Landon McCarty - NMLS# 716717

10/16/2026

🩺 NEW Mortgage Program for Medical Professionals! 🏡

Fairway is excited to introduce a new Doctors Mortgage Program designed for medical professionals who have strong earning potential but may be navigating student loan debt, limited funds for a down payment, or an upcoming employment start date.

✅ Up to 100% financing�✅ Loan amounts up to $2 million with qualifying LTV/FICO�✅ No mortgage insurance required�✅ 30-year fixed and ARM options available�✅ Projected income may be used with an eligible employment contract or offer letter�✅ Future employment start dates up to 150 days after the Note date may qualify�✅ Special student loan payment exclusions may be available for eligible residents and fellows�✅ Available for qualifying purchases and rate/term refinances

Eligible medical professionals include physicians, dentists, physician assistants, nurse practitioners, pharmacists, veterinarians, CRNAs, optometrists, podiatrists, residents, fellows, and more.

📲 If you’re a medical professional thinking about buying a home, let’s talk. I can help you determine whether this program fits your situation and what financing options may be available. 228-235-1370

Program eligibility, credit, LTV, loan amount, income, reserve, property, and other requirements apply. This is not a commitment to lend. Contact me for complete program details.

10/16/2026

10/14/2026

Taco soup would be my favorite!

🚨 BREAKING NEWS: Your lunch budget may be getting a little relief this month. 😂🍔

I’m giving away FREE Uber Eats lunch or dinner up to $20! Because groceries are expensive, cooking is overrated, and sometimes the microwave deserves a day off. 🤣

👇 HOW TO ENTER:
🍂 Like & share this post
🍂 Comment your favorite fall food
🍂 Tag a friend who owes you lunch

Let's get this giveaway rolling! 🍕🍁

10/13/2026

🍂🏡 Move-in Ready & USDA Eligible! 🏡🍂

Don't miss your chance to tour this beautiful 4-bedroom, 2-bath home in Gautier. If you've been dreaming of homeownership, this property may qualify for USDA financing with no down payment for eligible buyers.

Come take a look, enjoy lunch, and register for a door prize!

10/11/2026

Worth the read and share!!! 📖

I had one of those "this changes the game for many borrowers" moments today.

I pulled a credit report and saw something front runners, like Fairway Home Mortgage, are taking advantage of for their borrowers.
The borrower's traditional mortgage FICO® scores were:
📊 760 (Equifax)�📊 750 (Experian)�📊 733 (TransUnion)

But the borrower's VantageScore® 4.0 scores were:
📈 823 (Equifax)�📈 813 (Experian)�📈 813 (TransUnion)

That's a difference of:
✅ 63 points higher at Equifax�✅ 63 points higher at Experian�✅ 80 points higher at TransUnion

Same borrower. Same credit report. Very different scores.

Why?

Because FICO and VantageScore use different algorithms and may weigh credit factors such as payment history, utilization, inquiries, installment debt, and derogatory events differently.

For years, conventional mortgage lending primarily relied on older mortgage FICO models. Now, Fairway can utilize both FICO and VantageScore credit models on eligible conventional loans, creating new opportunities for many borrowers.

Why is this important?

A higher qualifying credit score can potentially:
🏡 Help more borrowers qualify for financing
💲 Improve loan pricing
📉 Result in a lower interest rate
💰 Reduce monthly mortgage payments
📈 Save thousands of dollars over the life of a loan.

The mortgage industry is evolving, and this is one of the most significant changes to conventional credit evaluation in years. If you've checked your credit online and assumed you didn't qualify, it may be worth taking another look.

Your path to homeownership could be stronger than you think.

Loan approval and pricing are subject to underwriting guidelines, program requirements, and individual borrower qualifications.

10/11/2026

Come tour two great Ocean Springs properties, meet local real estate professionals, have lunch, and enter for a chance to win a door prize. We can't wait to welcome you and hear what you think!

10/07/2026

VantageScore 4.0 is creating new opportunities for homebuyers by expanding the way creditworthiness is evaluated. If you've been turned down for a mortgage in the past due to your credit score, this change could be worth a second look.

Reach out to learn how VantageScore 4.0 may impact your financing options.

09/29/2026

📈 Savvy investors know that some of the best opportunities are found when others are sitting on the sidelines.

With economic uncertainty and recent interest rate increases, many homes are staying on the market longer than they were just a few months ago.

That means:

✅ More negotiating power for buyers
✅ Increased seller concessions
✅ Opportunities to buy down your interest rate
✅ Motivated sellers willing to work with qualified investors
✅ Potential to leverage equity from existing properties to expand your portfolio

If you've been waiting for the "right time" to invest, this market may offer opportunities that were hard to find when inventory was moving at record speed.

Comment "INVEST" below and let's schedule a strategy consultation to discuss your financing options and determine if now is the right time to add another property to your portfolio.

09/25/2026

Homeownership May Be Closer Than You Think!

This Gautier home qualifies for USDA Guaranteed financing, offering an affordable path to homeownership with little to no money down for eligible buyers. Eligible borrowers may also qualify for down payment assistance. USDA + 💰 = 🏠

09/12/2026

At 9:10 PM on a Friday night, I received a Clear to Close.

The easy thing would have been for the underwriter to call it a day at 5:00 PM and pick it back up Monday. Instead, they kept working because they understood what that approval meant to the borrower.

Behind every file is a family waiting for good news. That borrower spent the weekend celebrating instead of worrying.

A reminder that mortgages are what we do, not who we are. We're people helping people. 💚🏠

Are you looking for the same level of service for your home ownership journey?

📲228-235-1370
📩 [email protected]