Shotbolt Mortgage Corporation

11/01/2026

09/27/2026

Thinking of making an offer on your next home? 🏠

Here's a powerful strategy that could save you thousands of dollars in your first two years! 💰

At Shotbolt Mortgage Corp., I help you successfully negotiate a seller-paid temporary interest rate buydown. This means a lower monthly payment and a lower rate for Year 1 and Year 2, helping you squeeze the most out of your home purchase. 🍋

This simple negotiation can make a huge difference in your monthly budget. Get in touch to learn how we can make this work for you! 👊🏽

Jack Shotbolt
NMLS ID 10196
📞 402-850-9739
🌐 www.ShotboltMortgage.com

09/23/2026

Thinking of waiting until spring to buy a home? You might be leaving thousands on the table.

While most buyers hit pause for the holidays, savvy house hunters know Q4 is one of the best times of the year to strike.

Here is why less competition right now
works completely in your favor:

* Sellers are motivated. Homes listed in the fourth quarter aren’t sitting around for fun—sellers often need to close before year-end for tax strategies, job relocations, or personal deadlines. That means more room to negotiate.

* No chaotic bidding wars. Remember having to waive contingencies and offer $20k over asking in the spring rush? Q4 cools down the crowd, giving you the breathing room to negotiate price, home repairs, or seller-paid closing cost concessions.

* Faster processing & dedicated attention. Title companies, appraisers, and loan teams experience lower seasonal volume, often translating to smoother, faster closings.

Don’t wait for everyone to jump back into the market next year. As an independent broker, Shotbolt Mortgage shops across dozens of top lenders to structure the right financing for your budget.

Send us a DM or visit shotboltmortgage.com to run your numbers and get pre-approved before the end-of-year rush!

09/03/2026

Have you heard of “good debt” versus “bad debt? 💰

With the recent rise in interest rates over the last three years, many homeowners have taken on the interest rate that that was intended to be short-term, however many homeowners have found it hard to shed this debt after attempting to widdle away at it slowly.

Many homeowners have not taken into consideration the value of a cash out refinance even at a higher interest rate than their current mortgage, quickly discounting the idea that it might actually be good for them.

What can a cash out refinance do for you?

✅ Improve your monthly cash flow.
✅ Eliminate high interest debt.
✅ Improving your credit scores.
✅ Create room in your monthly budget to invest in your future.

 Debt consolidation is a hot topic after many homeowners invested in their homes during Covid with various home improvements that were intended to be paid off long before now.

The reality is I can help. By evaluating your overall financial snapshot, I can offer suggestions that might in fact help you improve your overall financial health.

Give me a call today and let me help you eliminate the stress that comes with overwhelming debt.

08/13/2026

Are you letting high-interest "bad debt" hijack your financial future? 💸🛑

Not all debt is created equal:

❌ Bad Debt (Credit Cards, Personal Loans): Sky-high interest rates, zero tax benefits, and a constant drain on your monthly cash flow.

✅ Good Debt (Your Mortgage): Low interest rates, long-term equity growth, and potential tax deductibility.

If high-interest balances are eating away at your hard-earned income, you don't just need to work harder—you need to play smarter. 🧠💡

With a Cash-Out Refinance, you can tap into your home's equity to swallow up high-interest credit cards and unsecured loans. By consolidating into a single mortgage payment, you could instantly lower your total monthly payout and put your money back to work for you.

08/11/2026

🏡 Banks give you ONE rate. We shop 40+ lenders for YOUR best rate.

More Omaha homebuyers are ditching the “one bank, one product” approach — and the numbers prove it. Mortgage broker market share just hit its highest level since 2009, with wholesale lending volume up 34% year over year.

Why? Because when you walk into a bank, they can only sell you their products. A broker works FOR YOU — shopping wholesale rates across dozens of lenders to find the deal that actually fits your life.

At Shotbolt Mortgage, that’s exactly what Jack Shotbolt has been doing for Omaha families for 25+ years — and it’s why we were just ranked in the Top 1% of mortgage professionals nationwide by Scotsman Guide and Mortgage Professional Magazine.[einpresswire]

✅ Access to dozens of wholesale lenders (not just one)

✅ Same-day pre-approvals

✅ Personalized programs for self-employed, first-time buyers, VA, FHA & more

✅ A local Omaha expert who works for YOU, not a bank’s bottom line

Don’t settle for the only offer a bank will give you. Let’s find the RIGHT one.

📞 Call or text Jack today: 402-850-9739

🌐 shotboltmortgage.com

08/07/2026

Did you know that the traditional FICO score is no longer the only option when determining your creditworthiness for a mortgage loan?

If you’ve been monitoring your credit, or recently applied for a home loan and learned your credit score was lower than you thought it was, we have an option most banks and credit unions won’t have until 2027 or 2028 available TODAY! 💰

Let us help you lock-in the interest rate you deserve for your next mortgage. 🏡

07/31/2026

There is no better feeling than unpacking the boxes and knowing that you are “home”.

Are you contemplating your next best move? Give us a call to find out exactly how easy it can be! 📞

07/27/2026

Are rates really as bad as people say they are?

Average 30 Year Mortgage Rates in the U.S.

1970’s 8.9%
1980’s 12.7%
1990’s 8.1%
2000’s 6.3%
2010’s 4.1%
2020’s 5.3%

Mortgage Rates will always change, yet one thing remains consistent and that’s HOME APPRECIATION rates!! As values continue to climb, it's those who think they can wait for rates to improve who lose out!! 🏡

07/25/2026

Have you noticed all of the multi-family developments under construction in the Omaha area and wondered what's going on? You might want to click on this video to learn more.