Acuhawk Insurance Solutions

10/15/2026

If you have a Marketplace health plan, it'll probably auto-renew for 2027... but that doesn't mean nothing changed.

Premiums, deductibles, doctor networks, drug lists and your tax credit can all change from year to year. Same plan doesn't always mean same price.

Mark your calendar:
📅 Nov 1: Open Enrollment opens
📅 Dec 15: Deadline for coverage starting Jan 1
📅 Jan 15: Final deadline (coverage starts Feb 1)

Before you review, have your best guess at next year's income, any household changes, and a list of your doctors and prescriptions.

Want a second set of eyes on your plan? We're happy to help, and it's no extra cost to you.

Send us a message or call 531-222-2120
[email protected]

10/13/2026

Contractors and remodelers... if you bring in subs, this one's for you.
When a subcontractor's work causes damage or someone gets hurt, the claim often comes to you first. A few minutes of paperwork up front can save a lot of headaches later.

Before your next sub starts work, check these 4 things:

✅ A signed written agreement (scope, insurance requirements, hold harmless language)
✅ A current certificate of insurance on file (on bigger jobs, get it straight from their agent)
✅ General liability limits at least equal to yours
✅ Your business listed as an additional insured, including completed operations

Bonus: good records can help you avoid a surprise bill at audit time.
We broke it all down on the blog. Link in the comments 👇

10/09/2026

📻 𝗟𝗶𝘀𝘁𝗲𝗻 𝗳𝗼𝗿 𝗔𝗰𝘂𝗵𝗮𝘄𝗸 𝗼𝗻 𝗭-𝟵𝟮!

We’re excited to share that 𝗔𝗰𝘂𝗵𝗮𝘄𝗸 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 𝘄𝗶𝗹𝗹 𝗯𝗲 𝗼𝗻 𝗭-𝟵𝟮’𝘀 𝗧𝗼𝗱𝗱-𝗡-𝗧𝘆𝗹𝗲𝗿 𝗠𝗼𝗿𝗻𝗶𝗻𝗴 𝗦𝗵𝗼𝘄 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟭𝟮–1𝟲 𝗮𝘀 𝗽𝗮𝗿𝘁 𝗼𝗳 𝘁𝗵𝗲𝗶𝗿 𝗩𝗲𝘁𝗲𝗿𝗮𝗻𝘀 𝗗𝗮𝘆 𝗰𝗮𝗿𝗲 𝗽𝗮𝗰𝗸𝗮𝗴𝗲 𝗮𝗻𝗱 𝗱𝗼𝗻𝗮𝘁𝗶𝗼𝗻 𝗲𝗳𝗳𝗼𝗿𝘁𝘀.

Supporting our local community is important to us, and when we had the opportunity to combine that with helping recognize and support our veterans, it was an easy yes.

You’ll hear them give Acuhawk a shoutout throughout the week...

So if you’re a Todd-N-Tyler listener, keep an ear out for Acuhawk that week. And 𝗶𝗳 𝘆𝗼𝘂 𝗵𝗲𝗮𝗿 𝘂𝘀 𝗺𝗲𝗻𝘁𝗶𝗼𝗻𝗲𝗱, 𝗰𝗼𝗺𝗲 𝗯𝗮𝗰𝗸 𝗵𝗲𝗿𝗲 𝗮𝗻𝗱 𝘁𝗲𝗹𝗹 𝘂𝘀! ❤️🤍💙

We’re proud to be a small local business supporting a great local effort.

Acuhawk Insurance Solutions
531-222-2120
[email protected]
https://acuhawk.com

10/08/2026

November 1st is coming FAST!

If you don't have health insurance through an employer, now is a great time to schedule your open enrollment appointment. Whether you're self-employed, buying coverage for your family, or reviewing your current plan, let's make sure you're prepared for 2027!

