TCG Insurance Solutions

10/15/2026

Ben "Aflac" ...lol

Aflac 🤝 Affleck

10/15/2026

LOL...

10/15/2026

*****POLL QUESTION******
What's your biggest frustration with health insurance?

• Monthly premiums keep increasing
• Deductibles and out-of-pocket costs
• Doctors or medications not covered
• Understanding what my plan actually covers

What would you change if you could?

10/04/2026

😀

09/24/2026

You may know how much life insurance you have. But do you know when it ends?
That matters.
Term coverage can reach the end of its level period. Premiums may change. Workplace coverage may not always follow you.
Life insurance is only useful if you understand what you have and how long it lasts.
September is Life Insurance Awareness Month — a good time to check before you need to know.
Ask TCG if you’d like help reviewing your current coverage.

09/21/2026

Projected Medicare Part D costs are worth watching.
For 2027, the standard Part D deductible is projected to rise to $700, up from the 2026 maximum deductible of $615. The catastrophic threshold is also projected to increase to $2,400.
CMS has said the 2027 base beneficiary premium will be $41.33, and final average premiums and plan details are expected later in September. Actual costs can vary by plan, drugs, pharmacy, and income.
If you want help making sense of it in plain English, Ask TCG.

09/20/2026

Quick question: Is your ex-spouse still listed as your life insurance beneficiary?
Life changes. Beneficiary forms often don’t.
A quick review can help make sure your policy still reflects your wishes today.
Ask TCG if you’d like help reviewing what you have.

09/19/2026

Before you choose a Medicare plan, check your doctors and pharmacy.
When people compare Medicare coverage, they often focus on premiums and drug costs first.
Those are important — but so are your doctors, specialists, and preferred pharmacy.
Before making any plan decision for next year, it’s a good idea to check:
whether your doctors are still in the network
whether your preferred pharmacy is included
whether your prescriptions are still covered as expected
whether the plan still fits how and where you get care
A plan can look good on paper, but if your doctor or pharmacy doesn’t work well with it, that can create frustration later.
A few minutes of checking now can help prevent surprises later.
If you’d like plain-English help reviewing your options, Ask TCG.
TCG Insurance Solutions Local guidance in plain English.

09/19/2026

Projected Medicare Part B Costs for Next Year
Medicare Part B costs are worth watching as we get closer to the new year.
Right now, the 2026 standard Part B premium is $202.90 per month and the annual deductible is $283. Final 2027 Part B premium and deductible amounts are expected soon.
Even small changes can affect your monthly budget, and higher-income beneficiaries may also pay more due to IRMAA.
If you want plain-English help understanding what these costs may mean for you, Ask TCG.
TCG Insurance Solutions Local guidance in plain English.

09/18/2026

Before You Compare Medicare Plans, Check Your Medication List.
If you plan to review Medicare coverage for next year, start with one simple step:
Make sure your medication list is up to date.
That means checking:
the exact drug names
dosage amounts
how often you take them
whether they are brand or generic
your preferred pharmacy
Why does it matter?
Even a small mistake on your list can lead to a plan comparison that doesn’t reflect your real costs or coverage.
Before AEP begins, having the right medication list in front of you can make reviewing your options much easier.
If you’d like help walking through it in plain English, Ask TCG.
TCG Insurance Solutions Local guidance in plain English.