This enables me to find the best product, price, and benefits, and benefits for you. By fulfilling your needs by way of taking the time to understand what your goals and ascertain your personal, family, and your business needs, we will reach your goals, protect or surpass your goals, while keeping what is important for you protected. This is done through fact finding and/or Financial Needs Analys
is, which allows us the opportunity to work together and formulate the best course of action and provide you with the optimum results. There are many Insurance Brokers like myself who have time in the industry, yet time does not always equal a well rounded professional. What sets me apart is I represent, inform, and help guide my clients with changes which transpires, the best plans available to fit with your ever changing needs, annual or as needed reviews and communication with accessibility. I can act as an HR person for each smaller group who doesn't have a person designated for this role yet, and establish reasons for you the employer to attract and keep new and existing talent, giving you more time. I treat and follow up with my clients like they are my family members, and help them adjust their benefits and cutting edge concepts as they present themselves which develop or as your needs change. Service, experience, contacts, commitment, continuing education, Integrity, values, and follow through is why I am a professional, and why I am worth our limited and valuable time. My team and I Specialize in:
1. Business Insurance for Employer's and Groups; from 1- through unlimited number of people. Buy-Sell Agreements, Key-Person Insurance, Life (Including Index, Whole Universal, Adjustable, and Term Life, which has living benefits coverage for all Insured and/or your their spouse and/or children. The coverages for Officers and/or employee's implement sound tax benefits whether or not you are contributing for your employee's helping and protecting everyone and be recognized as a responsible and attractive employer. Over 35 years of experience with Fixed or Index Annuities for business and/ or personal purposes.
2. Individual or Family coverage for all stages of Life, Health, and Annuities. This entails major medical (ACA), OSCAR, HCA's, plans of faith, Defined Benefit Plans, indemnities- Catastrophic Coverage, Chronic Illness Riders, Specified Disease such as Cancer, Dental, Vision, and a great deal more.
3. Servicing Our Clients: Annual Reviews since Situations are Constantly Changing as Products For Those Needs. Also Reviews as Necessary or as Often as Necessary. Available for Phone Calls, Conference, Zoom or Microsoft Team Appointment's, In-Person Seminars, Company Group Educational meetings.
*there is no fee a consultation yet their is a fee for both of us and this is a few minutes of our valuable time. I look forward to the opportunity for us to work as a team. Sincerely,
Lloyd
usabg.com/lfarber
[email protected]
352-581-1738
