Nancy Thompson - NMLS #507260

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Nancy Thompson - NMLS #507260 At ACCESSbank, we are Home Loans Made Simple. We have helped people buy, refinance and renovate their homes.

As an ACCESSbank loan officer, I am dedicated to each and every customer and explain their options every step of the way.

For a first-time buyer using FHA, the lesson is not just about getting qualified; it is about avoiding a preventable del...
10/19/2026

For a first-time buyer using FHA, the lesson is not just about getting qualified; it is about avoiding a preventable delay. One common mistake is assuming a gift for part of the down payment can be explained later, when underwriting usually wants the gift letter and transfer trail up front.

For a buyer using FHA, VA, USDA, or conventional financing, the tax setup can change depending on whether escrow is requ...
10/17/2026

For a buyer using FHA, VA, USDA, or conventional financing, the tax setup can change depending on whether escrow is required. Before you pick a home, ask for a full estimate that shows principal, interest, taxes, and insurance separately so you can see what is collected by the lender and what is not. The mistake is assuming every loan handles taxes the same way.

Before ruling out a move, check whether the address falls inside USDA-eligible territory and whether your income documen...
10/16/2026

Before ruling out a move, check whether the address falls inside USDA-eligible territory and whether your income documentation is ready. A common mistake is assuming the program is only for farms; in practice, many small-town neighborhoods can qualify, and underwriting will still want clean paperwork such as recent pay stubs and W-2s. See how it works. https://bit.ly/3TpU3kk

When a buyer is using FHA, VA, or conventional financing, the offer should match the loan type instead of copying a frie...
10/15/2026

When a buyer is using FHA, VA, or conventional financing, the offer should match the loan type instead of copying a friend's strategy. For example, a VA buyer may need to think about appraisal timing and seller credits, while a conventional buyer might focus on how much flexibility there is with contingencies. The key is to tailor the offer to the loan file, not just the house.

What matters most when your income comes from self-employment is consistency across the credit report and the tax file. ...
10/14/2026

What matters most when your income comes from self-employment is consistency across the credit report and the tax file. If you file 1040s with Schedule C, pull your report early, set reminders for every due date, and fix any disputed account before you start a FHA, VA, or conventional loan review. See how it works. https://bit.ly/4b9LpfV

A veteran comparing a condo with a bigger living area should check one thing first: how the property fits VA occupancy a...
10/13/2026

A veteran comparing a condo with a bigger living area should check one thing first: how the property fits VA occupancy and condo eligibility rules. A strong preapproval is helpful, but the property itself still needs to pass lender review, and some condo projects are not approved for VA financing.

What happens when a veteran buyer assumes VA is only about the benefit and not the paperwork? The file still needs incom...
10/12/2026

What happens when a veteran buyer assumes VA is only about the benefit and not the paperwork? The file still needs income documents, asset verification, and a clean explanation for any large deposit. Getting the gift-letter paperwork, bank statements, and employment history organized early makes the underwriting review much smoother.

One common myth is that VA financing is only for first-time buyers. It can also help a move-up buyer or a homeowner relo...
10/11/2026

One common myth is that VA financing is only for first-time buyers. It can also help a move-up buyer or a homeowner relocating after service, as long as the property and occupancy rules fit the file. The practical step is to ask which documents are needed before contract deadlines, because missing a COE, income proof, or asset paper trail can slow the process.

One useful check is to match the neighborhood to the way you actually live, not the way it looks online. For example, a ...
10/10/2026

One useful check is to match the neighborhood to the way you actually live, not the way it looks online. For example, a first-time buyer using FHA might focus on monthly flexibility and nearby amenities, while a move-up buyer may care more about space, privacy, and traffic patterns. Drive the route twice and note noise, parking, and how crowded it feels.

What should a first-time buyer gather before a USDA conversation? Recent W-2s or 1099s, a clear look at income, and the ...
10/09/2026

What should a first-time buyer gather before a USDA conversation? Recent W-2s or 1099s, a clear look at income, and the property address to confirm it sits in an eligible zone. That simple checklist helps avoid surprises once underwriting starts. See how it works. https://bit.ly/3TpU3kk

Address

8712 W Dodge Road
Omaha, NE
68114

Telephone

(402) 813-4072

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