Wheatland Mortgage

Wheatland Mortgage Residential Lending professionals helping you navigate the home-buying process. NMLS #2490535. Licensed in Alabama, Florida, Oklahoma, and Texas.

Copyright © 2026 Geneva Financial, LLC, NMLS #42056, DBA Wheatland Mortgage. For complete licensing information, visit www.nmlsconsumeraccess.org. Not a commitment to lend. All loans are subject to credit and underwriting approval. Additional terms and conditions apply. Not all applicants will qualify. Licensed in AL, FL, OK, and TX. Corporate Address: 180 S. Arizona Ave, Suite 310, Chandler, AZ 8

5225. Toll-Free: (888) 889-0009. Loan approvals, products, and interest rates may vary and are subject to change without notice. Geneva Financial, LLC DBA Wheatland Mortgage, is not endorsed by, or acting on behalf of HUD, FHA, USDA, VA, or any agency of the federal government. Equal Housing Lender.

09/08/2026

Ranked why offers actually get rejected. Spoiler: it’s rarely the price.

The one nobody talks about? Sellers can’t reach your lender. Quiet killer.

Everyone talks about spring as homebuying season. But here in Oklahoma, fall might be the smarter play.Here's why Septem...
09/08/2026

Everyone talks about spring as homebuying season. But here in Oklahoma, fall might be the smarter play.

Here's why September and October are quietly the best months to buy:

- Cooler weather means more homes are listed : sellers know this is prime time too.
- Sellers who listed in summer are often more motivated by fall, which means room to negotiate.
- The end-of-year rush hasn't started, so you're not fighting as many competing buyers.
- You can close before the holidays and be settled in before winter weather hits.

Summer may get the glory, but fall gets the deals.

Let's find your home before the leaves turn. Start at wheatlandmortgage.com.

09/07/2026

Honoring the hard work, dedication, and people who keep us moving forward every day. 💪🇺🇸

Happy Labor Day!

Pre-approval and pre-qualification sound like the same thing. They're not : and the difference can cost you a house.Pre-...
09/07/2026

Pre-approval and pre-qualification sound like the same thing. They're not : and the difference can cost you a house.

Pre-qualification: A quick estimate based on numbers you self-report. Nice for a ballpark, but it doesn't carry much weight with sellers.

Pre-approval: We actually pull your credit, review your income and assets, and verify the details. You get a real commitment for a specific loan amount : and a letter that tells sellers, "This buyer is ready."

In a competitive Oklahoma market, a seller isn't going to hold a house for someone who's "pretty sure" they qualify. They will for a buyer who's pre-approved.

Get the letter that wins offers. Start at wheatlandmortgage.com.

09/06/2026

Because They Are Naked????

Hey Realtor friends, there are major changes coming to appraisals, and we want to ensure you're in the know. Make plans ...
09/06/2026

Hey Realtor friends, there are major changes coming to appraisals, and we want to ensure you're in the know. Make plans to join us for this special lunch-and-learn, where Appraiser Matt Stomprud will discuss how the changes will impact the appraisal process. CE credit will be given.

📆 Date and Time: Monday, October 5th, 11:00am - 1:00pm.
📍 Location: The Lume, 629 W. Main St., OKC, OK 73102.
🌮 Lunch Provided.

✅ Register here: https://www.signupgenius.com/go/10C0448A9AC23A6F4C52-65592325-appraisal

Sponsors: , , .

PMI. Three letters that scare off more buyers than they should. Let's clear it up.PMI (Private Mortgage Insurance) appli...
09/06/2026

PMI. Three letters that scare off more buyers than they should. Let's clear it up.

PMI (Private Mortgage Insurance) applies when you put less than 20% down on a conventional loan. It protects the lender : not you : and it's not forever.

Here's the good news:
- With a conventional loan, PMI typically drops off automatically once you reach 20% equity.
- FHA loans have their own version of mortgage insurance, which works differently.
- Some programs let you avoid PMI entirely with the right structure.

PMI is a cost, sure. But it's often far smaller than the cost of waiting years to save a 20% down payment.

Let's run the real numbers at wheatlandmortgage.com.

“My parents offered to help with the down payment. Is that allowed?”Yes : and it's more common than you think. In fact, ...
09/05/2026

“My parents offered to help with the down payment. Is that allowed?”

Yes : and it's more common than you think. In fact, gift funds from family are a perfectly legitimate way to get into a home, especially with FHA and conventional loans.

Here's what you need to know:
- The gift needs to be documented with a gift letter (we provide the form).
- The funds need to be traceable : typically bank statements showing the transfer.
- The person giving the gift usually can't be the seller or builder.

The key is telling us upfront. Gift funds aren't a problem : undisclosed funds are.

Ready to see how a gift could get you home faster? Talk to us at wheatlandmortgage.com.

🍕 Your pizza-eating style says everything about you…Are you:🍕 A. Fold it🍕 B. Eat it flat🍕 C. Crust first🍕 D. Save the cr...
09/05/2026

🍕 Your pizza-eating style says everything about you…

Are you:

🍕 A. Fold it
🍕 B. Eat it flat
🍕 C. Crust first
🍕 D. Save the crust for last

Drop your answer in the comments—and no judging… unless you eat the crust first.

👀 Happy National Cheese Pizza Day! 🧀🍕

FoodieFun WhatsYourStyle

09/04/2026

Do you get your earnest money back? Depends why you walked.

Cold feet with no contingency? That $5K is gone.

Address

629 W. Main Street Suite 235
Oklahoma City, OK
73102

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm
Sunday 9am - 9pm

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