Adam T Bunch Insurance LLC

02/15/2026

Kyler and Associates is open all year. Call us anytime with insurance questions. (405) 774-1520

01/07/2026

Are consumers required to pay back all of their advance payments of the premium tax credit (APTC) if they estimated their household income to be 100% or more of the FPL but their actual household income ends up being less than 100% of the FPL?
Date Published: Dec 2, 2025

ANSWER
Consumers generally are not required to pay back APTC in this scenario.

11/13/2025

Great review from Cruz... "Been with Adam for 3 years now. He’s always done right by me and my family. He’s quick to respond with any questions we have about coverages."

"Been with Adam for 3 years now. He’s always done right by me and my family. He’s quick to respond with any questions we have about coverages."

11/03/2025

Your YMCA Membership
As an Ambetter of Oklahoma member you have access to a YMCA membership at participating locations* and a virtual at-home membership. Your YMCA membership is included with your Ambetter Health coverage, so you always have access to in-person and at-home programs to stay healthy, active, and engaged.

10/25/2025

10/23/2025

As of 2025, the average life expectancy in the United States is projected to be approximately 79.40 years.

10/06/2025

Medicare Plan G offers comprehensive coverage for out-of-pocket costs not covered by Original Medicare, making it one of the most popular Medicare Supplement plans available.
Key Benefits of Medicare Plan G
Part A Coinsurance and Hospital Costs: Covers 100% of the coinsurance for hospital stays, including an additional 365 days after Medicare benefits are exhausted.
Part B Coinsurance or Copayment: Covers 100% of the coinsurance for Medicare-approved services, which includes doctor visits and outpatient care.
Blood Coverage: Covers the first three pints of blood needed for medical procedures each year.
Part A Hospice Care Coinsurance: Provides coverage for your share of hospice care costs, ensuring peace of mind during difficult times.
Skilled Nursing Facility Care Coinsurance: Covers coinsurance for up to 100 days of skilled nursing facility care, although the first 20 days are covered by Original Medicare.
Part A Deductible: Covers the full Part A deductible, which is $1,632 for 2024.
Part B Excess Charges: Covers excess charges that some providers may impose if they do not accept Medicare assignment, which is a unique feature of Plan G.
Foreign Travel Emergency Care: Provides 80% coverage for emergency care received outside the U.S. after a $250 deductible, up to a lifetime maximum of $50,000.
Cost Considerations
The only out-of-pocket cost for Plan G policyholders is the annual Medicare Part B deductible, which is $257 in 2025. After this deductible is met, Plan G covers 100% of Medicare-approved expenses for the rest of the year.
Plan G is known for its higher premiums compared to other Medigap plans, but it offers the most comprehensive coverage available for new Medicare beneficiaries.
Conclusion
Medicare Plan G is an excellent option for those looking for extensive coverage and predictable healthcare costs. It allows beneficiaries to access a wide range of medical services without worrying about significant out-of-pocket expenses, making it a popular choice among Medicare enrollees.

10/04/2025

🚨 It’s GO TIME! 🚨
We’re moving and shaking at the office as Medicare Annual Enrollment season is officially here!
✅ As of yesterday, we can begin discussing 2026 Medicare benefits with you.
✅ Starting October 15th, we’ll be able to process any plan changes.
This year brings important updates, and my team and I are here to guide you through your options with confidence. 💙 Give my office a call to get scheduled 405-774-1520

09/19/2025

Call me @ 405-774-1520

07/09/2025

What is a Special Enrollment Period? 2025-2026

06/18/2025

(405) 774-1520