IMove Mortgage, LLC

06/23/2025

03/17/2025

Mistakes to avoid as you search for houses

The following are some of the most common house-hunting mistakes that could turn your homebuying dream into a nightmare:

• Changing jobs. Lenders verify your employment and income several times during the mortgage process, and any change could stall your approval or even result in a loan denial.
• Depositing large chunks of cash. Lenders need a paper trail of any funds used for a home purchase. Make sure you have paperwork for any cash you plan to use or discuss strategies for how to handle the deposits with your loan officer before you make the deposits, if possible.
• Paying credit late. The house-hunting process can take months, and mortgage lenders typically pull a new credit report after 120 days. Any payments made 30 to 60 days late (or more) could drop your score and kill your mortgage approval, so make sure you maintain on-time payments throughout the mortgage process.
• Running up credit card balances. It may be tempting to buy things for your future home or use credit to save up for a down payment, but doing so could increase your total debt to the point that your mortgage approval is overturned.
• Financing furniture or household items on “same-as-cash” terms. Even if a credit offer says you don’t have any payments for six months, a mortgage lender will still count the projected payments against you. Wait until the keys are in your hands to make any purchases for your home with credit.

If you are planning to buy a new home within the next 6 months, now id the time to give me a call so that I can help you plan accordingly so that you can avoid the many pitfalls that can sabotage your dream of homeownership. Please message me or apply online at

We are Mortgage and Home Loan Experts and we offer Purchase, Refinance and Cash-out Refinance Loans.

11/05/2024

Tired of waiting for interest to drop to buy a new home? We have the solution.. Our Home RateBreak program allows us to give you an interest rate 2% lower than current interest rates in the 1st year of your mortgage. 1% lower in the 2nd year of your mortgage. It then moves back to the normal rate for the remaining 28 years.

This program allows you to buy more house with a lower mortgage payment. The best part is that the lender pays for the interest rate buydown. You pay nothing! Also, you may receive a raise or 2 from your employer during the first 2 years of your mortgage that will help to make your payment more affordable.

Contact me for more details by dialing (443) 417-8944 or visit my website: www.imovemortgage.com! NMLS # 1641199. Program available in DE, MD, and PA.

09/06/2024

Tired of waiting for mortgage rates to fall? With Welcome Home RateBreak, you can buy now with your rate reduced 2% in year 1 and 1% in year 2, saving you thousands. Even better, this temporary rate buydown is at no cost to you! To see if you qualify, scan the QR code below, call 443-417-8944, or go to https://www.imovemortgage.com/get-a-quote/purchase

06/04/2024

It’s time we had a conversation about debt- are you feeling overwhelmed from managing your debt? Let's discuss the option of consolidating it through a cash-out refinance. This allows you to utilize your home's equity to pay off other debts, potentially leading to significant monthly savings.. Reclaim control over your debt and begin your path towards financial independence today!

05/21/2024

🏠 Looking to buy your first home? We've got some exciting news for you! 🎉 Our mortgage brokerage is thrilled to introduce our exclusive grant program tailored just for first-time home buyers in Maryland, Delaware, and Pennsylvania!

With our grant program, you could receive assistance covering 2% of the purchase price of your dream home, up to a whopping $350,000.00 purchase price! 💰 Imagine the possibilities this could open up for you as you embark on this exciting journey towards homeownership.

Say goodbye to hefty down payments and hello to your new home sweet home! 🏡 Don't miss out on this incredible opportunity to turn your homeownership dreams into reality.

Contact us today to learn more about how you can benefit from our grant program and take the first step towards owning your own home! Call me today at ((443) 417-8944 apply online at www.imovemortgage.com, or use the QR code below. 🚀

05/20/2024

Matterport 3D Showcase.

05/20/2024

Beautiful home for sale in the Pines!

Welcome to this beautifully updated custom built home by T & G Builders in the premier Whitetail Santuary section of Ocean Pines. This home features 4 bedrooms/ 4 full bathrooms and 1 half bath. There are two primary suites, one on main level and another on the second level both with large ensuite b...

05/20/2024

Beautiful home in Glen Riddle!

Get the Current Price, Photos, Details & More Now!

04/16/2024

NMLS # 1641199. The first step in the home buying process is to get pre-approved for a mortgage. Scan the code to complete our online application to get started.