10/01/2025
This is a tricky one. Make your guesses in the comments! The answer is…
A. Louisiana! Louisiana has the highest home insurance rates in the U.S., costing an average of 10.78% of household income, according to Bankrate. One of the main reasons is that severe weather and frequent storms increase risk, which in turn drives up premiums.
Wherever you live, having the right coverage matters. Let us help you review your policy so you’re not left underinsured.