03/11/2026
⚠️ Home Damage? Follow these 3 steps in order! 🏠
1. Call a Trusted Contractor First: Have a licensed pro assess the damage.
2. Get a Repair Estimate: If the repair cost is lower than your deductible, you should likely pay out-of-pocket. Filing a "zero-pay" claim can still cause your premiums to rise for years!
3. Lastly, Call Your Agent: If the damage is significant and exceeds your deductible, give us a call. We’ll take the contractor’s report and get the ball rolling with your insurance carrier.
Why do we suggest this? Filing unnecessary claims can hurt your insurance score for years.
If you have any questions, feel free to give our office a call at 405-479-8736!