Owens Insurance Service

Owens Insurance Service Cost Effective Insurance Solutions

How does Hospital Indemnity Insurance work? If you are admitted to a hospital for a covered illness or injury, the polic...
06/03/2026

How does Hospital Indemnity Insurance work? If you are admitted to a hospital for a covered illness or injury, the policy pays a predetermined cash benefit based on the terms of your plan. Benefits may be paid for hospital admissions, overnight stays, intensive care, and other covered services.

Wellness 101: Laughter can also stimulate circulation and aid muscle relaxation, both of which can help reduce some of t...
06/02/2026

Wellness 101: Laughter can also stimulate circulation and aid muscle relaxation, both of which can help reduce some of the physical symptoms of stress.

Working with an independent insurance agent gives you access to multiple insurance companies, allowing you to compare co...
06/01/2026

Working with an independent insurance agent gives you access to multiple insurance companies, allowing you to compare coverage options and pricing in one place instead of shopping around on your own.

Fast Fact: Your "Annual Deductible" The amount you are required to pay annually before reimbursement by your health plan...
05/29/2026

Fast Fact: Your "Annual Deductible" The amount you are required to pay annually before reimbursement by your health plan begins. The deductible requirement does not apply to preventive services.

If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to...
05/28/2026

If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to enroll in Medicare when they turn 65, and this window is referred to as your Initial Enrollment Period (IEP).

Your Initial Enrollment Period is a seven-month window when you can first become eligible for Medicare. It includes the ...
05/27/2026

Your Initial Enrollment Period is a seven-month window when you can first become eligible for Medicare. It includes the three months before your 65th birthday, the month of your birthday, and the three months after. This is your first chance to enroll in Medicare Part A and Part B (unless you qualify for Medicare under 65).

Health Insurance 101: “In-network Coinsurance” is the percent (for example, 20%) you pay of the allowed amount for cover...
05/26/2026

Health Insurance 101: “In-network Coinsurance” is the percent (for example, 20%) you pay of the allowed amount for covered health care services to providers who contract with your health insurance or plan. In-network coinsurance usually costs you less than out-of-network coinsurance.

Preventive Care Reminder: Regular checkups and screenings can help detect health issues early, when they are often easie...
05/25/2026

Preventive Care Reminder: Regular checkups and screenings can help detect health issues early, when they are often easier to treat.

Enjoy Memorial Day Weekend! “Never regret anything that made you smile.”
05/22/2026

Enjoy Memorial Day Weekend!
“Never regret anything that made you smile.”

Wellness 101: Small lifestyle changes, such as daily walks and healthier food choices, can have a meaningful impact on y...
05/21/2026

Wellness 101: Small lifestyle changes, such as daily walks and healthier food choices, can have a meaningful impact on your long-term health and quality of life.

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2401 NW 39th Street Suite 201
Oklahoma City, OK
73112

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Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 5pm

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