Ian McIntosh Health Advisor

06/01/2026

⭐ Client Success Story ⭐

"I own a small business and had been paying over $1000 per month for health insurance with a high deductible. I assumed that was just the cost of having coverage as a self-employed individual.

After reviewing my options with Ian, I learned there were private marketplace plans available that I didn't even know existed. We found a plan that better fit my family's needs, lowered our monthly premium, and gave us access to a broader network of doctors.

The process was simple, and for the first time I actually understood what I was paying for. I'm glad I took the time to explore my options."

Every situation is different, but this is why I encourage people to review their coverage regularly. You may have more options available than you realize.

If you're self-employed, paying a high premium, or simply want a second opinion on your coverage, feel free to reach out.

05/27/2026

🇺🇸 Wyoming Self-Employed Workers — are your health insurance rates getting out of control?

There are private health plans available with:
✅ PPO networks
✅ Lower deductibles
✅ Nationwide coverage
✅ Rates based on health, not just income

If you’re self-employed, 1099, own a small business, or work for yourself in Wyoming — comment “INFO” below and I’ll message you some options available in your area.

05/21/2026

Health insurance can be confusing, but understanding a few basics can make a huge difference when choosing the right plan for yourself or your family.

Here are a few important things to look at when comparing coverage 👇

• Monthly Premium - What you pay each month for the plan
• Deductible - What you pay before major coverage kicks in
• Out-of-Pocket Max - The most you could pay in a worst-case scenario
• Network - Which doctors and hospitals are included
• Coverage Type - PPOs typically offer more flexibility than HMO plans

A lower monthly premium doesn’t always mean better coverage - and the cheapest plan can sometimes end up costing more when you actually need care.

The best health insurance plan is the one that fits your budget, lifestyle, and medical needs.

If you ever have questions about coverage or want help understanding your options, feel free to message me 👍

05/19/2026

Happy to help!

Love helping my clients find plans that they didn’t know were an option originally. I Helped Justin find an affordable plan with nation wide coverage.

05/19/2026

Private Health Insurance Plans

If you’re self-employed or don’t qualify for group coverage, private marketplace plans can offer flexible, year-round options tailored to your needs.

✔ Custom coverage choices
✔ PPO & network flexibility options
✔ Plans designed for individuals & families—not just employers

Not sure what you qualify for? A quick review can help you see what’s actually available in your area.

Drop a 👍 if you want info or comment “OPTIONS” and I’ll point you in the right direction.

05/18/2026

Many people don’t realize there’s a difference between ACA Marketplace plans and private health coverage options.

ACA Plans:
• Guaranteed approval
• Subsidies based on income
• Often higher deductibles and smaller networks

Private Plans:
• Typically for healthier individuals/families
• Often offer broader PPO networks and lower deductibles
• Can be a better fit for self-employed or higher-income families who don’t qualify for subsidies

The best plan depends on your specific situation there’s no one-size-fits-all approach.

If you want help understanding your options, feel free to message me 👍

05/06/2026

Welcome to my page!

My name is Ian, and I’ve been working in health insurance for over 4 years now. I created this page to give people a place to actually understand their options, without the confusion or pressure that usually comes with it.

I specialize in helping self-employed individuals and families find coverage that makes sense for their situation. A lot of people don’t realize that there are options outside of the traditional marketplace, including plans that offer health-based discounts and more flexibility depending on your needs.

In many cases, I’m able to help families lower their monthly costs while also improving their overall coverage, especially if they don’t qualify for subsidies or feel like they’re overpaying.

My goal here is simple: provide clear, honest information and help you make the best decision for yourself or your family.

If you ever have questions or want to see what you might qualify for, feel free to reach out. I’m always happy to help 👍

05/04/2026

Client testimonial time! This was from my client Samuel who I helped out over 2 years ago -

“I didn’t really think much about my coverage until I actually needed it.

I’m self-employed, so I went with a private plan that included the Executive Diamond Association benefits. A few months later, I had an unexpected accident and ended up needing care pretty quickly.

What stood out to me was how simple everything was. I didn’t have to fight with referrals or figure out if I was in-network I was able to get treated right away. The accident coverage also helped offset a lot of the out-of-pocket costs, which was a huge relief.

Honestly, it just felt like the plan actually worked the way it was supposed to.

That experience alone made me realize how important it is to have the right coverage in place before something happens.”

DM for more info!

04/30/2026

Most people don’t fully understand how their health insurance works especially healthy families.

Here’s a quick breakdown 👇

PPO:
More flexibility. See specialists without referrals and access a larger network.

Deductible:
What you pay before insurance kicks in. Many plans today have very high deductibles, which means more out-of-pocket costs.

ACA Marketplace (higher income):
Can be a good option, but without subsidies you may see:
• Higher premiums
• High deductibles
• More limited networks

Bottom line: Not all plans are created equal, and the best option depends on your situation.

If you want help understanding what’s actually best for you, feel free to message me 👍

04/28/2026

Hey everyone 👋 for those who don’t know me, my name is Ian and I’ve been working as a health insurance agent for over 4 years now.

During that time, I’ve helped individuals and families find better coverage while often lowering their monthly costs.

What I’ve learned is that most people don’t actually know all the options available to them. A lot of people end up in plans that don’t fit their needs simply because no one took the time to explain things properly.

That’s where I try to be different — I focus on education and transparency first, not quick sales.

If you’re someone who:
• Makes too much to qualify for subsidies
• Feels like you’re overpaying
• Has a high deductible and wants better coverage
• Or just wants to see what else is out there

I’m always happy to help you review your options and point you in the right direction.

No pressure at all — just good information so you can make the best decision.

Feel free to message me 👍