S.M. Stevens and Associates, LLC

05/19/2026

Something is brewing…

05/13/2026

Some great awareness/advice for larger employers in this article. Let us help you GET and STAY compliant!

Fiduciary compliance is entering a more disciplined era. In 2026, employers are expected to show how benefit decisions are evaluated, documented and monitored — not just that they were made in good faith.

🔗 Read the article: https://ow.ly/O7tB50YR5ak

04/30/2026

After 5 years, settlement payments start going out next month…

A settlement has been reached involving antitrust litigation brought against the 36 Blue Cross Blue Shield (BCBS) plans throughout the county. The litigation involved a class of BCBS subscribers who alleged that BCBS violated antitrust laws when it engaged in what is known as illegal market division...

04/24/2026

From a colleague...

04/21/2026

There are a number of strategies that can be deployed to increase employer based health insurance offerings. Contact us to learn more!

Employer-sponsored health insurance is the largest source of health coverage for people under 65, covering 165.6 million people in March 2025, but its reach is uneven.

About four in five (80%) adult workers under age 65 have an employer that offers health insurance to at least some employees, but that share falls to 60% for lower-paid workers. Learn about these and other trends in employer-based health coverage in our updated analysis: https://on.kff.org/42dv4Si

04/04/2026

Some great advice and information from Property and Casualty insurance guru - Jared Ohl...

03/25/2026

I had the pleasure of running into 3 of THE BEST insurance professionals, some I’ve know for many years, @ a NABIP continuing education session. Molly Stickels, Sara Fleming, & Jamie Mann. You 3 make our industry better every day! Great to see you all!

03/05/2026

Fascinating breakdown of healthcare spending in the U.S. -

KFF explores how health spending varies across the U.S. population. In any given year, a small portion of the population is responsible for a very large percentage of total health spending.

In 2023, nearly half of all health spending came from 5% of the U.S. population. Those in the top 5% spent an average of $72,918 on health care annually; while those in the top 1% spent an average of $150,467 per year: https://on.kff.org/4u6zqYj

01/07/2026

Some great information pertaining to "traditional" Medicare...

Your Medicare coverage and costs can change each year, so it’s important to understand and review your benefits. Here’s an overview of what’s new in 2026.

Make sure to review your plan and stay informed about how these changes may affect your healthcare budget.

Keep an eye out for official updates from Medicare so you’re prepared for the year ahead! Contact your State Health Insurance Assistance Program (SHIP) if you have questions about the 2026 coverage or enrollment periods. Contact information is available at shiphelp.org

11/30/2025

Some great information here! That feeling may be more than merely heartburn!

That persistent heartburn or indigestion might be more than just a passing discomfort. It could be Gastroesophageal Reflux Disease (GERD).

Lillia Cherkasskiy, MD, discusses what causes GERD, the importance of diagnosis, and outlines various treatment and management strategies that can significantly improve your quality of life: https://ow.ly/jVF850XxNAK