Ashley Hoeppner Country Financial

Ashley Hoeppner Country Financial COUNTRY Financial® serves about a million households and businesses throughout the United States.

It offers a wide range of insurance and financial products and services including but not limited to auto, home, life, and farm.

08/25/2026

Yayyy I got my business account back

Talking to your insurance agent once a year can help you prepare for major life events and unexpected curveballs. Here’s...
02/16/2025

Talking to your insurance agent once a year can help you prepare for major life events and unexpected curveballs. Here’s what to discuss and why it’s important to meet with your agent annually.

What should I discuss with my insurance agent?
When life changes, so do your priorities. In an annual review, talk to your agent about changes in your life, as well as your plans and priorities, to ensure you're protected.

Are there other times I should contact my insurance agent?
Yes! Here are other times when giving your agent a call is worth the time.
1. Your policy is up for renewal.
Take time to evaluate your needs and your coverage since your last renewal to ensure you’re protected.

2. You’ve made major lifestyle changes.
Got married, quit smoking or had a baby? These changes can impact your insurance coverage needs.

3. You bought or received valuable items.
Receiving gifts such as jewelry or buying anything new for your home, like TVs or even artwork, means you might need additional personal property protection.

4. You’ve updated your home.
Made home or property improvements such as replacing the roof or installing an alarm system? Depending on the upgrade, you may qualify for a home insurance discount.

As an insurance agent, I’m committed to providing you with the best solutions for your needs, so you can experience all that life has to offer.

Give me a call today, and let’s talk!

Source: https://ilfbpartners.com/resources/learn-why-you-should-meet-annually-with-your-insurance-agent/

Home insurance is a must to protect you if you experience damage to your home. But you may be looking for ways to save. ...
02/15/2025

Home insurance is a must to protect you if you experience damage to your home. But you may be looking for ways to save. Here are four ways you can cut costs to your home insurance without skimping on coverage:

1. Look for home insurance discounts.
You may be eligible for money-saving discounts if you make improvements to your home, pay on time or avoid claims for a certain amount of time. We offer these home insurance discounts:
• New Roof discount
• Claim Free discount
• Good Payer discount
• Protective Devices discount
• Smart Home discount
• Welcome discount

2. Bundle your policies.
Many home insurers offer discounts if you bundle your home and auto insurance, along with other insurance products. We offer a Multi-Policy discount for clients who have both home and auto policies with us.

3. Change your home insurance deductible.
I can help you choose a deductible that works for your budget. If you want to lower monthly premium costs, you can choose to increase your deductible. Or you can choose a set dollar amount deductible instead of a percentage.

4. Ask me for a home valuation.
Make sure you review your home valuation with a representative. A verified valuation may help you save money on premiums or at the time of a claim.
These are some ways to lower your home insurance rates. Contact me to find out more.

--------------------------
has been protecting homeowners since 1925. Follow for more on how you can protect the things that matter most.

Life insurance is a vital part of protecting your financial future and it will never be more affordable than it is today...
02/14/2025

Life insurance is a vital part of protecting your financial future and it will never be more affordable than it is today.

So, how affordable is life insurance, really?
The truth is, it depends on many factors, like age, health, lifestyle, coverage amount, etc. The good news is that even though the factors influencing your rate may feel extensive, getting life insurance is easier than ever. Life insurance companies use advanced underwriting methods to make the process easy for you.
--
How can I lower my life insurance cost?
There are a variety of life insurance options that can fit your needs and budget. But if you want to try to lower your rate, these steps may help:
✅ Purchase a policy at the youngest age possible. Parents may consider purchasing a policy for children as their premiums are typically much lower than an adult’s.
✅ Live a healthy lifestyle. Individuals who live healthy lifestyles generally have lower premiums than those who don’t, as they tend to live longer and have a better quality of life.
✅ Review your insurance options. Term life insurance is typically less expensive than whole life insurance, since you are only paying for it for a certain amount of time.
--
If you don’t have life insurance or haven’t reviewed your policy in a while, meet with me to discuss what life insurance is best for you right now and how much you can expect to pay for it. You might be surprised to learn that it’s more affordable than you first thought.

Your family and your farm are top of mind, but what about everything else? I want to help you protect all the things tha...
02/13/2025

Your family and your farm are top of mind, but what about everything else? I want to help you protect all the things that matter most today and help you plan for the future. You need protection for more than just your farm.
Whether you’re looking for insurance to protect your home or car — or a partner to help chart your financial future, you can trust me to find the best options for you.

Book a meeting with me today to see what options make sense for you and to take advantage of our competitive farm auto products and rates. You may qualify for additional savings.

