Nancy Thompson - NMLS #507260

Nancy Thompson - NMLS #507260 At ACCESSbank, we are Home Loans Made Simple. We have helped people buy, refinance and renovate their homes.

As an ACCESSbank loan officer, I am dedicated to each and every customer and explain their options every step of the way.

What does a lender want from a self-employed file? Usually, not perfection, but consistency. For example, someone with a...
09/02/2026

What does a lender want from a self-employed file? Usually, not perfection, but consistency. For example, someone with a few revolving accounts, a mix of on-time payments, and tax returns that match the story on paper may present more cleanly than a borrower who has no credit history at all. That is why responsible credit use matters more than chasing zero debt. See how it works. https://bit.ly/4b9LpfV

09/01/2026

It's worth exploring your refinancing options to see if you could save. Even a small drop in your interest rate can save you thousands over the life of your loan.
Let's crunch the numbers and see how much you could save!

A common mistake is waiting until you find the house before gathering documents. A cleaner move is to get your W-2s, rec...
09/01/2026

A common mistake is waiting until you find the house before gathering documents. A cleaner move is to get your W-2s, recent pay stubs, and bank statements ready early so the loan file can move without avoidable delays once you make an offer.

Think a lower down payment automatically means a weaker offer? Not necessarily. FHA and VA can fit different situations,...
08/31/2026

Think a lower down payment automatically means a weaker offer? Not necessarily. FHA and VA can fit different situations, and USDA may work in eligible rural areas, but each option comes with its own documentation and property rules. The practical move is to match the loan type to the file before you start making offers.

A buyer with student loans and only a modest savings cushion may still have options worth comparing. FHA is often consid...
08/30/2026

A buyer with student loans and only a modest savings cushion may still have options worth comparing. FHA is often considered when credit history is still being built, while USDA can fit eligible rural locations and may allow no down payment. The real step is to ask which program matches your file before you start house hunting.

When income comes from 1099s, credit cleanup matters just as much as income documentation. A common mistake is paying a ...
08/29/2026

When income comes from 1099s, credit cleanup matters just as much as income documentation. A common mistake is paying a card right before the statement closes and assuming the report will reflect it; the balance that reports is the one lenders see. Check statement dates, then time payments so the reported balance stays controlled. Compare this to your situation. https://bit.ly/4b9LpfV

Ever seen a closing package and wondered why certain funds are sitting with a third party instead of going straight to t...
08/28/2026

Ever seen a closing package and wondered why certain funds are sitting with a third party instead of going straight to the seller? In a VA purchase, that setup helps keep taxes, insurance, and documents organized until each closing condition is met. The key is to look at the escrow instructions and confirm any prorations, so the final paperwork matches the actual transaction.

08/27/2026

Knowing basic plumbing and electrical repairs can save you a bundle on service calls. YouTube is a great resource for learning DIY home repairs.
Follow us for more homeowner hacks!

A rural-home buyer with steady income but little saved for a down payment should still check USDA eligibility early. The...
08/27/2026

A rural-home buyer with steady income but little saved for a down payment should still check USDA eligibility early. The usual checklist is simple: confirm the property is in an eligible area, make sure household income fits the program rules, and gather recent pay stubs plus 1099s or W-2s before underwriting asks. Walk through the steps. https://bit.ly/3TpU3kk

If the upfront cash feels tight, look at the loan type before assuming the deal is out of reach. FHA, VA, and USDA each ...
08/26/2026

If the upfront cash feels tight, look at the loan type before assuming the deal is out of reach. FHA, VA, and USDA each have different rules for borrower funds and seller contributions, and a conventional loan may allow a different mix of credits depending on the file. A common mistake is focusing only on the offer price and ignoring how much cash is needed to get to the closing table.

Address

8712 W Dodge Road
Omaha, NE
68114

Telephone

(402) 813-4072

Website

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