Decision Tree Insurance

08/17/2026

Social Security survivor benefits are not a steady paycheck.
Four rules change the real amount a young family actually receives — and when those benefits stop.
I broke it down with numbers and visuals here:

How much Social Security does a widow or widower with kids actually get? Real household numbers, the family maximum, and what it means for your life insurance.

08/08/2026

08/07/2026

The talk is always about Social Security Retirement. But it is so much more than that...

The 2026 average is $1,630/month — not a full paycheck, not a lot to retire on. But the taxes you pay for benefits provide more than most people realize...

06/17/2026

https://www.dtreeinsurance.com/insurance/life-insurance/life-insurance-calculator/

Calculate how much life insurance you need with our free interactive life insurance calculator. Get personalized guidance on coverage amount and the right policy type for your situation.

08/13/2025

Is Social Security a "Ponzi Scheme?"

You know, a "pyramid scheme" where new investors pay returns from those who invested earlier.

Maybe?

But that is also how the stock market works too, isnt it?

How about real estate?

Now that I'm thinking about it, isn't the entire financial system kind of a ponzi scheme?

I doubt you will hear calls to sunset the stock or real estate market though.

After all, the companies in these industries are the ones donating to the elected officials.

Not to mention, they stand to gain the most if the Social Security system is shut down.

If it happens, that means more Risk for you.

And its always been about YOU taking more risk while they sit back and collect their fees regardless of whether you succeed or not.

Regardless if they succeed in eliminating Social Security, dont play the game the way they want you to play by...

Learn how to play the way THEY play.

As commissioner, E.J. Antoni would oversee how Cost of Living Adjustment data is produced and published.

05/23/2025

https://www.instagram.com/p/DJ6-KdmM6_2/?img_index=1&igsh=MWdmdThzM2swaGQ2

04/10/2025

Yesterday, around 1 pm, I entered a trade because I believed the market would decline or stay flat from that point.

The public information i used was an increase in volume that pushed the price of the market up that 'fizzled out'" resulting in the markets to decline as volume returned to normal. This set-up indicated to me there were more sellers than buyers.

This trade is detailed in my previous posts and their corresponding comments...

About 20 minutes after i entered this trade, a pause on tariffs were announced. This caused the stock market to skyrocket resuling in a 0.7% loss to my portfolio.

Losses happen, they are part of the game.

What shouldn't be part of the game is people who have access to privileged information using that information for their benefit.

If it can be proved others profited from this, I hope they are prosecuted.

If they aren't, the game is rigged infinitely more than I had imagined.

It has always been apparent that congress has used information to make their investments allowing them to receive extraordinary gains andvaccumulate significant wealth.

They are lawmakers do they aren't going to prosecute themselves.

But now, having a set up where government purposefully promotes policies that 'tank' the market, then tips insiders on a pending reversal of that policy so they can be positioned for significant gain, is a new level of corruption.

I asked ChatGPT if those who made these trades broke the law. Here is the response...

What are your thoughts?

04/08/2025

With today's profit (see previous post) The COINS Strategy (Casino Option INsurance Selling) is up 15.13% Year to Date...