Larry Burgher - Empire Home Loans

05/31/2026

I joined the crowd...

03/10/2026

I'm likely not telling you anything you don't already know...especially for those who live in Washington State. When it comes to "affordability" there are 2 things that seem to increase every year...Taxes & Insurance. I get calls from customers every year that sound like "HOW COME MY PAYMENT WENT UP BY $200?" and my answer is always the same..."your mortgage is a FIXED RATE so it's not your mortgage payment that went up, that will never change...call your Senator or Representative". Shopping for 'cheaper' insurance is often an exercise in futility and leads to frustration. When putting together pre-approvals for home buyers, I always let them know what to expect when it comes to "next year's payment" so we start with that in mind. Reach out. Let's talk.

Surging escrow-related costs have increasingly become a barrier to closing loans

03/06/2026

That's RIGHT! You don't need 20% Down to buy a home! Let's get you pre-approved so you can start shopping!

09/06/2025

Thinking of buying a home? I can offer the help you need — from understanding your buying power and obtaining a pre-approval to securing a loan that's right for you. Preparation is key before purchasing! Call me.

09/05/2025

Are you considering adding another property to your collection? Each house is not just an investment; it's a place to create lasting memories and should be treated as such. Contact me to get the ball rolling!

09/04/2025

Just because you don't receive a W-2 doesn't mean you're not a quality loan candidate! Ask me about Bank Statement loans for self-employed buyers, and don't sweat the traditional loan docs for a second.

09/03/2025

Are you ready to take a step closer to your dream home? Call us today to learn how you can qualify for a lower down payment and rate through an FHA loan.