Lisa Hook-Estes NMLS #187798

09/08/2025

You may be seeing headlines about how foreclosures are rising. And if that makes you nervous we’re headed for another crash, here’s what you should know.

08/01/2025

🏡 Fun Mortgage Facts – August 1, 2025 🏡

📉 30-year rates are hanging around 6.7% — a little better than last week!

💸 U.S. homeowners have over $35 TRILLION in equity (yep, with a T).

😮 Even if rates were 0%, some cities still wouldn’t be affordable. Wild, right?

🚪 Experts say a drop to 6% could unlock millions of new buyers!

💬 Curious what your mortgage options look like today?
Let’s chat! — Lisa Hook-Estes, Your Mortgage BFF 💙

07/30/2025

🏡💰 Fun Mortgage Facts You Didn’t Know You Needed Today! 💰🏡

Whether you’re a real estate nerd or just dreaming of that future home, these will make you say “Wait...what?!” 🤯👇

🔹 1. “Mortgage” literally means... “death pledge” 💀
Yup. Back in Old French, it meant the loan dies when it’s paid off. Spooky but accurate!

🔹 2. The 30-year fixed mortgage rate today is 6.74%
Not too spooky—just steady. Experts think we’ll see low 6’s by the end of the year. 🙌

🔹 3. In 1981, mortgage rates hit almost 20%!
Makes today’s 6% sound dreamy, huh?

🔹 4. First-time buyers are on 🔥 right now!
They make up 58% of the market. Gen Z is stepping up—1 in 4 buyers are under 27!

🔹 5. A couple in New Zealand won a mortgage by kissing for 33 HOURS 😘
Would you kiss that long for a free house?? (Tag someone who totally would 👇)

🔹 6. You needed a 50% down payment in the 1920s 😳
And the loan was due in 5 years. No thanks!

BONUS: If mortgage rates dropped to 0% (they won’t 😅), places like LA & NYC still wouldn’t be affordable. Wild, right?

10/30/2024

Remember You gain an hour this weekend.

10/23/2024

Halloween is almost here...

10/18/2024

Here is some information on why you may want to buy a home now instead of waiting.. Waiting 5 years could cost an estimated $90,000

You may be torn between buying a home now or waiting. But don’t forget to factor in the equity you’ll gain as prices rise.

10/15/2024

I want to personally apologize to all you for the recent inappropriate content posted on my account that I was tagged in. Unauthorized material was tagged to my account and shared without my knowledge or consent. I've taken immediate steps to secure everything and ensure this doesn't happen again.

I truly appreciate your understanding and patience. Thank you for your continued support. If you have any concerns, please feel free to reach out to me directly

10/04/2024

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