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09/17/2026

💙 Have you thought this before?

“I have health problems, so I probably can’t get life insurance.”

That’s another common life insurance myth.

My own health history looks very different today than it did a few years ago. A diagnosis, treatment and surgery added quite a few pages to my medical history.

But here’s what I want you to know:

👉 A health condition does not automatically mean you can’t qualify for life insurance.

Different companies look at health conditions differently. Depending on your diagnosis, treatment and overall health, you may:

• Still qualify for traditional coverage
• Need to wait for a period of time
• Have different pricing or coverage options
• Need to explore another type of policy

The biggest thing? Don’t make the decision for the insurance company by assuming they’ll say no.

Ask. Explore your options.

💙 Your health history may change the conversation, but it doesn’t necessarily end it.

09/14/2026

💙 LIVING BENEFITS: Life insurance isn’t always just about what happens when you die.

I used to explain Living Benefits to clients.

Then I had to use them myself.

When an unexpected serious health diagnosis turned my world upside down, the life insurance policies we had put in place years before suddenly became about so much more than a future death benefit.

Because my policies included Living Benefits for critical illness, I was able to access part of my life insurance benefit while I was still living.

And those funds gave us something incredibly valuable:
- The ability to make decisions without every decision being about money
- Financial breathing room while dealing with treatment and recovery
- The ability to take care of our household and business
- Options for paying down debt and protecting our future
- Most importantly — peace during a very uncertain season

That experience changed the way I talk about life insurance.
I don’t just want to know, “How much does this policy pay if I die?”

I also want to know:

👉 “What can this policy do for me if I LIVE through something hard?”

Living Benefits aren’t included or triggered the same way on every policy, which is why understanding what you own matters.
This month, take a few minutes and review your coverage.

💙 Does your life insurance only protect your family when you’re gone… or can it help protect your family while you’re still here?

09/13/2026

💙 LIFE INSURANCE MYTH: “I have life insurance through work, so I’m good.”

Oh, this one makes me smile because I’ve heard it in my own family. 😂

My own sons have said to me:

“Mom, I have life insurance through work.”

And of course, being their mom and working in insurance, you can probably imagine my response. 😉

Having life insurance through your employer is a GREAT benefit. If your company provides it, absolutely take advantage of it!

But here’s what I want my sons—and every family—to understand:

👉 Your work coverage and your personal life insurance serve two different purposes.

Employer coverage may only be one or two times your salary. Is that actually enough to replace your income, pay the mortgage, cover debt, or give your family time to adjust financially?

And then there’s an important question people often forget to ask:

What happens to that coverage if you leave your job?

You might change companies.
Start your own business.
Get laid off.
Retire.
Or simply decide it’s time for something new.

Depending on the plan, that life insurance may not follow you—or continuing it could look very different.

That’s why I tell my sons the same thing I tell my clients:

💙 Let your work coverage be a benefit. Don’t let it be your entire plan.

Having personal coverage means your protection isn’t dependent on where you work.

So here’s today’s Life Insurance Awareness Month question:

If your job changed tomorrow, would your family’s life insurance protection change with it?

If you don’t know the answer, that’s something worth finding out.

LifeInsuranceAwarenessMonth

09/11/2026

Today, we remember.

We honor the lives lost on September 11, 2001, and the courage, sacrifice, and resilience shown by so many on that day and in the days that followed.

May we never forget the heroes, the families, and all those whose lives were forever changed.

🇺🇸 Never Forget.

09/04/2026

💭 WHAT IF YOU GOT SERIOUSLY SICK… BUT DIDN’T DIE?

For me, this is one of the biggest reasons I talk about life insurance differently.

Most people hear life insurance and immediately think:

“That’s money my family gets when I die.”

But what if you’re still here?

What if a serious illness changes your ability to work, your income, your everyday expenses, or the plans you had for your family?

What if, in the middle of everything else you’re dealing with, finances suddenly become another major worry?

That’s where Living Benefits can completely change the conversation.

Certain life insurance policies may allow you to access a portion of the death benefit while you are still living if you experience a qualifying critical, chronic, or terminal illness.

And that money could mean:

• Keeping the mortgage paid
• Keeping your business running
• Giving yourself permission to step away from work
• Protecting the savings you worked years to build
• Paying down debt
• Creating breathing room for your family while you focus on getting better

That’s why when I talk about life insurance, I don’t just ask:

“What happens to your family if you die?”

I also want people asking…

“What happens to our family financially if I LIVE through something really hard?”

💙 Life insurance can be about leaving a legacy.

But the right protection can also be about protecting the life you’re still living.

Educate • Prepare • Protect

09/03/2026

💙 LIFE INSURANCE 101: Term vs. Permanent

One of the first questions people ask is: What’s the difference between term and permanent life insurance?

Term life insurance gives you coverage for a specific period of time — often 10, 20, or 30 years. It’s generally designed to provide a larger amount of protection at a lower initial cost.

Permanent life insurance is designed to last for your lifetime, as long as the policy requirements are met. Depending on the type of policy, it may also build cash value that can be used as part of your long-term financial strategy.

So which one is better?

👉 It depends on what you need your life insurance to accomplish.

Sometimes term makes the most sense.
Sometimes permanent does.
And sometimes a combination of both is the right fit.

The goal isn’t just to buy a policy — it’s to have the right protection for your family, your goals, and your future.

💙 Educate. Prepare. Protect.

09/01/2026

Your car is more than just a way to get from point A to point B.

Accidents happen, roads are unpredictable, and the unexpected can get expensive quickly. Having the right auto insurance coverage can help protect your vehicle, your finances, and your peace of mind.

At RLM Insurance, we’ll help you find coverage that fits your needs and your budget.

Protect what matters. Drive with confidence.

Contact RLM Insurance today to review your auto coverage.

08/27/2026

💗RLM Insurance is proud to be the Title Sponsor of Oklahoma Women in Health & Wellness! 💗

We love being part of events that bring women together to connect, learn, support one another, and build meaningful relationships — and OWHW does exactly that. ✨

Join us for the next Oklahoma Women in Health & Wellness Luncheon:

📅 Monday, August 31st
📍 The Ellison Hotel
🚪 Doors open at 11:00 AM
🍽️ Luncheon: 11:30 AM–1:30 PM

Whether you work in the health & wellness industry or simply enjoy learning more about ways to live a healthier, more balanced life, this is a great room to be in. 💕

As Title Sponsor, we would love to see you there!

💰 Use code rm826 to save $5 on registration.

👉 Register at owhw.network

Come connect, be encouraged, and spend the afternoon with an incredible group of Oklahoma women.

08/24/2026

Your Monday morning thoughts set the tone for your whole week. Start with positivity, focus on what you can control, and believe in what’s ahead. Make it a great week!

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