Https://acuhawk.com/health-appointment-aca

10/06/2026

October is Breast Cancer Awareness Month, and this is your reminder: please don’t put off your mammogram. 💗

For women at average risk, breast cancer screening is recommended beginning at age 40. One of the important benefits of ACA-compliant health insurance is access to preventive services like screening mammograms—often at no cost when you use an in-network provider and meet the coverage guidelines.

That matters.

As an insurance agent, I’ve helped people navigate coverage while going through cancer treatment. Those conversations stay with me. It is heartbreaking to watch someone face a serious diagnosis while also worrying about whether they can afford the testing, specialists, medications or treatments they need.

Health insurance can feel expensive when you’re healthy. But when something happens, having comprehensive coverage can quite literally change the options available to you.

And it all starts with screening. Early detection can save lives.

If you’re 40+ and haven’t scheduled your mammogram, talk with your healthcare provider about when you should be screened. If you have a family history or other risk factors, you may need to begin earlier or follow a different screening schedule.

And at every age, know what is normal for your body. Pay attention to changes in the look or feel of your breasts, and if you notice a lump, change or anything that concerns you, contact your provider—even if you recently had a normal mammogram.

Preventive care is one of those benefits we hope never finds anything…but we want it there when we need it. 💗

10/02/2026

Medicare Open Enrollment is almost here: October 15 through December 7.

Even if you’re happy with your current coverage, it’s still worth taking a fresh look each year. Plans can change their premiums, copays, drug coverage, provider networks, and other benefits from one year to the next.

That doesn’t mean you need to switch. It just means you should know what’s changing before January.

If you’d like help reviewing your options, we are happy to walk through them with you and help make the process a little less overwhelming.

Acuhawk Insurance Solutions
https://acuhawk.com/products/health

10/01/2026

A lot of our Omaha-area friends are dealing with water issues after last night’s storms, and we’re seeing plenty of questions about whether homeowners or renters insurance will cover the damage.

The frustrating answer is: it depends on where the water came from and what coverage is actually included on your policy.

Wind-driven rain or water entering because of storm damage may be treated differently than groundwater, surface flooding, sewer backup, or a sump pump that couldn’t keep up. Some water losses require specific endorsements, such as water/sewer backup or sump overflow coverage, while traditional flood damage generally requires a separate flood policy.

If your damage is limited and you’re not sure whether you have coverage, consider talking with your insurance agent before opening a claim with the carrier. We can help you review the policy, deductible, exclusions and endorsements first. In some situations, reporting a loss that clearly isn’t covered can still result in a $0 claim or claim record, and underwriting practices can vary by carrier.

Of course, if you have significant damage or need emergency mitigation, protect your property first and document everything you can.

If you’re one of our clients and were affected, please reach out. We’re happy to help you understand what your policy may — or may not — cover before you decide on the next step.

531-222-2120
[email protected]

Acuhawk Insurance Solutions is an independent insurance brokerage specializing in protection for your Small Business, Health, Life, Home/Auto, and more!

10/01/2026

Friends in Omaha and surrounding area impacted by the flash flooding - are you ok? Praying everyone stays safe and dry.

To our insureds: If you think you may have a possible claim, please reach out for support. We will be happy to help however we can.

531-222-2120
[email protected]

10/01/2026

Thank goodness this wasn't worse than it was 😳🙏

09/28/2026

You have an HSA-compatible health plan… now what?

If you’re HSA-eligible, you do not have to open your HSA through your health insurance company. You can open one through a bank, credit union, or another financial institution that offers HSAs.

Before choosing one, compare things like:

Monthly or yearly fees
Debit card access
Online banking tools
How easy it is to add money
Other account features that matter to you

For 2026, the HSA contribution limit is $4,400 for self-only coverage or $8,750 for family coverage. Your personal limit may be different depending on your situation, so this is a good question to review with your tax professional.

And remember: starting in 2026, Bronze and Catastrophic health plans are treated as HSA-compatible. You still have to meet the other HSA eligibility requirements before contributing.

An HSA can be a useful tool for healthcare expenses and tax planning — but first, make sure you qualify and choose an account that works well for you.