Stanger Insurance

08/31/2026

🏠 Why did my home insurance go up when I haven't even had a claim?

It’s a question we hear all the time—and there are several reasons your rate can increase even if you haven’t had a claim. Rising rebuilding costs, inflation adjustments, weather-related losses, and changes to your home or area can all affect what you pay. 📈💰

The good news? You don't have to figure it out or shop around on your own. 🤝 As an independent agency, we can review your coverage and do the shopping for you!

👇 Read our latest blog to learn what's behind rising Utah home insurance rates and what you can do about it:
https://stangerinsurance.com/blog/why-are-home-insurance-rates-going-up-in-utah/

08/25/2026

3 Common Claims Questions

We’ve all heard the phrase, “Accidents happen.” But that doesn’t mean they aren’t a big deal, especially when they lead to big expenses.

That’s why knowing what to do when you have a claim is important. Chances are, you're already under enough stress without having to figure out the claims process.

Here are three common questions we get about claims to help guide you through the process:

1️⃣ How do I file a claim? Most companies ask that you either call the claims number listed on your insurance card or use their app to file the claim.

2️⃣ What happens after I file? You will be assigned an adjuster, a person who helps document and handle claims. They will contact you ASAP to help you along the way.

3️⃣ Do I need to keep records? Yes! The more documentation you have, the more information the adjuster has to help you get back what was lost.

Knowing what to expect and how to handle your claim can take a little edge off an already stressful situation. 🌟

08/17/2026

🚗 **Back to school means busy parking lots and new drivers!**

Does your teen know what to do if they get into a school parking lot accident? Knowing a few simple steps ahead of time can make a stressful situation much easier.

👉 Read our latest blog for tips every parent and teen driver should know:

https://stangerinsurance.com/blog/school-parking-lot-accidents-what-every-teen-driver-should-know/

08/10/2026

🔥 Do you know what your renters insurance actually covers?

A recent apartment fire in Midvale serves as an important reminder to renters: not all insurance associated with your lease provides the same protection.

Some apartment communities offer or require insurance-related policies as part of the lease. Depending on how that coverage is structured, it may only protect the apartment complex and may not cover your personal belongings or provide the personal liability protection you expect.

That’s where having your own renters insurance policy can make a big difference.

A renters policy can provide coverage for:

🏠 Your personal belongings
🔥 Losses from covered events, such as fire
⚖️ Personal liability
🏨 Additional living expenses after certain covered losses

The important thing is simply to know what coverage you have before you need it.

We’re happy to help you understand your options and find renters insurance that provides the protection you need.

📞 Reach out to us at (801) 627-1113 for a renters insurance quote.

📰 This recent KSL NewsRadio story is a great reminder of why understanding your coverage matters:

*Coverage varies by policy and carrier. Refer to your policy for specific coverages, limits, conditions, and exclusions.*

Residents displaced by last week's apartment fire said they feel misled into believing they had insurance that would cover their personal belongings.

08/06/2026

🚗 One of the most common things we hear after a serious accident is:

> "Saving a few bucks wasn't worth it."

💰 When shopping for insurance, it's easy to focus on the lowest price. But after a major claim, the difference between minimum coverage and the right coverage can mean thousands of dollars out of your own pocket.

🛡️ That's why we don't just look for the lowest price—we look for the best value. Our goal is to help you save money while making sure you have the protection you need.

🤝 We'd love to review your current policy, make sure your liability limits fit your needs, and answer any questions you have. There's no cost and no obligation—just friendly advice to help ensure you're properly protected.

📞 Call us today at (801) 627-1113 to speak with one of our local agents!

08/03/2026

🚀 **Starting a business? Don't make this common mistake.**

When you're launching a business, it's tempting to skip insurance to save money. But one accident, lawsuit, or uncovered loss could cost far more than the premium.

Whether you work from home, own a storefront, or have a side hustle, the right coverage can protect your investment from day one.

📖 Read our latest blog to learn why business insurance is one of the smartest investments you can make:

👉

Need help finding the right coverage? Contact **Stanger Insurance at (801) 627-1113 ** for a free business insurance review!

🔑 Before You Unlock Your Doors… 🏢 Make Sure Your Business Is Protected Starting a business is an exciting milestone....

07/27/2026

The Common Cents Act has passed the House and now moves to the Senate for consideration.

The bill is tied to the phase-out of the penny and would create a national rounding standard for cash transactions.

Under the proposal, cash purchases would be rounded up or down to the nearest five cents when exact change is not available.

For example, a purchase totaling $10.02 would round down to $10.00, while a purchase totaling $10.04 would round up to $10.05.

Pennies would still retain their value under the act, even as the Treasury stopped minting them.

The bill is especially relevant for businesses that handle cash, including restaurants and retailers, because it could reduce confusion and legal risk around exact change.

For consumers and businesses, the broader takeaway is that even small changes in currency rules can affect daily transactions, checkout systems, and cash-handling practices.


Source: https://www.cbsnews.com/news/common-cents-act-passed-house-penny-businesses/

07/21/2026

07/20/2026

☀️ Heading out on a summer road trip?

From construction zones and busy highways to tire blowouts and summer storms, Utah's roads come with seasonal risks.

🚗 Check out our latest blog for simple tips to stay safe and make sure your insurance is road-trip ready!

👉

Summer is one of the busiest travel seasons in Utah. Whether you’re heading to Bear Lake, camping in the mountains,...

07/17/2026

Tired of hearing...

"Press 1 for Sales."
"Press 2 for Service."
"Please listen carefully as our menu options have changed..."
"Your call is important to us..."

At Stanger Insurance, you'll hear something much better:

"Good morning, Stanger Insurance! How can I help you today?"

You'll get a real human every time you call.

No phone trees. No AI bots. No endless menus. Just friendly, knowledgeable local agents who are ready to answer your questions, help with claims, make policy changes, or review your coverage.

That's the difference a local independent insurance agency makes.

📞 Give us a call today at (801) 627-1113 and discover what personalized service is all about.

Stanger Insurance
Local Service. Trusted Protection. 💙