02/14/2026
I am SO proud of this incredible couple, Yazmin and Miguel, who just closed on their very first home and chose to do it differently. 💃🏻🏡
They wanted their first home to generate income💰 from day one. So they purchased a duplex using an FHA loan with just 3.5% down - living in one unit and renting out the other. From day one, rental income is helping offset nearly half of their mortgage.
The journey wasn’t easy, but they stayed focused and committed every step of the way. 🦾
Here’s the long-term strategy: as equity builds, they can leverage it to purchase their next home. Once they move out, both units can be rented, with the rental income helping cover the mortgage and potentially creating cash flow - turning their first home into the foundation of a growing real estate portfolio. 💚
This closing is close to my heart. Yazmin, an industry partner I met when I first started this career, and Miguel are the most amazing clients. Being trusted to guide their home purchase feels incredibly full circle. When someone who knows this industry places their trust in you and includes you in such a big life step, it truly means the world. 🌎❤️
✅ They were patient.
✅ They were disciplined.
✅ They were strategic.
And now, they’re not just first-time buyers - they’re first-time investors too. 🙌🏽🏡🎉
Congratulations, Yazmin and Miguel! 🎊🎊🎊
If you’ve ever wondered whether something like this is possible for you, let’s talk. The right strategy can change everything. ✨
If you have questions about the home buying process, feel free to reach out! ⤵️
👩🏽💻 Justina Stoddert
🏠 Mortgage Loan Originator, NMLS 2054973
📍 Mortgage One Northwest, NMLS 82426
📱 360-463-7086
📧 [email protected]
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