A new year brings a new opportunity to get your finances on track. We can help. Here are a few ways you can improve your...
02/12/2025

A new year brings a new opportunity to get your finances on track. We can help. Here are a few ways you can improve your financial well-being in 2025.

1️⃣ Start by prioritizing your financial goals for 2025. What’s most important to you? Paying off debt? Increasing your retirement savings? Starting a college fund for the kids?

If you need to do all three, our team has some ideas to help you prepare:

▪️Don’t ignore the debt but have a specific plan on how to pay it off.

▪️Don’t sacrifice retirement savings for the college fund. (our team explains in the link below)

▪️While you think of saving, do you have plans for an emergency fund? That’s just as important as everything else on this list.

--

2️⃣ Create a budget that supports your goals. Here’s how you do it:

▪️Take the time to review all of your finances/budget. All money in and out.

▪️Consider the “50-30-20” budget rule. 50% = monthly expenses. 30% = money for you (vacations, entertainment, etc.). 20% = retirement funding and planning for your future

--

3️⃣ Look for ways to save on your insurance so you have more money for the 30 & 20 portions of your budget. Things you can do:

▪️See if you’re eligible for new discounts.

▪️Consider bundling home and auto insurance with one company.

▪️Look at your deductibles to see if you can find savings in a change.

--

More tips, budget worksheets and calculators available at: cfin.us/FinancialResolutions

There are a lot of myths about life insurance floating around out there. According to the Life Insurance Statistics, Dat...
02/11/2025

There are a lot of myths about life insurance floating around out there. According to the Life Insurance Statistics, Data and Industry Trends 2024 report published by Forbes, 52% of Americans say they don’t have life insurance because they believe it’s too expensive. In fact, 82% of people surveyed overestimate the cost of a life insurance policy, with a majority of people incorrectly estimating the cost of life insurance to be 3x as high as it actually is.

Why is this? The truth is, there may not be a very good reason for this belief. According to the 2024 Insurance Barometer Study Report, 54% of people surveyed said their life insurance cost estimate was based on “gut instinct” or a “wild guess.”

The right life insurance for your needs might be more affordable than you think. Contact me today to see how we can affordably enhance your life insurance coverage or get you set up with a policy from Forbes’ #1 ranked life insurance in the U.S.

Life insurance policies issued by COUNTRY Life Insurance Company®️ and COUNTRY Investors Life Assurance Company®️, Bloomington, IL.

Are you a newlywed or newly engaged? If so, congrats! I'm sharing our top marriage finance tips to get you started as yo...
02/10/2025

Are you a newlywed or newly engaged? If so, congrats! I'm sharing our top marriage finance tips to get you started as you plan your new life.

▪️ Budget together ▪️
Setting up a budget is the first step to managing money and getting on the same page as a married couple. Here are some questions to start with:
- Are you combining your finances?
- How much debt do the two of you have? How are you paying it off?
- How much can you save each month for rainy days and big purchases?
- Who pays for what and who handles the bills?

▪️Consider life insurance ▪️
You can’t plan for everything in life, so talk about the tough stuff now. If something happens to you, you want to make sure your spouse can pay the bills. Life insurance will never be more affordable than it is today. Call me to find out what you can expect to pay.

▪️Protect your valuables▪️
Now that you’re rocking new bling on those ring fingers, did you know you can cover them on your home insurance policy? Let's meet to make sure your valuables are covered.

▪️ Ask about liability insurance▪️
Your new combined net worth may exceed what’s covered on your home and auto insurance policies. Ask me about adding liability insurance.

▪️ Find a financial advisor▪️
Sitting down with a professional to discuss your financial goals will help you consider long-term plans for your life together.

The sooner you start managing your money in your marriage, the better chance you have of reaching your goals.

Those big moments go by so fast. They’re easier to enjoy when you know you have the right protection. Switch your home a...
02/09/2025

Those big moments go by so fast. They’re easier to enjoy when you know you have the right protection. Switch your home and car insurance today. Message me to find out.

When you need us most, we’ll be there. Whether you recently moved, changed jobs or have a new teen driver, you can count...
02/08/2025

When you need us most, we’ll be there. Whether you recently moved, changed jobs or have a new teen driver, you can count on our nearly 100 years of experience and award-winning service. Let’s meet today.

Address

213 S 2nd Street
Odessa, MO
64076

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+18166638996

Website

Alerts

Be the first to know and let us send you an email when Ashley Hoeppner Country Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Ashley Hoeppner Country Financial:

Shortcuts

Share

Category