TCG Insurance Solutions

TCG Insurance Solutions TCG Insurance Solutions provides personalized insurance solutions for Life, Health, Supplemental Health, Home, Auto and Business

Providing quotes and professional, personal service to individuals searching for insurance solutions for home and auto coverage and guidance on Medicare options, supplemental policies, final expense and life insurance.

You probably have one insurance question you’ve been meaning to ask. Now there’s a place to ask it.Medicare. Life insura...
08/29/2026

You probably have one insurance question you’ve been meaning to ask. Now there’s a place to ask it.
Medicare. Life insurance. Home & auto. Or something you’re just not sure about.
You don’t need to know the insurance terminology, and you don’t need to request a quote.
Just tell me what you’re trying to figure out.
Ask TCG: https://www.tcgsolutions.us/ask-tcg/
Sometimes one good answer is all you need to know what to do next.

Two homes can have the same hail damage — and very different claim results.One reason is **how the roof is covered**.Som...
08/26/2026

Two homes can have the same hail damage — and very different claim results.

One reason is **how the roof is covered**.

Some policies may pay based on **Replacement Cost**, while others may pay based on **Actual Cash Value**, which can factor in depreciation based on age and condition.

That difference can affect how much comes out of your own pocket after a storm.

Before the next round of Kansas weather rolls through, it’s worth taking a look at how your roof is covered and what deductible applies.

If you’d like help reviewing your homeowners policy, I’m happy to help.

Most of us know we have “full coverage” — but do you actually know what Comprehensive and Collision cover?Comprehensive ...
08/21/2026

Most of us know we have “full coverage” — but do you actually know what Comprehensive and Collision cover?

Comprehensive generally helps with things like:
• Hail
• Deer strikes
• Falling tree limbs
• Theft

Collision generally helps when your vehicle is damaged by hitting another vehicle or object.

And here’s the part people often overlook: your deductible may be different for each.

Take a minute to check your auto policy before you need it. Knowing what coverage applies — and what you’d pay out of pocket — can prevent an unpleasant surprise later.

If you’re not sure what you have, I’m happy to help you review it.

Do you know what your wind & hail deductible is?A lot of homeowners don’t realize it may be different from their regular...
08/20/2026

Do you know what your wind & hail deductible is?

A lot of homeowners don’t realize it may be different from their regular deductible — and sometimes it’s based on a percentage of the home’s insured value.

That can mean a much bigger out-of-pocket cost after a storm than expected.

Worth checking **before** the next round of Kansas weather rolls through.

If you’re not sure where to find it, I’m happy to help you take a look.

Medicare + GLP-1 medications: there's a new program worth knowing about.On July 1, Medicare launched a temporary program...
08/15/2026

Medicare + GLP-1 medications: there's a new program worth knowing about.

On July 1, Medicare launched a temporary program called the Medicare GLP-1 Bridge.

The program may provide certain eligible Medicare Part D beneficiaries access to qualifying GLP-1 medications for weight management with a $50 monthly copay.

The important word is eligible.

This does not mean everyone on Medicare can receive a GLP-1 medication for $50. Specific medical requirements apply, and a healthcare provider must complete the prior authorization process.

If you or someone you know is interested in GLP-1 treatment, don't assume Medicare will—or won't—provide coverage based on information you may have heard previously.

I've put together a plain-English overview of how the new program works, who may qualify, and some of the important limitations to understand.

Full explanation: https://www.tcgsolutions.us/medicare-glp-1-bridge-program/

Staying informed is sometimes the most important first step.

A Medicare Part D change is coming for 2027 — but don't panic over the headlines.**CMS has announced that the temporary ...
08/12/2026

A Medicare Part D change is coming for 2027 — but don't panic over the headlines.**

CMS has announced that the temporary **Medicare Part D Premium Stabilization Demonstration** will end after 2026. The program was put in place to help limit premium volatility for participating **stand-alone Medicare prescription drug plans** while major changes to Part D were being implemented.

What could that mean for 2027?

Without the additional stabilization program, some stand-alone Part D plans could experience larger premium changes than we've seen recently. But that does **not** mean every Part D premium will suddenly increase dramatically.

In fact, we don't yet know the actual 2027 premiums for individual plans. CMS expects final plan information to be available in September.

**The practical takeaway:** When your 2027 Medicare drug plan information arrives this fall, don't just look at the premium.

Review:

* Your medications
* The plan's formulary
* Drug tiers and copays
* Preferred pharmacies
* Deductible
* Monthly premium
* Estimated total annual cost

Sometimes the plan with the lowest premium isn't the plan with the lowest overall cost.

No need for alarm. Just another good reason to **review rather than automatically renew.**

*Source: Centers for Medicare & Medicaid Services (CMS), July 28, 2026.*

Both have their advantages, all a matter of goals and needs.
08/10/2026

Both have their advantages, all a matter of goals and needs.

Good poll question..What are your thoughts?
08/09/2026

Good poll question..What are your thoughts?

With Aflac Duck – I just made it onto their weekly engagement list by being one of their top engagers 🎉
08/08/2026

With Aflac Duck – I just made it onto their weekly engagement list by being one of their top engagers 🎉

For all those future moments you want to protect your family.
08/08/2026

For all those future moments you want to protect your family.

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Olathe, KS
66062

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