Caryn Elder

Caryn Elder Mortgage Banker/Real Estate Professional since 1982. Service and Customer Care are my specialty. NMLS # 524539 Company NMLS #: 421593

Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, Maryland that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the United States*. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010. Our experienced management team has

served the Mid-Atlantic region for almost thirty years. Presidential Bank Mortgage has 16 retail branches conveniently located throughout Virginia, Maryland, and Pennsylvania. Our local offices offer our customers fast and convenient service within their communities. The key to our success is that we offer a wide array of affordably priced mortgage programs and provide professional, experienced, local service that is second to none.

Real estate partners, if AI is something you’ve been meaning to figure out but don't know where to start, join me for th...
08/27/2026

Real estate partners, if AI is something you’ve been meaning to figure out but don't know where to start, join me for this webinar! 🤖

Our marketing team is continuing their Marketing Growth Series so you can spend less time figuring out AI and more time using it to grow your business.

Join Erica Goodwin and Cotton Walsh from the FHM marketing team to learn:
✨ How to make AI sound like *you*
✨ How to build your own AI content assistant
✨ How to use AI as your marketing “advisory panel”
✨ Plug-and-play prompts to save hours each week
✨ A live walkthrough of ChatGPT + Claude

Save your spot and join us! Register here:
https://myoc.io/febabluGT38/6IMYI

Think of PMI like training wheels on a bike. It's helpful at first, but eventually it's time to take them off. 🚲Many hom...
08/23/2026

Think of PMI like training wheels on a bike. It's helpful at first, but eventually it's time to take them off. 🚲

Many homeowners don’t realize they can remove PMI once they hit around 20% equity in their home. Dropping PMI can lower your monthly payment and put real savings back in your pocket. If you’ve been paying on your mortgage for a few years or your home value has increased, you might be closer than you think. 🏡✨

Check out our blog to see if you're ready to kick PMI to the curb and start saving. 🔗
https://myoc.io/febabluGT38/fI87g

Are you thinking about investing, but not sure where to start? 🤔Real estate could be more than just buying a home—it can...
08/21/2026

Are you thinking about investing, but not sure where to start? 🤔

Real estate could be more than just buying a home—it can be a powerful way to build long-term wealth. From growing equity to generating rental income and even offering potential tax advantages, there are plenty of reasons investors continue to choose real estate. 🏡

If you've been wondering whether real estate investing is right for you, our latest blog breaks down the benefits, what to consider before buying, and how to take your first step with confidence. 🔑🤩

Check out our blog here! 🔗
https://myoc.io/febabluGT38/J5X6N

Affordability is the #1 challenge most first-time homebuyers are facing today—but it shouldn’t stop you from homeowners...
08/19/2026

Affordability is the #1 challenge most first-time homebuyers are facing today—but it shouldn’t stop you from homeownership!

With home prices climbing, many buyers are discovering that condos and townhomes offer a more attainable path to homeownership than the traditional single-family home they may have envisioned. 🏡

Both options can help you get your foot in the door, but they come with important differences. But which one is the better fit for you and your goals? Check out our blog to get your answer!
https://myoc.io/febabluGT38/24MWz

🔑 Closing day is finally here! The paperwork is signed, the keys are yours, and you're officially a homeowner. 🎉 But wha...
08/16/2026

🔑 Closing day is finally here! The paperwork is signed, the keys are yours, and you're officially a homeowner. 🎉 But what happens next?

From making your first mortgage payment to budgeting for ongoing homeownership expenses, there are a few important steps to take after closing to help ensure a smooth transition into your new home.

Our latest blog breaks down what to expect in the weeks following closing day, so you can stay organized, manage your finances with confidence, and start your homeownership journey on the right foot. 🔗
https://myoc.io/febabluGT38

Severe weather can strike when you least expect it. According to NOAA, weather-related disasters cause more than $100 bi...
08/14/2026

Severe weather can strike when you least expect it. According to NOAA, weather-related disasters cause more than $100 billion in damage across the U.S. each year. 🌪️

The good news? A little preparation can go a long way.

Our latest guide covers everything you need to know before severe weather season arrives—from strengthening your home against potential damage to reviewing your homeowners and flood insurance coverage so there are no surprises when you need it most.

Read the blog and take steps today to help protect your home, your finances, and your peace of mind. 🔗
https://myoc.io/febabluGT38

Have you looked at current house prices and wondered how anyone can afford the down payment right now? 😬Trust us, you’re...
08/12/2026

Have you looked at current house prices and wondered how anyone can afford the down payment right now? 😬

Trust us, you’re not alone! For most first-time buyers, the down payment is the biggest obstacle between renting and owning. But a little strategy can go a long way in turning your dreams into a reality. 🏡✨

Our latest blog breaks down 3 ways to save faster and highlights assistance programs that could help make buying a home more attainable than you think. Are you ready to get closer to those house keys? 🔑
https://myoc.io/febabluGT38/sk4ic

Are you guilty of also thinking, “I’ll never be able to save enough for a down payment.” 💭If this thought has crossed yo...
08/07/2026

Are you guilty of also thinking, “I’ll never be able to save enough for a down payment.” 💭

If this thought has crossed your mind, you’re not alone. The good news? You may have more options than you think. 🏡

The 20% down payment rule is outdated, and today’s buyers have access to a variety of strategies and assistance programs that can help make homeownership more achievable.

Learn three ways to boost your savings and explore programs that could help you get closer to the keys in our latest blog. 🔗
https://myoc.io/febabluGT38/Mgy5q

Are you ready to make video part of your marketing strategy? 🤩 Join FHM's marketing team for the first session of their ...
08/05/2026

Are you ready to make video part of your marketing strategy? 🤩

Join FHM's marketing team for the first session of their Marketing Growth Series where they'll break down the many ways mortgage and real estate professionals can use video to grow their brand and connect with their audience.

They’ll cover:
👉🏼 Why video works
👉🏼 Which platforms matter most
👉🏼 How authenticity builds trust
👉🏼 AI tools to simplify content creation

🎥 And, feature a LIVE video demo showing how to record and post a video in under 10 minutes!

Bring your questions (and your phone 😉). You might just leave ready to create your next video!

Register here! 🔗 https://zoom.us/webinar/register/3517854221346/WN_p_X4SyXEQaefqxz8Tb5cXA #/registration

Address

3300 Olney Sandy Spring Road
Olney, MD
20832

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