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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 6pm Saturday 9:30am - 3:30pm Sunday 9:30am - 3pm

Whitehall Mortgage Financial

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United States
Old Forge, PA
Whitehall Mortgage Financial

Whitehall Mortgage- Making your dream home into a reality since 1982. Unlike most corporate lenders and banks, Whitehall features a small friendly staff.

Founded in 1982, Whitehall Mortgage has been providing Residential Home Mortgage Loans throughout the Commonwealth of Pennsylvania for over two decades. Purchasing a home is a huge moment in a persons life, it should an easy and joyful experience. We believe that by establishing a personal connection with our clients, we can make buying a home an easy and memorable experience.

04/29/2025

Are you looking to become a home-owner?🥳 Welcome to , where we share home buying tips! 😏 This week we will talk about bank statements and sourcing the cash to close!💸

During your application, we will get two most recent month's bank statement. Now we don't care how much Chinese food you bought.. we are focused on your DEPOSITS! 👍

Any large or unusual deposits, outside of your normal paycheck, must be sourced and verified. ✍️ Anything we cannot source.. we must back out.

"Cash is King!" but not for mortgages! Since we cannot verify where you got the cash under your mattress from.. we cannot use it! 🏡

"You can't use borrowed funds.. to borrow funds!" Any personal loans that we see deposited.. we cannot use it!👎

HOWEVER, if the deposit was in a bank statement 3 months ago, we will not see it.. making that money 'seasoned'. 👌

Are you looking to become a home-owner? 🤔 Message us any questions you have!

Follow us for more house buying tips! 🔥

NMLS #102617

04/15/2025

Are you looking to become a home-owner?🥳 Welcome to , where we share home buying tips! 😏 This week we will talk about what your Debt-To-Income ratio is.🏡

In simple terms, your Debt-To-Income ratio (DTI) is the amount you spend on debts verse your income.🤓 Your debts will be minimum payments on credit cards, any auto loans, installment or Student Loans.

Once we pull credit, we can see all those payments!💸 We add those payments with your new proposed mortgage payment, and put that against your income.. that is your Debt-To-Income ratio!🥳

Your typical bank will cap you out around a 43%.. however, we deal with wholesale lending and can push 50%+! 😉 That's how we get you more house for your income!🔥

Message us TODAY and let's figure out your DTI together! 🥳

Like our page for more posts! 💥

NMLS #102617

04/11/2025

What a way to end the week!😁 Compliments like this mean alot to us.. this is why we go the extra mile!🔥

We aren't a bank.. we are a father and son team. We are your neighbors and friends. We've been servicing the area since 1982 for a reason!😎

We are available 24/7 and treat you like family. 🙏

And when you come to Whitehall.. you deal with US.. not bounced around a call center 💪

Message us today to start your journey of home ownership!🏠

04/08/2025

Are you looking to become a home-owner?🥳 Welcome to , where we share home buying tips! 😏 This week we will talk calculating income!💸

📍Salaried employees- we will simply divide your gross annual salary by 12 months to get your monthly income.👍

📍Hourly employees- We have a very simple math equation we use! Hourly wage * Average hours worked per week * 52 weeks per year / 12 months = monthly income 🔥

📍Self Employed or 1099 Employees- This you need two years of Tax Returns for us to get an average. We will request your Federal Tax Return, and average your two year net Income! (We have ways to add income like adding back in depreciation, message us to learn more!😉)

📍Overtime- this must be consistent for two years. We will average your overtime and add it to your base income!💥

📍Part time jobs- You must show that you worked a full time and part time job for two years to include BOTH incomes. 🙌

Are you not sure how to average your income?🤔 Do you have other pays like bonus' or side hustles you aren't sure about? Message us any questions you might have!🥳

Follow us for more house buying tips!🏡

NMLS #102617

04/07/2025

Huge congratulations to Carlos Cadena on starting his journey as a Real Estate Investor! 🥳 It was a pleasure working with you.. we look forward to many more deals together!🙏🏡

This wouldn't be possible without the help from his realtor, Jake Howells - Revolve Real Estate. Thanks for finding this cash-flowing property!🔥

Are you looking to become an investor in 2025? We got your back🔥

No income or employment check, no taxes required.. if you have the money down, good credit and the rent pays for the mortgage.. we are interested! 😎

We aren't the best because we have been around for 40 years.. we've been around for 40 years because we are the best!😏

Message us TODAY to get started!😎

NMLS #112289

09/20/2024

Have you been looking to buy, but those high rates were hurting your buying power?😒 Stuck between should I rent or buy in this market?🤔 We have good news for you... the feds have lowered rates significantly !! 🔥

You read that right... we are at the lowest since the beginning of 2023!💥🏡

Are you looking to buy? Now is the PERFECT time!🙏

All you need is a 620 to qualify.😉

What are you waiting for?!

