Grant Holmes

Grant Holmes HELPING PEOPLE ACCOMPLISH THEIR DREAM OF HOME OWNERSHIP. NMLS #363446 supreme Lending #2129

The FNMA HomeStyle® Renovation loan is designed for buyers who want the flexibility of Conventional financing while maki...
06/06/2026

The FNMA HomeStyle® Renovation loan is designed for buyers who want the flexibility of Conventional financing while making improvements to a home. 👷‍♀️🏡

Renovation costs are included in the mortgage, allowing buyers to complete updates without taking on separate loans or using cash after closing. This program may be used for a wide range of renovations, from cosmetic updates to larger structural improvements.

At Supreme Lending, HomeStyle® loans are structured carefully to align renovation plans, timelines, and financing from the start.
This option may be a great fit when a buyer wants to purchase a home and personalize it through renovations using Conventional financing. 🤝

FNMA HomeStyle® Renovation loans are subject to loan program guidelines, borrower eligibility, and property requirements. Not all borrowers will qualify. This is not a commitment to lend. Rates, terms, and availability may vary.
https://myoc.io/CsFCT



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Non-QM (Non-Qualified Mortgage) loans are often misunderstood. They aren’t “subprime." They’re simply designed for borro...
06/03/2026

Non-QM (Non-Qualified Mortgage) loans are often misunderstood. They aren’t “subprime." They’re simply designed for borrowers with more complex income or asset structures. 📝

These programs allow lenders to use alternative methods to document income or qualify a borrower, which can be especially helpful for business owners, investors, and high-net-worth clients.

At Supreme Lending, Non-QM is about finding the right solution, not forcing a borrower into the wrong loan. When used appropriately, these programs create flexibility and opportunity without cutting corners.

Non-QM isn’t for everyone, but for the right borrower, it may open doors that traditional financing can’t. 📲

Non-QM loans are subject to loan program guidelines, borrower eligibility, and property requirements. Not all borrowers or properties will qualify. This is not a commitment to lend.
https://myoc.io/CsFCT



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Many buyers assume building requires a massive down payment.With FHA, VA, and Conventional construction options availabl...
06/01/2026

Many buyers assume building requires a massive down payment.

With FHA, VA, and Conventional construction options available (including as little as 3.5% down on FHA and 5% down on Conventional) building may be more realistic than they think.

If someone in your network is dreaming about a custom home, let’s run the numbers. 📲

Subject to terms and conditions. This is not a commitment to lend.
https://myoc.io/CsFCT



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

A credit score of 600 or higher is required. Requirements may vary depending on the loan scenario. 💻Not sure where your ...
05/31/2026

A credit score of 600 or higher is required. Requirements may vary depending on the loan scenario. 💻

Not sure where your credit stands? Let’s review it and explore your options.
https://myoc.io/CsFCT



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

DSCR (Debt Service Coverage Ratio) loans may be a great option for investors who want a more streamlined way to qualify....
05/30/2026

DSCR (Debt Service Coverage Ratio) loans may be a great option for investors who want a more streamlined way to qualify. 📝

Rather than analyzing personal income, DSCR loans look at whether the rental property can support its own payment based on current or market rents. This makes them especially useful for investors who are self-employed, scaling a portfolio, or reinvesting profits.

At Supreme Lending, we work with DSCR programs that offer flexibility across property types and investor strategies, helping buyers focus on smart acquisitions, not paperwork overload.

DSCR isn’t the right fit for every deal, but when the numbers work, it can be a powerful tool for investors. 💰

DSCR loans are subject to loan program guidelines, borrower eligibility, and property requirements. Not all borrowers or properties will qualify. This is not a commitment to lend.
https://myoc.io/CsFCT



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Doctor loans are structured with physicians in mind, recognizing the unique path that comes with medical training and pr...
05/27/2026

Doctor loans are structured with physicians in mind, recognizing the unique path that comes with medical training and practice. 🩺

High student loan balances, delayed earning years, and complex compensation structures can make traditional mortgage qualification challenging, even with strong long-term income potential. Doctor loan programs are designed to account for these realities.

At Supreme Lending, we help physicians navigate these options with a focus on long-term financial flexibility, not just getting into a home quickly.
This type of loan may be especially useful for doctors who are early in their careers and balancing student debt with homeownership goals. 🏡

Doctor loans are subject to loan program guidelines, borrower eligibility, and property requirements. Not all borrowers will qualify. This is not a commitment to lend.
https://myoc.io/CsFCT



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Construction timelines depend on reliable funding.Our One-Time Close program uses a transparent draw schedule with escro...
05/25/2026

Construction timelines depend on reliable funding.

Our One-Time Close program uses a transparent draw schedule with escrow management, so builders receive funds as progress happens, not all upfront.

That means smoother projects, fewer delays, and happier buyers.

If you build, we should connect.📲

Subject to terms and conditions. This is not a commitment to lend.
https://myoc.io/CsFCT



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Today, we pause to honor the heroes who made the ultimate sacrifice for our freedom. Their courage, service, and sacrifi...
05/25/2026

Today, we pause to honor the heroes who made the ultimate sacrifice for our freedom.

Their courage, service, and sacrifice will never be forgotten.

We remember them. 🇺🇸
https://myoc.io/CsFCT



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

USDA loans are designed for low to moderate-income buyers purchasing in eligible rural areas. Income limits and property...
05/24/2026

USDA loans are designed for low to moderate-income buyers purchasing in eligible rural areas.

Income limits and property location requirements apply, and eligibility varies by household and region.

Not sure if you qualify? Let’s take a look at your eligibility together. 💻
https://myoc.io/CsFCT



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

VA Renovation loans are designed to help eligible veterans and service members improve a home while using their VA loan ...
05/23/2026

VA Renovation loans are designed to help eligible veterans and service members improve a home while using their VA loan benefits. 🇺🇸

This program allows renovation costs to be included in the VA loan, eliminating the need for separate financing or large out-of-pocket expenses after closing. It may be used for repairs or improvements that make a home safer, more functional, or better suited to the borrower’s needs.

At Supreme Lending, VA renovation loans are handled with detailed planning to ensure the renovation scope, timelines, and VA guidelines align from the start. 📝

This option may be especially helpful when a home needs updates but VA financing is the preferred path.

VA Renovation loans are subject to loan program guidelines, borrower eligibility, and property requirements. Not all borrowers or properties will qualify. This is not a commitment to lend. Rates, terms, and availability may vary.
https://myoc.io/CsFCT



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Address

3293 Harrison Boulevard #200
Ogden, UT
84403

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(801) 389-3991

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