Justina Stoddert - Mortgage Loan Officer - NMLS# 2054973

06/29/2026

Congratulations to my first-time homebuyer clients who are officially Clear to Close in just 13 days on their VA loan - including the appraisal! 🇺🇸🏡

Here’s what made this such a win:

➡️ 0% down with VA financing
➡️ $18,000 in seller concessions
➡️ $0 out of pocket for closing costs
➡️ Appraisal came in above the purchase price- that’s instant equity!💰
➡️ FREE 1-0 Buydown lowering their rate from 6% to 5% for the first year 📉

Homeownership doesn’t always look the way people think it does. With the right strategy, and the right team, buying a home can be more achievable than you realize.

So excited for my clients as they get ready to receive the keys to their very first home! 🔑❤️

Thinking about buying but not sure where to start? Let’s talk about your options. 😎

06/29/2026

Did you know? 👀 ➡️ FHA financing only requires 3.5% down, and our Forgivable Down Payment Assistance program provides up to 3.5% toward the purchase price. That means your required down payment would be fully covered, helping you get into a home with significantly less out-of-pocket.😎

✅ Up to 3.5% Down Payment Assistance
✅ 0% Interest
✅ No Monthly Payment on the DPA Loan
✅ Potentially Forgiven After 36 Months
✅ No WA State Homebuyer Class Required

If you’ve been waiting because you thought you needed a large down payment, let’s talk about your options. I’m always here to help! 🏡 💫

📞 360-463-7086
📧 [email protected]

05/29/2026

💡🏠➡️ The home buyers winning right now aren’t necessarily the ones with the most money…

They’re the ones using smart strategy.👏🏽

Message me to see what options could work for
you! ⤵️

👩🏽‍💻Justina Stoddert
🏠Mortgage Loan Originator, NMLS 2054973
📍Mortgage One Northwest, NMLS 82426
📱360-463-7086
📧 [email protected]

05/20/2026

That’s right,…no cost and no catch.👏🏽😎

Buying a home is exciting 🙌🏡- but let’s be honest, the first year can feel like a lot.

That’s where a temporary 1-0 buydown can help.

Instead of starting at the full interest rate right away, your rate is temporarily reduced by 1% during the first year, helping lower your monthly payment while you ease into homeownership. 😌

➡️ Right now, we have a lender-paid promotional option available meaning eligible homebuyers may be able to take advantage of this strategy with no additional cost to you or your Realtor®. 💫

✔ Lower initial monthly payment
✔ Available on Conventional & Government loans
✔ Make the transition into homeownership feel a lot more manageable

Whether you’re a first-time buyer or planning your next move, I’d be happy to run numbers and walk you through how it works. 😎

If you have questions about the home buying process, feel free to reach out! ⤵️

👩🏽‍💻Justina Stoddert
🏠Mortgage Loan Originator, NMLS 2054973
📍Mortgage One Northwest, NMLS 82426
📱360-463-7086
📧 [email protected]

02/14/2026

I am SO proud of this incredible couple, Yazmin and Miguel, who just closed on their very first home and chose to do it differently. 💃🏻🏡

They wanted their first home to generate income💰 from day one. So they purchased a duplex using an FHA loan with just 3.5% down - living in one unit and renting out the other. From day one, rental income is helping offset nearly half of their mortgage.

The journey wasn’t easy, but they stayed focused and committed every step of the way. 🦾

Here’s the long-term strategy: as equity builds, they can leverage it to purchase their next home. Once they move out, both units can be rented, with the rental income helping cover the mortgage and potentially creating cash flow - turning their first home into the foundation of a growing real estate portfolio. 💚

This closing is close to my heart. Yazmin, an industry partner I met when I first started this career, and Miguel are the most amazing clients. Being trusted to guide their home purchase feels incredibly full circle. When someone who knows this industry places their trust in you and includes you in such a big life step, it truly means the world. 🌎❤️

✅ They were patient.
✅ They were disciplined.
✅ They were strategic.

And now, they’re not just first-time buyers - they’re first-time investors too. 🙌🏽🏡🎉

Congratulations, Yazmin and Miguel! 🎊🎊🎊

If you’ve ever wondered whether something like this is possible for you, let’s talk. The right strategy can change everything. ✨

If you have questions about the home buying process, feel free to reach out! ⤵️

👩🏽‍💻 Justina Stoddert
🏠 Mortgage Loan Originator, NMLS 2054973
📍 Mortgage One Northwest, NMLS 82426
📱 360-463-7086
📧 [email protected]

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01/20/2026

She saw it, she loved it and with the right guidance, hard work and dedication- she got it. 😎

Congratulations to my amazing client who just secured her off-market dream home as a first-time homebuyer.🏡 💫

Cleared to close in just 14 days! 👀

If you’re looking for support from start to finish, I’m here to guide you every step of the way.

Working with me means:
✔️personalized guidance
✔️on point pre-approvals and communication
✔️access to programs you might not know of
✔️confidence that your offer is strong

Let’s turn your homeownership dreams into reality. 💪🏡

01/10/2026

🔆 Open House Today, 1/10 from 2-4PM 👀

I’m excited to post this beautiful Olympia home now on the market! 🏡

My clients recently purchased their next home using our Buy Before You Sell program and are now passing this one along to its next owners. They truly put a lot of care into it.

If you’re exploring purchasing and want to talk financing options, down payment scenarios, or affordability, I have got you covered! 🤍

This 1608 square feet Single Family home has 3 bedrooms and 2 bathrooms. It is located at 809 Cardigan Street NW, Olympia, WA.