Message us TODAY to go shopping tomorrow!🔥

NMLS #112289

09/18/2024

🚨🏡We are in a REFINANCE BOOM!!🏡🚨

Have you bought your home in the past two years and have a rate of 6% or higher?😒 Wishing you had a few extra bucks in your pocket a month?🤔 Well you are in luck, the feds lowered rates so low that we are in a refinance BOOM!💥

You read that right... rates have fallen so low that we have clients saving HUNDREDS a month! 😏

All you need is a 620 to qualify.😉

What are you waiting for?!

Message us TODAY to go shopping tomorrow!🔥

NMLS #112289

09/17/2024

🚨🏡RATES HAVE FALLEN!🏡🚨

Have you been looking to buy, but those high rates were hurting your buying power?😒 Stuck between should I rent or buy in this market?🤔 We'll rates are almost 2% LOWER than they were earlier this year!🔥

You read that right... we were in the 7s and now in the 5s with good credit!💥🏡

Are you looking to buy? Now is the PERFECT time!🙏

All you need is a 620 to qualify.😉

What are you waiting for?!

Message us TODAY to go shopping tomorrow!🔥

NMLS #112289

05/31/2024

Are you trying to become a home-owner for Summer 2024?🌞🔥 Sick of wasting all your money renting and want to start building equity?🙏Tired of listening to your landlord? We are here to help turn that dream into reality!🏡

As rent continues to rise, we are seeing housing prices level off... this creates the perfect scenario for first time home buyers! 🥳

Landlord's want 3x of your rent in income and perfect credit scores..🤯

All you need with us is a 600 to qualify! 😏

Landlord restrict dogs... WE LOVE DOGS!🐶

Landlords don't let you throw summer parties.. we say turn on that BBQ! 😉

So what are you waiting for?! Stop losing the game and start winning!💥

Message us TODAY to start shopping tomorrow! 🏘

NMLS #112289

05/29/2024

Are you sick of paying high rent prices?😤 Tired of lining your landlords pockets and not your own?😞Do YOU want control?🙏 That is where we come in.. 😉

With housing prices leveling and rent still on the rise, it's the perfect time to become a HOME-OWNER! 🔥

All you need to qualify is a 600 FICO! 😱

Most places require a strict two year working history.. not with us!😏 We will include school, time off between jobs, medical emergencies, and will work with you! 🥳

We aren't your local bank.. we are a father and son TEAM and we work for YOU! 😎
Our pre-approvals are FREE and good for 120 days!🏡

So what are you waiting for?! Ditch your landlord for us! 🔥

NMLS #112289

05/27/2024

Are you sick of listening your landlord and paying sky high rent prices?😤 Is the only thing stopping you the closing costs?🤔 We hear this all the time.. and we have the solution! 😏🔥

We now have Down-Payment Assistant Programs!🥳 Yes you read that right.. you can close on a house with 100% financing! 😎

All you need is a 620 to qualify for this program. 😱

Zero down and cheaper than rent.. what are you waiting for?! Ditch your landlord for us! 😉

Our pre-approvals are FREE and good for 120 days. 💥

Message us TODAY to learn more! 🔥

NMLS #102617

05/25/2024

Looking to go house hunting?🤔 Sick of renting and looking to become a home-owner? Tired of following their insane rules? We don't blame you!🙌 With rent skyrocketing, it never made more sense to buy! 🔥

Landlords are making it harder to rent than to buy.. so it's time to kick renting to the curb!😤

Landlords want a 700 FICO.. we can go down to a 600!😏

Landlords want 3 months upfront.. we only need 3.5% down!💸

Landlords restrict dogs... WE LOVE DOGS! 🐶

What are you waiting for? Ditch your landlord for us!🏡

Our pre-approvals are FREE and good for 120 days! 🥳

Message us TODAY to see houses TOMORROW!🔥

NMLS #112289

Address

306 S Keyser Avenue
Old Forge, PA
18518

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 6pm
Saturday	9:30am - 3:30pm
Sunday	9:30am - 3pm

Website

http://www.whitehallmortgagefinancial.com/

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