. It’s a powerful tool for sole proprietors, LLC owners, and small business employers looking to build retirement savings on their terms.

Explore how a SEP IRA might fit into your long-term plans:
https://mainstartrust.com/investor-type/small-business/sep-ira

04/21/2026

April Is Financial Literacy Month, and understanding key financial terms is a crucial part of building confidence with your retirement savings. One term you may hear often is ETF, which stands for Exchange-Traded Fund, a type of investment that holds a mix of assets like stocks or bonds and trades on the market much like a stock.

ETFs can offer diversification and flexibility as part of a long-term retirement strategy, helping you keep your portfolio balanced and aligned with your goals.

To learn more about what ETFs are and how they work, check out this article from U.S. News & World Report: https://money.usnews.com/investing/term/etf

04/14/2026

Feeling unsettled by market ups and downs? It’s normal to want stability in your retirement plan, especially during uncertain times.

A recent HerMoney article and podcast highlights the importance of building a strategy focused on resilience and reducing stress, no matter what the markets are doing.

If you’re thinking about ways to diversify your retirement savings and explore investment options beyond the usual, this is a great listen.

Read more here: https://hermoney.com/invest/retirement/stability-over-stress-building-a-retirement-plan-for-uncertain-times-podcast-515/

This episode of the HerMoney Podcast is part of our new, monthly retirement-focused series, brought to you by LIMRA. With practical tips and real-world

04/07/2026

Tax season is in full swing—are you ready for the April 15 deadline?

When it comes to retirement funds, one form that often needs careful attention is IRS Form 1099-R. This post from the Mainstar Trust blog walks through five key things to watch for on your 1099-R so you can understand what’s being reported and how it relates to your IRA distributions.

Whether it’s checking the correct codes, amounts, or rollover reporting, getting familiar with this form can help make tax filing smoother.

Read more: https://mainstartrust.com/blog/post/5-things-to-watch-for-on-your-irs-form-1099-r