Kami Overdiek - Mortgage Loan Officer

Kami Overdiek - Mortgage Loan Officer Are you interested in purchasing a home or refinancing to lower your monthly bills, decrease your term or decrease your interest rate? I can help you.

Many of you already know that I am a stay at home mom who is also a licensed Mortgage Loan Originator. I have been doing this for about 12 years now. I love the flexibility that allows me to stay home with my kids, be there when they get home from school, help at the school, and be available to help others throughout the day while also being able to bring in a little extra spending money to help r

aise our family of 5 children. Working from home also allows me the ability to work with clients during the day or in the evening, whichever best fits their schedule. If you know someone who is looking to buy a home or who could benefit from a refinance by either lowering their monthly payment or taking years off their loan and saving thousands in interest, I would appreciate the referral. For any referral received that results in a loan closing, I would be happy to send you a gift card. Now is a great time to buy or refinance as the rates are down and you have the opportunity to skip one monthly payment, something everyone can use around the holidays. You may even be able to get a little bit of cash back on your refinance if you would like. I am experienced in helping with:

• First time home buyers
• New home purchases
• Refinance to a lower interest rate
• Refinance to a shorter term (10, 15 or 20 year)
• Investment properties
• Second homes, vacation homes, condos, cabins
• VA loans
• FHA loans
• Conventional loans

Working out of my home as a loan officer so that I can still be a stay at home mom means all my business comes from referrals from friends and family. I am happy to work up numbers for anybody for free. Please feel free to share my information with anyone who you feel would be interested.

11/04/2022

Thank you for supporting Weber Highs' Pirates of Penzance and checking out my page. Please like my page if you have stopped in for a visit.

Don't let the current rates scare you away from your dream home. Rates change all the time, you can buy your new house now and refinance into a lower rate when things settle down.

Or take advantage of the equity in your house by doing a Home Equity Line of Credit. Don't touch your current rate on your existing mortgage but take out a HELOC against your equity to help you with the bills that are pilling up due to inflation.

Call or email me anytime to see what I can do to help you. I work from home so I am available to help day or night (around my kids schedules).

Mention that you saw my ad in the Pirates of Penzance Program and I will pay for your credit report - with a loan that closes.
Let me see what I can do to help you save money.

10/03/2022

Need some extra cash to help with the rising cost of gas and groceries? You can take advantage of the equity in your home by doing a Home Equity Line of Credit (HELOC). Let me know if you would like more information.

10/03/2022

Thinking of buying a house? Don't let the rates scare you. Rates change all of the time so don't let the current rates prevent you from getting your dream house. Contact me for more info on buy down options or programs for first time home buyers.

11/08/2021

Thank you for supporting Weber Highs' Matilda and checking out my page. Please like my page if you have stopped in for a visit.

Now is a great time to refinance. You can lower your rate or term saving you thousands of dollars. You even get to skip one payment which is great timing around the Holidays.

Rates are less than 3% fixed conventional although they are subject to change daily so check with me soon. Most basic refinances will close in as little as two weeks, often without even needing an appraisal.

Call or email me anytime to see what I can do to help you. I work from home so I am available to help day or night (around my kids schedules).

Mention that you saw my ad in the Matilda Program and I will pay for your credit report - with a loan that closes.

Let me see what I can do to help you save money.

09/30/2021

Rates are slowly rising. If you have thought for even a minute about refinancing - now is the time to do it. Let me know how I can help you.

08/05/2021

It is still a great time to refinance. Rates are low, turn times are fast, house values are high. I can help you refinance in just a couple of weeks and save you money long term with a lower rate and short term with a lower monthly payment. Reach out to me for more details and I can see what I can do to help you.

Let me know if I can help you get a lower rate on your mortgage with a refinance. Home values are high, rates are low a...
06/04/2021

Let me know if I can help you get a lower rate on your mortgage with a refinance. Home values are high, rates are low and turn times are fast. Its a great combination. I am happy to answer any questions you may have or run the numbers for you to see if it is worth it for your long term.

05/22/2021

Rates are still extremely low. Not sure how much longer it will last. With house values so high, now is a great time to refinance and get a lower loan to value ratio. Maybe drop your mortgage insurance or get some cash back to help with other bills. Most refinances don't even require an appraisal.

Reach out to me if you would like more information.

12/02/2020

Locked a 30 year refi at 2.8% and closed in 2 weeks - incredible pricing and turn times.

10/30/2020

With rates this low it is the perfect time to refinance. Close in November and you won't have a December house payment. You can save money in the long run by lowering your interest rate or term and you can save money for the holidays. Reach out to me if you would like me to give you a quote.

Address

Ogden, UT
84414

Telephone

+18017914837

Website

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