Belay Bank Mortgage-Carlene Momsen NMLS #457132

11/05/2025

📢 Calling all doctors and lawyers!

Did you know we have a unique loan program for you? Whether you're relocating to a new city or moving across town, our Professional Loan Program can help you secure a home and make the transition to a new area as smooth as possible.

Learn more about our program and reach out to a Belay Bank Home Loan Advisor to get started: https://bit.ly/45NdeID

07/01/2025

Wondering if now is a good time to buy a house? Instead of trying to time the market perfectly, focus on things you can control, like having a stable income, solid savings, and a desire to settle down. If you're getting ready to enter the housing market, here are some things to consider: https://brev.is/jWYtZ.

More houses are hitting the market. Buyers can expect more choice and less competition.

06/18/2025

A well-kept home just doesn't look good, it pays off. Maintenance like painting, updating lighting fixtures, or simply rearranging the room to make the most of your space can help boost value over time. 🏡

Here are some other improvements that’ll help your home feel like new while helping maximize your ROI: https://brev.is/cZCuf.

Don’t break the bank. Here are 10 expert recommended cost-effective home improvements that’ll make your home feel refreshed.

06/18/2025

A well-kept home just doesn't look good, it pays off. Maintenance like painting, updating lighting fixtures, or simply rearranging the room to make the most of your space can help boost value over time. 🏡

Here are some other improvements that’ll help your home feel like new while helping maximize your ROI: https://brev.is/Alm5m.

Don’t break the bank. Here are 10 expert recommended cost-effective home improvements that’ll make your home feel refreshed.

06/05/2025

Moving soon? Don't let it drain your wallet! 📦 Every dollar saved is a dollar that can go to making your new place feel like home. Here are some tips to help make your next move more cost-efficient: https://brev.is/ZFYwg.

Moving in 2025 can be costly, but smart planning helps. From decluttering to hybrid moves, our experts help you with tips for moving on a budget.

05/29/2025

Home appraisals and home inspection sound similar, but they serve very different purposes.

📋 Appraisals determine your home's market value
🔍 Inspections show details about your home's condition

Learn more about home appraisals and inspections and what to expect during each: https://brev.is/3vOM8.

Understand the differences between a home appraisal and inspection for informed homebuying. Learn each assessment's purpose and importance.

05/15/2025

Summer will be here before long! ☀️ Before the warmest weather of the year arrives, here are some home maintenance things you can check off your list so you can enjoy being poolside longer this summer: https://brev.is/pY1CG.

Hear from pros about how to maintain your home now to reduce repairs later.

04/22/2025

Before you shop for the house, shop for your budget. Getting pre-approved not only shows sellers you're serious about purchasing a home, but it also gives you confidence in your price range. Get more details on the importance of being preapproved and what documents you'll need: https://brev.is/p1MTL.

Mortgage preapproval shows you what loan amount and home price you can afford -- and gives you an advantage with sellers. Experts tell you what to expect.

04/10/2025

You just got the green light to buy your home. Exciting, right? But here's a pro tip - don't apply for new credit. Even the smallest of changes to your credit profile can lower your credit score, increase your debt-to-income ratio and trigger a re-evaluation of your loan approval.

Here are some other things you should avoid doing after getting approval for a home purchase: https://brev.is/sedlp.

Once a lender has reviewed your finances as part of the homebuying process, you want to be as consistent as possible. Don’t make any big changes that could affect your mortgage application.

03/20/2025

Do you know how much money is needed to buy a house? It's more than just the down payment! 🏡 💰

From closing costs to inspections and moving expenses, the cost of homeownership can increase quickly. Learn more about some key expenses and how to plan for them: https://brev.is/VR7Ir.

How much money do you need to buy a house? The answer isn’t as simple as you might think. Here’s what you need to know.

12/10/2024

2025 is just around the corner. Are you planning on purchasing or refinancing a home in the new year? Here's what experts are predicting the 2025 housing market will look like: https://brev.is/wLsg2.

Housing has been an expensive necessity, whether you're buying or renting. Here are five things to pay attention to in 2025, experts say.

12/03/2024

Good news! The new conforming loan limit for 2025 is $806,500. The conforming loan limit is the maximum amount that can be guaranteed by Fannie Mae and Freddie Mac.

Get more details about the new limit here: https://brev.is/S3Zfu.

The Federal Housing Finance Agency (FHFA) today announced the conforming loan limit values (CLLs) for mortgages acquired by Fannie Mae and Freddie Mac (the Enterprises) in 2025. In most of the United States, the 2025 CLL value for one-unit properties will be $806,500, an increase of $39,950 (or 5.2....