Trek Insurance Solutions

Trek Insurance Solutions Trek Insurance Solutions works with our clients to offer the correct solutions that minimize risk.

Ben Simpson began his insurance career in 2006 and founded Trek Insurance Solutions in 2009 because he saw a need to educate the community about their insurance options. Trek Insurance Solutions specializes in Medicare, Under 65 health insurance and health insurance solutions. Trek Insurance Solutions also offers: Final Expense, Life Insurance, Retirement Planning, Home, Auto, and Business Insuran

ce. Licensed to serve families in: AZ, CA, FL, IA, IL, IN, KS, MI, MO, NE, NM, NV, OH, SC, SD, TN, TX, VA, WI. Se Habla Español: (402) 853-5059
Trek Insurance Solutions se especializa en Medicare, seguros médicos para menores de 65 años y soluciones de seguros médicos. Trek Insurance Solutions también ofrece: seguro de gastos finales, seguro de vida, seguro de casa, seguro de automóvil y seguro comercial.

09/03/2026

If you're self-employed, thinking about an HSA-eligible health plan? They can offer some neat tax benefits.

For example, your HSA contributions are deductible directly from your gross income on your tax return. This can lower both your income tax and even your self-employment tax. Plus, the money in your HSA grows tax-free and stays with you year after year.

Ready to see if an HSA plan fits your needs? Compare your options free: https://trekis.net/contact

Trek Insurance Solutions • Independent, licensed advisors • 888-960-0442

09/02/2026

It feels like health benefit costs only go one way: up. And for small businesses, those increases can really sting, making it tough to offer competitive benefits without breaking the bank. There's a particular kind of health reimbursement arrangement that's becoming a real game-changer for many small employers.

Instead of a group plan, you set a budget, and your employees use that to pick their own individual health plan. This means you control your spending, and they get coverage that actually fits their life. It's a win-win that brings a lot more predictability to your benefits budget. Compare your options free: https://trekis.net/contact

Trek Insurance Solutions • Independent, licensed advisors • 888-960-0442

09/01/2026

Whether insurance covers GLP-1 weight-loss drugs like Wegovy and Ozempic

Trek Insurance Solutions has licensed agents who compare your options across multiple carriers — no pressure, no cost to talk.

👉 Compare plans free: https://trekis.net/contact
📞 Prefer to talk? Call 888-960-0442.

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08/31/2026

Health coverage options for small business owners beyond an expensive group plan

Trek Insurance Solutions has licensed agents who compare your options across multiple carriers — no pressure, no cost to talk.

👉 Compare plans free: https://trekis.net/contact
📞 Prefer to talk? Call 888-960-0442.

Follow for more.

08/29/2026

Thinking about making a career jump, going freelance, or starting your own business? That's exciting! But there's one important question many people forget to ask until it's too late: what happens to your disability income coverage when you leave your employer?

Most of the time, that employer-sponsored disability insurance (both short-term and long-term) is tied to your job and simply disappears when you leave. There's no 'take it with you' option. It's a significant oversight for many, and it's worth thinking about your income protection when you're charting a new course. Compare your options free: https://trekis.net/contact

Trek Insurance Solutions • Independent, licensed advisors • 888-960-0442

08/29/2026

Navigating disability insurance can feel a bit complex, especially when you encounter terms like "elimination period." Think of it as a waiting period, similar to a deductible, but measured in time instead of dollars.

It's the stretch of days you need to cover your own expenses after becoming disabled before your policy starts paying out. Options typically range from 30 to 180 days. Choosing the right one balances how soon you need benefits versus what you pay in premiums. A 60- or 90-day period is common because it often hits that sweet spot for many people. It's all about what makes sense for your personal savings and monthly expenses.

Compare your options free: https://trekis.net/contact?utm_source=facebook&utm_medium=social&utm_campaign=how-long-is-the-elimination-period-on-disability-insurance&utm_content=reel-cascade-how-long-is-the-elimination-period-on-disabili-facebook

Trek Insurance Solutions • Independent, licensed advisors • 888-960-0442

08/28/2026

How ICHRA lets small businesses offer health coverage for less than a group plan

Trek Insurance Solutions has licensed agents who compare your options across multiple carriers — no pressure, no cost to talk.

👉 Compare plans free: https://trekis.net/contact
📞 Prefer to talk? Call 888-960-0442.

Follow for more.

08/27/2026

If your benefits budget feels like it's stretching thinner every quarter, you're definitely not imagining things. The forces shaping employee benefits for 2026 are moving quickly, and it's clear half-measures won't be enough to keep up.

For example, healthcare costs are on the rise, with a significant part of that being driven by GLP-1 drugs. Instead of broad cuts that might not hit the mark, looking deeply at your data to understand specific cost drivers can help you implement targeted strategies that are much more effective.

Compare your options free: https://trekis.net/contact

Compare your options free: https://account.ovalcare.com/trekis

Trek Insurance Solutions • Independent, licensed advisors • 888-960-0442

08/27/2026

Being a 1099 contractor or self-employed means you're building your own path, which is awesome! But it also means you're likely missing out on employer-sponsored disability coverage that many W2 workers have. If an illness or injury keeps you from working, that income gap can become a real challenge.

Individual disability insurance is a way to bridge that gap. It can replace a percentage of your income, helping you cover your bills and protect your financial stability while you recover. It's your policy, meaning it's tailored to your needs and stays with you, no matter your work situation.

Compare your options free: https://trekis.net/contact?utm_source=facebook&utm_medium=social&utm_campaign=1099-disability-insurance-protecting-self-employed-income&utm_content=reel-cascade-1099-disability-insurance-protecting-self-empl-facebook

Trek Insurance Solutions • Independent, licensed advisors • 888-960-0442

08/26/2026

Parents and caregivers, listen up! Good news is coming for your Dependent Care Flexible Spending Account (FSA) in 2026. The annual limit is going up to $7,500 – that's $2,500 more you can put aside pre-tax for daycare, after-school programs, or eldercare.

This isn't just a small change; it means potentially hundreds of dollars in tax savings for your household. Employers will need to update their plans for this to take effect, so it's a good time to be aware! Compare your options free:

Compare your options free: https://trekis.net/contact?utm_source=facebook&utm_medium=social&utm_campaign=2026-dcfsa-7-500-reset&utm_content=reel-cascade-2026-dcfsa-7-500-reset-facebook-facebook

Trek Insurance Solutions • Independent, licensed advisors • 888-960-0442

Address

16924 Frances Street
Omaha, NE
68130

Opening Hours

Monday 9am - 5pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 9am - 6pm
Friday 9am - 4pm
Saturday 10am - 1pm

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