Tara Simmons Insurance Agency

11/11/2025

Thank you for your service Sergeant Salazar !

🇺🇸 In Celebration of Veterans Day 🇺🇸 let's THANK & show our APPRECIATION for all that have sacrificed & served Our Great Country for our safety, freedoms, rights and all that is asked of them against Foreign & Domestic threats and at times the same for other Countries/ Nations.

Less than one percent of the American population serves in the U.S. armed forces, whether born in this country or not. All served & served Our Country without prejudice towards Race, Religion, Creed or National Origin.

10/20/2025

Call us at Tara Simmons Insurance 432-580-7979 or 817-545-7404 for all your Texas insurance needs.

What's covered by commercial auto insurance?

Commercial auto insurance covers injuries that you or your employees may cause to other people and their property while driving.
A typical commercial auto policy may include:
*Auto liability, which protects you and your company by paying for bodily injury or property damages you may become legally liable for as a result of a covered automobile accident
*Medical payments, which pays medical expenses, up to your coverage limit, for you, your employees and your passengers arising from motor vehicle accidents – regardless of who is at fault
*Comprehensive coverage, which can help pay for damage to your vehicle from something other than another vehicle like vandalism, theft, weather events and accidents involving animals (subject to deductible)
*Collision coverage, which pays for damage to your vehicle from another vehicle whether you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over – regardless of who is at fault (subject to deductible)
*Uninsured and underinsured motorist coverage, which pays for medical expenses, loss of income and other damages owed to you, your employees (expenses that are not covered by workers’ compensation) or your passengers when an accident is caused by an uninsured or underinsured motorist
*Cargo
A commercial auto policy also can include coverage for cars you borrow or rent, as well as coverage for employees who use their cars for your business.*

10/17/2025

THANKS for the coolest most badass award...lol
I greatly and sincerely appreciate it. And it is really super cool!

Thank you so much for the thoughtful sentiment 🙏🏽 ❤️

10/10/2025

*General liability protects against common risks* as well as Special Events.

General liability insurance is often the first policy food and beverage business owners purchase. It provides protection against lawsuits, accidents, and oversights that might otherwise financially devastate your business. It is also required for most restaurant commercial leases. A policy provides liability coverage related to:

Customer injuries
Customer property damage
Host liquor liability
Advertising injuries, such as slander, libel, and copyright infringement

Contact our TEAM of licensed and experienced agents in Texas for all your Business and Personal lines insurance needs.

Here at Tara Simmons Insurance Agy, LLC we have access to over 51+ different carriers. This allows us a variety of options for your Auto, Home & Business insurance needs.

Call us today for insurance 817-545-7404 or 432-580-7979.

Insuring ALL across Texas!

10/06/2025

Call us at Tara Simmons Insurance Agency 432-580-7979.

What's covered by commercial auto insurance?

Commercial auto insurance covers injuries that you or your employees may cause to other people and their property while driving.

A typical commercial auto policy may include:

*Auto liability, which protects you and your company by paying for bodily injury or property damages you may become legally liable for as a result of a covered automobile accident
*Medical payments, which pays medical expenses, up to your coverage limit, for you, your employees and your passengers arising from motor vehicle accidents – regardless of who is at fault
*Comprehensive coverage, which can help pay for damage to your vehicle from something other than another vehicle like vandalism, theft, weather events and accidents involving animals (subject to deductible)
*Collision coverage, which pays for damage to your vehicle from another vehicle whether you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over – regardless of who is at fault (subject to deductible)
*Uninsured and underinsured motorist coverage, which pays for medical expenses, loss of income and other damages owed to you, your employees (expenses that are not covered by workers’ compensation) or your passengers when an accident is caused by an uninsured or underinsured motorist
*Cargo

A commercial auto policy also can include coverage for cars you borrow or rent, as well as coverage for employees who use their cars for your business.*

09/03/2025

Roads and highways in West Texas are among the deadliest in the state. Midland and Ector counties

“We have such a high crash rate, a growing population, and growing traffic,” said Debra Richmond, director of road safety initiatives for the Permian Strategic Partnership, a nonprofit backed by oil companies that aims to improve lives in the region. “We feel like this could really make a difference in the short term while we continue advocating for long-term improvement.”

The one-year experiment in Midland and Ector counties is based on similar efforts in larger cities. A nonprofit backed by oil companies and Midland County are helping pay for it.

08/30/2025

Insuring your Truck & Boating Insurance needs across Texas. Call for your coverage (432) 580-7979 or DFW (817) 545-7404.

08/11/2025

Commercial General Liability insurance is not mandatory in Texas, but it protects business owners against claims of liability for bodily injury, property damage, and personal and advertising injury (slander).

Call us today 432-580-7979 or 817-545-7404

Offering AMAZING Prices for your Business needs across Texas. Coverage is available starting as low as $ 25.00+/Month

and much more...

05/02/2025

As we are in STORMY HAIL season... PLEASE make sure your current Homeowners insurance provides enough protection. Verify and see the policy for the ROOF limitations , WATER DAMAGE coverage, Deductibles, SERVICE LINES coverage, FOUNDATION & REPLACEMENT VALUE
More than half of homeowners insurance are underinsured. This could end up costing you tens of thousands of dollars if you find out too late that you didn’t have sufficient coverage !!!!

** PLEASE Avoid, if eligible, is a policy that will base its claims payout on the “Actual Cash Value” , or "Limited to NO Water Damage" coverage of the damaged property. "Actual Cash Value" only covers the depreciated value of what you need to replace. **

04/22/2025

Tariffs hit auto repair costs hard, add uncertainty, say experts in the insurance industry. “Headlamps and windshields alone are among the most frequently replaced components, and many are imported from countries outside North America,” he said. “These price hikes will hit hard.” headlamps, tail lamps, ADAS sensors, airbags, and windshields – items that are both costly and commonly replaced in collisions.

The Trump administration’s sweeping tariffs on imported goods is perhaps impacting the automotive and insurance industries like no other.

01/29/2025

Homeowners’ Policy Basics - Everything is bigger in Texas — and that often includes the price of homeowners’ insurance.
When searching for a good rate on your Homeowners Coverage, make sure you are looking at "Replacement Cost Value" on your dwelling & roof. Also, confirm you have foundation, mold and water damage coverage. **Many new business policies today only provide Actual Cash Value on roofs and little to no water claim, mold and foundation damage coverage. ** Make sure you aren't getting a "great rate" because you are underinsured.

There are three main parts to a homeowners’ policy: dwelling coverage, which insures the structures on the property; contents coverage, which will reimburse you for damaged or stolen personal possessions; and liability coverage, which would pay out for someone’s covered injuries or property damage that occurs at your home. Then there are extras you can add onto your policy for more protection in the event of a loss. Flood insurance, frozen pipe coverage, and separate wind and hail deductibles are among common in Texas.

01/14/2025

Hard-working coverage built for contractors requirements for vendors Master Service Agreements and more...

We have insurance to protect your General Contractor and Artisan subcontractor Businesses. General Liability insurance to cover third-party claims of property damage or bodily injury. Please protect your business against lawsuits for professional negligence or faulty workmanship. Call us today for your Commercial & Business Insurance needs throughout Texas .

Office lines 432-580-7979 or 817-545-7404 or email [email protected]