03/02/2026
Some insurers will use your credit score to help to determine your premiums. Explore how your credit score might be affecting your insurance premiums here:
In most states, insurers can use your credit-based insurance score to determine your premiums. Your credit-based insurance score is not the same as your regular credit score. According to FICO, a data and analytics company that measures credit risks, many insurers use credit-based insurance scores i...